Hepson Franklin

  • Hepson Franklin is a seasoned financial expert and accomplished writer specialising in Financial Services, Investments, Loan Assessments, Mutual Funds, Banking & loan products. With a wealth of experience in the financial industry, he has established himself as a trusted voice, providing invaluable insights and guidance to both seasoned investors and those new to the world of finance. With a comprehensive understanding of the intricate facets of the financial landscape, he is dedicated to demystifying complex financial concepts for readers of all backgrounds.

   



5 Stories by Author: Hepson Franklin

  • Debt To Income (DTI) Ratio : Calculation Formula, Types and Limitations

    November 20, 2024

    Better debt management is crucial to avail of the available financial opportunities. Whether you wish to secure a personal loan, business loan, home loan, or even credit card, lenders have various metrics to determine your creditworthiness. One such metric they consider is your Debt-to-Income ratio (DTI). A good DTI ratio…

    Category:Personal Loan Archive

  • Home Loan Festive Offers : Key Considerations Before Borrowing

    November 04, 2024

    Key Takeaways Reduced rates and waived fees can be appealing, but consider long-term financial impacts and total costs. Complimentary benefits like insurance or vouchers are tempting but shouldn't overshadow essential loan terms. Prioritise lenders with clear terms and good customer support for a transparent experience. Festive seasons bring attractive home…

    Category:Media Coverage

  • All About NBFC Home Loans

    September 17, 2024

    Non-Banking Financial Companies (NBFCs) have become a popular choice for home loans in India. They offer flexibility, faster processing, and competitive interest rates, making them a good alternative to traditional banks. Moreover, NBFCs cater to a wide range of customers, including those with lower credit scores, making homeownership accessible to…

    Category:Home Loan Archive

  • Second Home Loan Tax Benefits

    September 04, 2024

    Home Loans offer many attractive features. Unlike other types of loans, they feature lower interest rates, longer repayment terms, moderate eligibility criteria, and associated tax benefits. Though home loan borrowers know these benefits, many buyers doubt whether tax benefits on such loans are allowed if taken for the second time.…

    Category:Home Loan Archive

  • How Much Personal Loan Can I Get on My Salary?

    July 26, 2024

    Personal loans are like unsecured credit, meaning you don't need to offer any assets as collateral. As a result, lenders pay close attention to your ability to repay the loan. Your monthly salary is the foremost factor lenders consider when determining how much you can borrow. The higher your salary,…

    Category:Personal Loan Archive

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