Allahabad Bank Balance Check

Allahabad Bank, now merged with Indian Bank, offers various convenient methods for balance enquiry.

Missed Call Service: Give a missed call from your registered mobile number to 08108781085, 09289592895 or 09223150150. SMS Banking: Send a formatted text to 9444394443. Internet Banking: Log in to your internet banking account using your login ID and password. Mobile Banking App: Check your account balance using the IndOASIS mobile app. Passbook Printing: Update your passbook at any branch. ATM cum Debit Card: Check your balance at any ATM using your card. UPI Apps: Check your balance on any UPI app linked to your bank account.

Check Allahabad Bank Balance via Passbook Printing

Allahabad Bank customers who still like to use the old-school mode can see their account balance by updating their passbook. You simply have to visit the nearest branch and get it updated in a timely manner. The transaction history will be reflected with appropriate details in the passbook.

Check Allahabad Bank Balance via ATM cum Debit Card

The Allahabad bank provides their customer the option of getting updates about account balance via ATM cum Debit Card. You have to visit the ATM and enter the ATM PIN to log in. Then, you have to opt for Balance Enquiry, and you can even visit non-Allahabad ATM for the same.

Check Allahabad Bank Balance via UPI

This option suits almost everyone who knows how to use UPI.

• First, open the UPI app on the phone and log in using biometrics or MPIN.
• Now, select the account number you want to check your balance and tap the balance check button.
• Now, verify the CAPTCHA/PASSCODE.
• A pop-up will appear on the screen reflecting your account balance.

Importance of Account Balance Enquiry

As a regular customer of bank services, it’s important to keep track of your transactions and remaining account balance. If your account holds a good balance amount, it indicates you have a higher value of liquidity ratio. If you keep track of incoming and outgoing transactions from your account, you could be a better planner for uncalled emergencies and hold better positions in the cases mentioned below:

• Control on Squandering: If you know about your financial position and current outstanding balance, you will avoid spending your finances without accountability. You will be aware of the troubles getting in your way, like penalties, a burden on next month’s income, etc. This cycle of overspending will only lead to a cycle that will have no full stop. Thus, spending only what your pocket allows and saving for uncalled emergencies is highly recommended.
• Check for deviation in the account balance: Living in a digital era comes with its own challenges. Now, all information is easily accessible through online routes. It’s important to check if fraudulent activity or transaction occurs through your account. It’s important to be on watch before a mishap occurs like fraud transactions, etc. 
• Keeping a track of transactions: This factor majorly interests you as a customer. Being in charge of inflows and outflows of currency from your account will make you good in managing your accounts. You should be well aware of the account balance so it can help you develop good spending habits. If you keep the balance below some amount, you’ll be levied with a penalty, thus causing you to pay more. So, you’ll be in charge of your funds and will be able to manage better. 
• Interest gained: When you keep a certain amount in the savings account, that amount gains interest periodically. Other income sources, like rent, dividends, etc., might go via your account. You can keep track of such credited amounts via Allahabad Balance check.
• Keep an eye on the bank’s surcharges: There might be a scenario where your bank will be levying your account with some charges which you are unaware of. These transactions lie on the outflow side. If you track any such activity in your account, you can get a full refund by informing the appropriate authorities.