Now make UPI Payments with India's best credit card for UPI

Flat Cashback on all Payments

Designed for hassle-free and efficient UPI transactions

One card for every payment

Upto 2% Cashback on UPI transactions.

Up to 5% cashback on achieving annual spend milestones.

Complimentary airport lounge access at specific milestones.

Fully digital, allowing linking to the Kiwi app for fast, cardless transactions.

Real-time transaction alerts, easy in-app card blocking, and 24/7 customer support. 

Kiwi

Special access to exclusive events & offers

<div><h3>Key Features:</h3><ul style="list-style-type: none;padding: 0;"><li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;  ">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
           <label>Welcome benefits Rs. 600 worth of activation benefits on your Flipkart Axis Bank Credit Card.</label>
        </li>
        <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
        <label>Earn unlimited 5% cashback on Flipkart spends.</label>
        </li>
        <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
        <label>Earn unlimited 4% cashback on Preferred Merchants.</label>
        </li>
		<li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
        <label>Avail a fuel surcharge waiver of 1% with your credit card at all fuel pumps across India.</label>
        </li>
 </ul></div>

Upto 5% cashback on spends at Flipkart.

Upto 7.5% cashback on Myntra.

Upto 5% cashback on Cleartrip.

1% fuel surcharge waiver for transactions upto Rs. 4,000.

Fuel Surcharge Waiver

Up to 15% discount at partner restaurants.

Dining Benefit

Convert transactions above Rs. 2,500 into EMIs.

EMI Conversion

Axis Credit Card

Upto 5% cashback @ Rs. 299.

10X/5X on domestic/international spends.

Up to 2% cashback @ Rs. 199.

1 Point per Rs. 100 on utilities (max 100 points per txn).

1 Point per Rs. 100 on other spends incl. insurance.

Max 25,000 points per statement cycle (excl. utilities).

1 Point = Re. 0.25 via rewards catalogue.

Reward Points

5% cashback (3 times in 90 days) on retail spends.

Min spend Rs. 7,500; Max cashback Rs. 500 per 30 days.

2% cashback (3 times in 90 days) on retail spends.

Min spend Rs. 10,000; Max cashback Rs. 1,000 per 30 days.

Milestone Cashback

Extra 5% cashback on grocery, travel, dining, electronics & apparel.

Max cashback Rs. 1,000 per category per 30 days.

Category Cashback @ Rs. 199–299

AU Small Finance Credit Card

<div><h3>Key Features:</h3><ul style="list-style-type: none;padding: 0;">
        <li style="margin-bottom: 10px; padding-left: 30px; position: relative; line-height: 1.5;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; position: absolute; left: 0; top: 2px;">&#x2713;</span>HDFC
           <label>Annual Fee - Rs. 500 + Taxes</label>
		</li>
        <li style="margin-bottom: 10px; padding-left: 30px; position: relative; line-height: 1.5;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; position: absolute; left: 0; top: 2px;">&#x2713;</span>
           <label>Welcome benefit: Complimentary Swiggy One Membership for 3 </label>
        </li>
        <li style="margin-bottom: 10px; padding-left: 30px; position: relative; line-height: 1.5;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; position: absolute; left: 0; top: 2px;">&#x2713;</span>
           <label>10% Cashback on Swiggy | 5% Cashback on online spends (capped at Rs 1500 per billing cycle)</label>

        </li>
        <li style="margin-bottom: 10px; padding-left: 30px; position: relative; line-height: 1.5;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; position: absolute; left: 0; top: 2px;">&#x2713;</span>
           <label>1% Cashback on offline spends (capped at Rs 500 per billing cycle)</label>
        </li>
		
		
		
    </ul></div>

Upto 5% cashback on everyday spends.

Upto 10% cashback on spends at Swiggy.

Annual fee waived on ₹2L+ yearly spend.

4 free rounds + 12 golf lessons, 50% off beyond.

Golf benefits via Mastercard.

HDFC Credit Card

<div><h3>Key Features:</h3><ul style="list-style-type: none;padding: 0;">
    <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
      <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
      <label><b>Joining Fees: </b>Unlock benefits at only ₹999 + taxes – Join now!</label>
    </li>
	<li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
      <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
      <label><b>Annual Fees: </b>Enjoy a full year of benefits – Just ₹999 + taxes!</label>
    </li>
	<li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
      <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
      <label><b>Introductory Offer 1: </b>Users get bonus cashback 2 worth Rs. 1,000 on card activation. Both primary as well as add-on users are individually eligible for this benefit on their respective card spends.</label>
    </li>
    <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
      <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
      <label><b>Dining Discount Offers: </b>Up to 15% off on dining bills at 200+ partner restaurants via Live+ Dining Programme.</label>
    </li>
    <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
      <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
      <label><b>Annual Fee Waiver: </b>HSBC offers annual fee waiver to Live+ credit card users if their credit card spends amount to more than Rs. 2 lakh in a year.</label>
    </li>
    <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
      <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
      <label><b>Complimentary Lounge Benefits: </b>HSBC Live+ credit card users can avail up to 4 complimentary visits to domestic airport lounges in a year, maximum 1 visit per calendar quarter.</label>
    </li>
  </ul>
</div>

Upto 15% off on dining at partner restaurants.

Up to 10% Cashback on dining, grocery & more.

Complimentary domestic lounge visits every year.

Up to ₹3,000 annual savings on fuel.

Amazon voucher worth ₹250 on completing online application and Video KYC.

No liability on fraudulent transactions after reporting card loss/theft.

Replacement card issued within 3 days via Visa Global Assistance/HSBC helpline.

HSBC Credit Card

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Annual Fee: ₹2,000 + GST, which may be waived on reac

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Joining fee: ₹500 + GST is charged when you apply for the Flipkart Axis Bank Credit Card.
Annual fee: ₹500 + GST is applicable from the second year onwa

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Feature
Details




Joining Fee
₹12,000 + GST


Annual Fee
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Feature
Details




Joining & Annual Fee
₹2,500 + taxes; r

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Feature
Details




Joining fee
₹3,000 + GST

ICICI Bank Rubyx Credit Card

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Feature
Details




Joining fee
₹1,

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Feature
Details


Joining fee
₹500 + GST


An

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Feature
Details


Joining fee
₹500 + GST


Annual f

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