Lifetime Free Credit Cards 2025

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  Joining Fee: Nil

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  Annual/Renewal Fee: Nil

• No joining/annual fee.
• Up to 5x reward points.
• Annual fee waived on spending above ₹8 lakh in a year.

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  Joining Fee: Nil

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  Annual/Renewal Fee: Nil

• Cashback capped at Rs. 1,000 on the 1st EMI transaction.
• Upto 25% off on movie tickets.
• 0% interest charged on credit card cash withdrawals.

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  Joining Fee: ₹0

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  Annual/Renewal Fee: ₹0

• Reward points per Rs. 100 on spends.
• Prime membership discount up to 50% on dining.
• Complimentary Total Protect insurance cover.

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  Joining Fee: Nil

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  Annual/Renewal Fee: Nil

• Up to 10X reward points.
• Upto 25% discount on tickets.
• No joining/annual fee.

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  Joining Fee: Nil

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  Annual/Renewal Fee: Nil

• Upto 10X rewards on monthly spends.
• Up to 4 airport lounge visits per quarter
• Upto 5% cashback on your 1st EMI transaction.

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  Joining Fee: ₹0

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  Annual/Renewal Fee: ₹0

• Personal air accident insurance cover.
• Priority Pass with 600+ Airport Lounges access.
• Activation benefits from Luxe gift card, Montblanc, Post Card and vouchagram.

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  Joining Fee: Nil

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  Annual/Renewal Fee: Nil

• Complimentary domestic lounge visits yearly.
• Up to 3% value-back.
• 1% fuel surcharge waiver up to ₹5,000.

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