Shubham Sandhu
Content Writer
Shubham writes about personal finance, focusing on loans, credit cards, and everyday money matters. His writing keeps things simple and direct, helping readers quickly understand what matters and what does not. He aims to make financial decisions feel less confusing and more manageable.
45
Articles
3 Yrs
Experience
Areas of Financial Expertise
- Personal Finance
- Credit Cards
- Home Loan
- CIBIL Score
- All
- Aadhaar Card
- Bank Calculator
- Credit Card
- Education Loan
- Home Loan
- Personal Loan
All Categories
GST Impact on Personal Loans: What You're Actually Paying Tax On
When you take out a personal loan, navigating the fee structure can be confusing. Many borrowers worry that GST will inflate their monthly installments or significantly increase their principal debt. Understanding how GST on personal loan products works helps you accurately calculate your true borrowing expenses.
Published Date
Sep 24, 2026Updated Date
Sep 24, 2026Credila Education Loan Without Collateral : Limits, Rates, and Eligibility
Credila education loan without collateral is an option for students who are allowed to borrow money for education without having to give up property or other assets. Credila gives both unsecured education loan for courses in India and abroad based on its rules and credit check. The amount you can…
Published Date
Oct 28, 2026Updated Date
Oct 28, 2026Credila Education Loan Processing Fee : Charges, GST and Refund Rules
The Credila education loan processing fee is an upfront cost that students should account for when planning their higher education expenses. Credila, formerly known as HDFC Credila Financial Services, calls this charge an origination fee. It can be up to 1.25% of the sanctioned loan amount, plus applicable GST, and…
Published Date
Oct 29, 2026Updated Date
Oct 29, 2026PMAY Application Status: How to Check Pradhan Mantri Awas Yojana Status Online
After filling out a PMAY form, most families want to know one thing: has it moved ahead? The good news is that you can check your PMAY application status online for free in a few minutes. The steps depend on whether you filed the form under the urban or rural…
Published Date
Oct 21, 2026Updated Date
Oct 21, 2026Personal Loan in Dehradun: Interest Rates, Eligibility and How to Apply
A personal loan in Dehradun is an unsecured loan that salaried employees, business owners, and pensioners in the city use for planned and unexpected expenses. SBI, HDFC Bank, ICICI Bank, and several NBFCs offer these loans without any collateral. In November 2026, published rates at large banks start close to…
Published Date
Oct 29, 2026Updated Date
Oct 29, 2026Personal Loan in Guwahati
A personal loan in Guwahati gives salaried workers, traders, and professionals quick access to funds without pledging any asset. Public sector banks, private banks, and NBFCs all lend in the city, from Dispur and GS Road to Maligaon and Beltola. As of November 2026, the lowest published rates at large…
Published Date
Oct 30, 2026Updated Date
Oct 30, 2026Pradhan Mantri Awas Yojana Eligibility 2026
Pradhan Mantri Awas Yojana eligibility comes down to three checks. Your household income must fall within the limit, no one in your family should own a pucca house anywhere in India, and you must live in an area the scheme covers. Most people get stuck on the smaller rules, like…
Published Date
Oct 29, 2026Updated Date
Oct 29, 2026Personal Loan in Salem: Interest Rates, Eligibility and How to Apply
A personal loan in Salem lets salaried workers, weavers, traders, and professionals borrow without pledging gold, property, or other assets. Public sector banks, private banks and NBFCs all lend in the city. As of November 2026 , the lowest published rates at big banks sit near 7.5% a year. Your…
Published Date
Oct 29, 2026Updated Date
Oct 29, 2026Personal Loan in Visakhapatnam
A personal loan in Visakhapatnam is an unsecured loan that steel plant staff, navy personnel, port workers, IT employees and business owners can use for almost any personal need. You do not pledge a house, gold or any other asset. Public banks, private banks and NBFCs all lend in the…
Published Date
Oct 30, 2026Updated Date
Oct 30, 2026
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