Sakshi Saxena

• Sakshi Saxena leads Research at Urban Money, bringing over five years of experience at the intersection of real estate, housing finance, urban economics and market intelligence. With a background in architecture and urban planning from CEPT University, she applies a spatial and structural lens to understanding credit behaviour, home loan affordability, borrower sentiment and macro housing trends. Her work focuses on decoding complex financial and housing data into actionable insights for lenders, policymakers and consumers, bridging the gap between urban development realities and fintech-driven lending solutions. Having participated in Writing the City programmes with international authors, Sakshi brings a rare narrative depth to financial research, translating numbers into human-centred stories around aspiration, access and ownership. A writer and poet, she combines analytical rigour with creative clarity to shape thought leadership at the convergence of cities, credit and technology.

1 Stories by Author: Sakshi Saxena

Distributed Growth in Home Loans Across Tier-2 and Tier-3 Cities
January 22, 2026

The Indian housing finance narrative in 2025 moved decisively beyond traditional metropolitan strongholds. A recent “UrbanMoney Homebuyers Credit Pulse” report highlights that Tier-2/3 cities fuelled the majority of home loan activity, contributing approximately 64 per cent of total volumes, underscoring a broadening of the mortgage market beyond Tier-1 clusters. This…

Category:Research Reports