Shubham Sandhu
Content Writer
Shubham writes about personal finance, focusing on loans, credit cards, and everyday money matters. His writing keeps things simple and direct, helping readers quickly understand what matters and what does not. He aims to make financial decisions feel less confusing and more manageable.
31
Articles
3 Yrs
Experience
Areas of Financial Expertise
- Personal Finance
- Credit Cards
- Home Loan
- CIBIL Score
- All
- Home Loan
- Personal Loan
- Credit Card
- Education Loan
All Categories
Home Loan for Bank Employees
A home loan for bank employees is a housing finance facility offered either through staff benefit schemes within banks or through regular lending products with preferential terms. Bank employees often receive concessional interest rates, relaxed processing charges, and flexible repayment structures. The bank employee's home loan interest rate may be…
Published Date
Feb 25, 2026Updated Date
Feb 25, 2026Home Loan for Government Employees
A steady salary makes a big difference when you apply for housing finance. That is why salaried staff working in government departments are often seen as reliable borrowers by banks and housing finance companies. Their structured pay scale, regular income and long service record reduce lending risk. Because of this,…
Published Date
Feb 25, 2026Updated Date
Feb 25, 2026Home Loan for Senior Citizens & Pensioners
A home loan for senior citizens and pensioners is designed for individuals who are retired or nearing retirement but still wish to purchase, construct, or renovate a property. Banks assess pension income, age at loan maturity, and repayment capacity before approval. While tenure may be shorter compared to younger borrowers,…
Published Date
Feb 25, 2026Updated Date
Feb 25, 202680 Lakh Home Loan EMI & Interest Rate
An ₹80 lakh home loan is usually taken for buying a mid to high-value property in growing city areas. The EMI you pay every month depends mainly on the interest rate and the loan tenure you choose. At present, most banks offer interest rates starting from 8% to 9% per…
Published Date
Feb 25, 2026Updated Date
Feb 25, 202685 Lakh Home Loan EMI & Interest Rate
An ₹85 lakh housing loan is generally chosen for buying property in well-developed city locations or larger residential projects. The monthly instalment depends on the interest rate offered and the repayment period selected. Even a small change in rate can alter the repayment amount over time. A shorter tenure increases…
Published Date
Feb 25, 2026Updated Date
Feb 25, 2026PNB Personal Loan of 1 Lakh
The PNB personal loan of ₹1 lakh is a personal credit option offered by Punjab National Bank for meeting regular financial needs. It can be used for medical costs, travel, family expenses or other personal requirements. The loan does not require any collateral and is repaid through monthly instalments. The…
Published Date
Jan 20, 2026Updated Date
Jan 20, 202690 Lakh Home Loan EMI & Interest Rate
An ₹90 lakh housing loan involves a structured monthly repayment spread over several years. The instalment amount is decided by the interest rate offered and the repayment period selected at the time of sanction. Because the principal is substantial, the interest component remains high in the initial years. Over time,…
Published Date
Feb 25, 2026Updated Date
Feb 25, 2026Tata Capital Education Loan EMI Calculator
Paying for higher studies can feel stressful when you are unsure about monthly loan payments. That is where the Tata Capital education loan EMI calculator becomes useful. It helps students and parents estimate monthly EMIs before applying for a loan. You can check how much you may need to repay…
Published Date
Jun 5, 2026Updated Date
Jun 5, 2026Propelld Education Loan EMI Calculator
Planning for higher education is simpler when you know how much you may need to pay each month. The Propelld education loan EMI calculator helps students estimate their monthly loan repayments before applying for funding. If you're enrolling in a coding bootcamp, an MBA program, an engineering degree, or any…
Published Date
Jun 5, 2026Updated Date
Jun 5, 2026
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