Vimal Vijayan
Senior Content Editor
Vimal Vijayan is a senior editor with a background in philosophy, research, music, and teaching, bringing a multidisciplinary lens to financial content and analysis. He specialises in refining complex financial ideas into clear, engaging narratives that support informed decision-making. With a strong interest in markets, problem-solving, and editorial precision, he combines analytical thinking with storytelling to produce content that is both insightful and accessible. Outside work, he enjoys chess, where strategy and patience continue to sharpen his perspective.
38
Articles
5 Yrs
Experience
- All
- Loan
- Home Loan
- Personal Loan
- Credit Score
- Credit Card
- Credit Score - Overview
- Education Loan
All Categories
Home Loan for Low CIBIL Score
During the loan approval process, lenders often emphasise a good credit score to increase the chances of securing a loan. The CIBIL score is a widely accepted metric used to assess the borrower’s creditworthiness and repayment history before sanctioning the loan. A higher score makes securing favourable loan terms a…
Published Date
Mar 25, 2026Updated Date
Mar 25, 2026Personal Loan for CIBIL Score of 500 - Is Approval Possible?
A CIBIL score below 500 is generally considered high-risk by lenders. This means you might have difficulty securing a loan with such a score. If you’re wondering, “Can I get a loan with a 500 CIBIL score?” remember that while it is not impossible, there may be some limitations. For…
Published Date
Apr 13, 2026Updated Date
Apr 13, 202610,000 Loan on PAN Card : Eligibility, Interest Rates, Process & Benefits
With the rise in digitisation and the need for quick access to short-term funds, the demand for instant personal loans has also increased. Be it an urgent medical expense, bill payment, or a temporary cash shortfall, borrowers are always on the lookout for credit options that are fast and hassle-free.…
Published Date
Apr 2, 2026Updated Date
Apr 6, 2026Personal Loan Processing Fee: Charges, Calculation, Ways to Reduce It
When applying for a personal loan, borrowers often focus solely on the loan amount and interest rate, while overlooking other important charges. However, lenders also charge certain fees for processing and approving the application. The personal loan processing fee is a key upfront cost, a one-time charge collected to cover…
Published Date
Apr 2, 2026Updated Date
Apr 2, 2026Airtel Axis Bank Credit Card: Benefits, Fees, Eligibility, How to Apply
A popular co-branded credit card offered by Axis Bank, the Airtel Axis Bank Credit Card is designed for the convenience of digital and telecom users. Commonly known as the Axis Airtel Credit Card, it focuses on cashback rewards across everyday spending categories, allowing cardholders to earn significant cashback on Airtel…
Published Date
Apr 2, 2026Updated Date
Apr 2, 2026Flipkart Axis Bank Credit Card: Benefits, Fees, Eligibility, How to Apply
If you are a frequent online shopper considering getting a credit card, then the Flipkart Axis Bank Credit Card is just the one for you. A co-branded card combining Axis Bank’s credit card services with Flipkart’s e-commerce ecosystem, this card provides cashback on online purchases. These offers can be availed…
Published Date
Apr 2, 2026Updated Date
Apr 2, 2026Home Loan on ₹25,000 Salary
Owning a home is a major milestone in one’s life, and with rising property prices, demand for affordable financing is higher than ever. A large share of these aspiring homeowners earn entry-level salaries of around ₹25,000. Therefore, a common question is whether it is possible to secure a home loan…
Published Date
Apr 2, 2026Updated Date
Apr 2, 2026Home Loan on ₹45000 Salary
With rising urbanisation and improved access to financing, lenders are catering to individuals in the ₹40,000–₹50,000 income bracket, as a major portion of salaried employees aspiring to homeownership fall within this bracket. If you’re earning ₹45,000 a month, you fall into a fairly comfortable zone. Banks and NBFCs are generally…
Published Date
Apr 1, 2026Updated Date
Apr 1, 2026Eligibility Criteria and Documents Required for Education Loan
Before applying for an education loan, it is important to understand the eligibility criteria to prepare a well-rounded application. Lenders consider academic performance, the credibility of the student’s chosen institution, financial stability, the applicant's ability to repay the loan, and supporting documents when assessing an applicant. The education loan eligibility…
Published Date
Apr 13, 2026Updated Date
Apr 13, 2026
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