Rahul Gautam

• Rahul is a finance writer with a background in Journalism. He specialises in making complex financial topics easy to understand. He writes about credit cards, banking, loans, and financial institutions, helping readers explore the financial world with clarity and confidence. His work is both informative and engaging.

7 Stories by Author: Rahul Gautam

RBI Slashes Repo Rate to 6% in April 2025 Amid Global Uncertainty
April 09, 2025

In a much-anticipated move, the Reserve Bank of India (RBI) announced a 25 basis point rate cut, bringing the key lending rate down from 6.25% to 6%. The decision, unveiled on 9 April 2025, marks the second consecutive reduction this year and reflects the central bank’s shift to an ‘accommodative’…

Category:Financial News
A Step-by-Step Guide to Home Loan Application Process
March 04, 2025

A home loan is a financial product that helps people buy or build their dream homes without paying the full cost upfront. The bank or lender provides the money, which the borrower repays in monthly instalments, including interest. These loans often require proof of income, ID, and property details. Understanding…

Category:Home Loan Archive
Unlocking The Benefits of Home Loan Refinancing
February 25, 2025

Think about unveiling a hidden savings vault within your home loan. That’s what home loan refinancing can feel like. Refinancing a home loan is helpful for homeowners looking to save money on their loans. By refinancing, you replace your current loan with a new one with better terms, such as…

Category:Home Loan Archive
Fixed Or Floating Rate For Your Home Loan: Best Option to Pick From
January 24, 2025

Deciding between a fixed or floating interest rate on a home loan is one of the most crucial choices for borrowers. Each option has advantages and drawbacks, influenced heavily by market conditions and individual financial goals. A fixed-rate loan offers steadiness, locking a consistent EMI regardless of market fluctuations. This…

Category:Media Coverage
Accessibility Like Never Before: PF Withdrawals From ATMs In 2025
December 13, 2024

Key Highlights EPFO subscribers can withdraw their Provident Fund (PF) directly from ATMs using dedicated withdrawal cards linked to their UAN, providing 24/7 access to faster and more convenient transactions. Withdrawals will be capped at 50% of the PF balance to ensure funds remain available for future needs. Multi-factor authentication,…

Category:Financial News
PAN Gets a Major Upgrade : PAN 2.0 is Approved
November 26, 2024

On 25 November 2024, the Union Cabinet, led by Prime Minister Narendra Modi, approved the ₹1,435 crore PAN 2.0 project to modernise the tax system. Over 78 crore PAN cards have been issued so far, with 98% belonging to individuals. This latest PAN 2.0 card news highlights the project's aim…

Category:Financial News
NPS Vatsalya Scheme : A New Pension Plan for Secure Family Futures
October 14, 2024

The National Pension System (NPS) Vatsalya scheme is a savings and pension plan designed specifically for minors. Managed by the Pension Fund Regulatory and Development Authority (PFRDA), this scheme allows parents or guardians to open an account for children under 18. With a minimum contribution of ₹1,000 per year and…

Category:Financial News