Use your credit card and earn reward points to redeem against products, flights and more.

Credit Card Rewards

Transfer your outstanding credit card balance to an HSBC credit card to enjoy easy repayments at a lower interest rate.

Balance Transfer

Repay your purchases with your HSBC credit card in equated monthly instalments so you can pay your bill at your convenience.

Instant EMI

Make annual savings of up to INR3,000 on fuel surcharges with our credit card waiver.

Fuel Surcharge Waiver

Convert the limit on your credit card into cash and repay in equated monthly instalments.

Cash On Equated Monthly Installments

Explore and compare credit cards to find the one that suits you best.

Get extra rewards every time you use your card

<div><h3>Key Features:</h3><ul style="list-style-type: none;padding: 0;">
    <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
      <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
      <label><b>Joining Fees: </b>No Joining Fees.</label>
    </li>
	<li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
      <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
      <label><b>Annual Fees: </b>Life Time Free.</label>
    </li>
	<li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
      <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
      <label><b>Welcome Benefits: </b>The card offers an Amazon voucher worth Rs. 250 on completing the online credit card application and Video KYC.</label>
    </li>
    <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
      <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
      <label><b>Zero-liability for Lost Cards: </b>In the case of lost/theft of your HSBC Visa Platinum Credit Card, you will have no liability for the transactions made once you report and register the loss of your card.</label>
    </li>
    <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
      <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
      <label><b>Emergency Card Replacement: </b>You can call Visa Global Assistance Services or HSBC Helpline numbers if you lose your credit card and request to cancel your card and replace it with an emergency card within the next 3 days.</label>
    </li>
    <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
      <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
      <label><b>Fuel Savings: </b>Avail annual savings of up to Rs. 3,000 via fuel surcharge waiver.</label>
    </li>
  </ul>
</div>

No joining/annual fee.

Up to 5x reward points.

Annual fee waived on spending above ₹8 lakh in a year.

Up to 4 free domestic airport lounge visits per year (1 visit per calendar quarter).

Complimentary Lounge Access

HSBC Credit Card

<div><h3>Key Features:</h3><ul style="list-style-type: none;padding: 0;">
    <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
      <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
      <label><b>Joining Fees: </b>Unlock benefits at only ₹999 + taxes – Join now!</label>
    </li>
	<li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
      <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
      <label><b>Annual Fees: </b>Enjoy a full year of benefits – Just ₹999 + taxes!</label>
    </li>
	<li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
      <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
      <label><b>Introductory Offer 1: </b>Users get bonus cashback 2 worth Rs. 1,000 on card activation. Both primary as well as add-on users are individually eligible for this benefit on their respective card spends.</label>
    </li>
    <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
      <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
      <label><b>Dining Discount Offers: </b>Up to 15% off on dining bills at 200+ partner restaurants via Live+ Dining Programme.</label>
    </li>
    <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
      <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
      <label><b>Annual Fee Waiver: </b>HSBC offers annual fee waiver to Live+ credit card users if their credit card spends amount to more than Rs. 2 lakh in a year.</label>
    </li>
    <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
      <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
      <label><b>Complimentary Lounge Benefits: </b>HSBC Live+ credit card users can avail up to 4 complimentary visits to domestic airport lounges in a year, maximum 1 visit per calendar quarter.</label>
    </li>
  </ul>
</div>

Upto 15% off on dining at partner restaurants.

Up to 10% Cashback on dining, grocery & more.

Complimentary domestic lounge visits every year.

Up to ₹3,000 annual savings on fuel.

Amazon voucher worth ₹250 on completing online application and Video KYC.

No liability on fraudulent transactions after reporting card loss/theft.

Replacement card issued within 3 days via Visa Global Assistance/HSBC helpline.

<div>
  <h3>Key Features:</h3>
  <ul style="list-style-type: none; padding: 0;">
    <li style="margin-bottom: 10px; padding: 16px; display: flex; align-items: flex-start;">
      <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; margin-right: 10px;">&#x2713;</span>
      <label><b>Joining Fees: </b>Get started for just ₹4999 + taxes – Join once, unlock endless value.</label>
    </li>
    <li style="margin-bottom: 10px; padding: 16px; display: flex; align-items: flex-start;">
      <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; margin-right: 10px;">&#x2713;</span>
      <label><b>Annual Fees: </b>Stay connected all year for only ₹499 + taxes – Annual benefits made affordable.</label>
    </li>
    <li style="margin-bottom: 10px; padding: 16px; display: flex; align-items: flex-start;">
      <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; margin-right: 10px;">&#x2713;</span>
      <label><b>Airport Lounge Access: </b>6 complimentary visits to domestic and 4 to international lounges per year.</label>
    </li>
    <li style="margin-bottom: 10px; padding: 16px; display: flex; align-items: flex-start;">
      <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; margin-right: 10px;">&#x2713;</span>
        <label><b>Golf Access To: </b></label>
        <ul style="list-style-type: disc; padding-left: 20px; margin-top: 8px;">
          <li>4 complimentary rounds</li>
          <li>12 complimentary golf lessons per year (capped at 1 per month)</li>
          <li>50% off on green fees for additional golf rounds</li>
        </ul>
    </li>
    <li style="margin-bottom: 10px; padding: 16px; display: flex; align-items: flex-start;">
      <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; margin-right: 10px;">&#x2713;</span>
      <label><b>Fee Waiver: </b>Annual card fee waived off on spending more than Rs. 8 lakh in a year.</label>
    </li>
    <li style="margin-bottom: 10px; padding: 16px; display: flex; align-items: flex-start;">
      <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px; margin-right: 10px;">&#x2713;</span>
      <label><b>Milestone Bonus: </b>10,000 bonus reward points on spending more than Rs. 12 lakh in a year.</label>
    </li>
  </ul>
</div>

Complimantary visits to domestic/international lounges.

12 Complimantary golf lessons per year.

0 annual fee on ₹8L+ spend in a year.

6 complimentary visits to domestic lounges per year.

4 complimentary visits to international lounges per year.

Airport Lounge Access

4 complimentary rounds annually.

12 complimentary golf lessons per year (max 1 per month).

50% off on green fees for additional golf rounds.

Golf Access

Earn 10,000 bonus reward points on spending more than ₹12 lakh in a year.

Milestone Bonus

<div><h3>Key Features:</h3><ul style="list-style-type: none;padding: 0;">
        <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;  ">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
           <label>Unlimited Reward points that never expire.</label>
        </li>
        <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
        <label>Use Reward points to instantly pay for online or in-store purchases.</label>
        </li>
        <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
        <label>1X Reward Points on Insurance premium payments and Utility bill payments.</label>
        </li>
		 <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
        <label>10X Reward Points on incremental spends above ₹20,000 per month and spends done on your birthday.</label>
        </li>
</ul></div>

Cashback capped at Rs. 1,000 on the 1st EMI transaction.

Upto 25% off on movie tickets.

0% interest charged on credit card cash withdrawals.

4 complimentary railway lounge visits per quarter.

Rs. 500 Gift Voucher: On spending at least Rs. 5,000 within 30 days of card issuance.

0% interest charged on credit card cash withdrawals at ATMs for up to 45 days.

Interest-Free Cash Advances

1% fuel surcharge waiver, up to Rs. 200 per month, on fuel spends of Rs. 200 to Rs. 5,000.

Fuel Benefit

Complimentary assistance up to 4 times, worth Rs. 1,399, through Global Assure.

24/7 Roadside Assistance

Personal accident cover of Rs. 2 lakh and lost card liability cover worth Rs. 25,000.

Insurance Coverage

IDFC First Credit Card

Reward points per Rs. 100 on spends.

Prime membership discount up to 50% on dining.

Complimentary Total Protect insurance cover.

2 reward point for every Rs. 100 on other spends.

Value of 1 reward point = Rs. 0.2.

Reward Structure

2000 bonus reward points on spending Rs. 30,000 in every 90 days.

Milestone

1% fuel surcharge waiver on transactions ranging between Rs. 400 and Rs. 4,000.

Fuel

EazyDiner Prime membership (3 months) with exclusive benefits like 2X EazyPoints, redeemable across hotel stays and free meals and 500 bonus EazyPoints on activation.

3-month EazyDiner Prime membership renewal on spending Rs. 30,000 in every 90 days.

Extra 20% off up to Rs. 500 on payment via PayEazy (valid for up to three times every month).

Dining Benefits

IndusInd Bank

<div><h3>Key Features:</h3><ul style="list-style-type: none;padding: 0;"><li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
        <label>3% cashback on food delivery, entertainment, and local commute and 1% cashback on all other spends.</label>
        </li>
	  
	  <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;  ">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
           <label>Link your Fibe Axis Bank Credit Card with UPI to enjoy quick and seamless UPI experience.</label>
        </li>
        <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
        <label>Enjoy 4 complimentary domestic lounge visit to select airport lounges per calendar year.</label>
        </li>
		<li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
        <label>1% Fuel su rge waiver is applicable for fuel spends between Rs. 400 & Rs. 5000.</label>
        </li>
 </ul></div>

Complimentary domestic lounge visits yearly.

Up to 3% value-back.

1% fuel surcharge waiver up to ₹5,000.

Axis Credit Card

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Card
Interest Charges
Perks 
Reward Points


SBI Aurum Credit Card
3.50% per month
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BB Star
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One-Year Club Marr

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