Now make UPI Payments with India's best credit card for UPI

Flat Cashback on all Payments

Designed for hassle-free and efficient UPI transactions

One card for every payment

Upto 2% Cashback on UPI transactions.

Up to 5% cashback on achieving annual spend milestones.

Complimentary airport lounge access at specific milestones.

Fully digital, allowing linking to the Kiwi app for fast, cardless transactions.

Real-time transaction alerts, easy in-app card blocking, and 24/7 customer support. 

Kiwi

Special access to exclusive events & offers

Fuel surcharge waiver at HPCL pumps on transactions upto ₹4,000.

Reward points are capped monthly on utility, insurance, grocery, and departmental store spends.

Reward point earnings are subject to monthly limits on utility, insurance, grocery, and departmental store spends.

ICICI Credit Card

<div><h3>Key Features:</h3><ul style="list-style-type: none;padding: 0;">
    <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
      <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
      <label><b>Joining Fees: </b>No Joining Fees.</label>
    </li>
	<li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
      <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
      <label><b>Annual Fees: </b>Life Time Free.</label>
    </li>
	<li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
      <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
      <label><b>Welcome Benefits: </b>The card offers an Amazon voucher worth Rs. 250 on completing the online credit card application and Video KYC.</label>
    </li>
    <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
      <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
      <label><b>Zero-liability for Lost Cards: </b>In the case of lost/theft of your HSBC Visa Platinum Credit Card, you will have no liability for the transactions made once you report and register the loss of your card.</label>
    </li>
    <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
      <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
      <label><b>Emergency Card Replacement: </b>You can call Visa Global Assistance Services or HSBC Helpline numbers if you lose your credit card and request to cancel your card and replace it with an emergency card within the next 3 days.</label>
    </li>
    <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
      <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
      <label><b>Fuel Savings: </b>Avail annual savings of up to Rs. 3,000 via fuel surcharge waiver.</label>
    </li>
  </ul>
</div>

No joining/annual fee.

Up to 5x reward points.

Annual fee waived on spending above ₹8 lakh in a year.

Up to 4 free domestic airport lounge visits per year (1 visit per calendar quarter).

Complimentary Lounge Access

HSBC Credit Card

<div><h3>Key Features:</h3><ul style="list-style-type: none;padding: 0;">
        <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;  ">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
           <label>Unlimited Reward points that never expire.</label>
        </li>
        <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
        <label>Use Reward points to instantly pay for online or in-store purchases.</label>
        </li>
        <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
        <label>1X Reward Points on Insurance premium payments and Utility bill payments.</label>
        </li>
		 <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
        <label>10X Reward Points on incremental spends above ₹20,000 per month and spends done on your birthday.</label>
        </li>
</ul></div>

Cashback capped at Rs. 1,000 on the 1st EMI transaction.

Upto 25% off on movie tickets.

0% interest charged on credit card cash withdrawals.

4 complimentary railway lounge visits per quarter.

Rs. 500 Gift Voucher: On spending at least Rs. 5,000 within 30 days of card issuance.

0% interest charged on credit card cash withdrawals at ATMs for up to 45 days.

Interest-Free Cash Advances

1% fuel surcharge waiver, up to Rs. 200 per month, on fuel spends of Rs. 200 to Rs. 5,000.

Fuel Benefit

Complimentary assistance up to 4 times, worth Rs. 1,399, through Global Assure.

24/7 Roadside Assistance

Personal accident cover of Rs. 2 lakh and lost card liability cover worth Rs. 25,000.

Insurance Coverage

IDFC First Credit Card

Reward points per Rs. 100 on spends.

Prime membership discount up to 50% on dining.

Complimentary Total Protect insurance cover.

2 reward point for every Rs. 100 on other spends.

Value of 1 reward point = Rs. 0.2.

Reward Structure

2000 bonus reward points on spending Rs. 30,000 in every 90 days.

Milestone

1% fuel surcharge waiver on transactions ranging between Rs. 400 and Rs. 4,000.

Fuel

EazyDiner Prime membership (3 months) with exclusive benefits like 2X EazyPoints, redeemable across hotel stays and free meals and 500 bonus EazyPoints on activation.

3-month EazyDiner Prime membership renewal on spending Rs. 30,000 in every 90 days.

Extra 20% off up to Rs. 500 on payment via PayEazy (valid for up to three times every month).

Dining Benefits

IndusInd Bank

<div><h3>Key Features:</h3><ul style="list-style-type: none;padding: 0;"><li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
        <label>3% cashback on food delivery, entertainment, and local commute and 1% cashback on all other spends.</label>
        </li>
	  
	  <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;  ">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
           <label>Link your Fibe Axis Bank Credit Card with UPI to enjoy quick and seamless UPI experience.</label>
        </li>
        <li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
        <label>Enjoy 4 complimentary domestic lounge visit to select airport lounges per calendar year.</label>
        </li>
		<li style="margin-bottom: 10px; padding: 16px; position: relative; line-height: 1.5; display: flex; flex-direction: row; justify-content: flex-start; align-items: flex-start;">
            <span style="padding: 2px; color: white; background-color: green; border-radius: 15px; width: 16px; height: 16px; line-height: 17px; text-align: center; font-size: 16px;">&#x2713;</span>
        <label>1% Fuel su rge waiver is applicable for fuel spends between Rs. 400 & Rs. 5000.</label>
        </li>
 </ul></div>

Complimentary domestic lounge visits yearly.

Up to 3% value-back.

1% fuel surcharge waiver up to ₹5,000.

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