Khushi Sondhi

• Khushi Sondhi is more than a writer at Urban Money; she translates financial jargon into relatable language. With a background in commerce and a passion for financial, Khushi simplifies complex topics and makes finance accessible. She’s committed to taking the intimidation out of money matters, helping readers make informed decisions with ease.

5 Stories by Author: Khushi Sondhi

Collateral vs Mortgage: Unlocking The Best Loan Option For You
March 21, 2025

Two terms often surface when talking about securing loans: mortgage and collateral. While both terms are frequently associated with loans, they serve different purposes. A mortgage is a loan secured specifically by real estate, whereas collateral refers to any asset pledged to secure a loan. Understanding the distinction between these…

Category:Home Loan Archive
The Big Predictions for Home Loans Trends in 2025
March 20, 2025

In 2024, India's housing market reached a 12-year high, with sales increasing by 7% to over 3.5 lakh units across eight major cities. This surge was driven by increasing demand for premium homes, particularly in the ₹2-5 crore segment, which saw an 85% annual growth. Despite these developments, home loan…

Category:Home Loan Archive
List of Documents Required for Home Loan
March 03, 2025

You've found your dream home. But before you can settle in, there's one crucial step: securing a home loan. And that means gathering specific documents required for a housing loan. Homeownership is a dream for many, but the path to realising that dream can be cluttered with paperwork. The list…

Category:Home Loan Archive
Lender or Pretender? How to Spot The Best Home Loan Provider
March 03, 2025

Your home loan is a significant financial commitment, and you deserve to have control over it. While interest rates are undoubtedly important, they're not the only factor to consider when choosing a home loan lender. Many other factors, from processing fees to customer service, can significantly impact your borrowing experience.…

Category:Home Loan Archive
Home Loan vs Gold Loan : Which Option is Best for Your Financial Goals?
February 25, 2025

When financing life’s major goals like buying a home, comparing a home loan vs a gold loan can help you find the best option. Each provides a secure way to fund your needs but serves different purposes. A home loan is designed for long-term investments, offering higher loan amounts and…

Category:Home Loan Archive