Bank PAN Number

It will be of surprise for many to know that banks also have a PAN number assigned to them, which is the same for all account holders. The Bank PAN Number is a 10-digit number that incorporates numeric and alphabetical patterns making a unique sequencing. The major reason for the assignment of a Bank PAN number is to provide provisions for its customers to avail of various tax and home loan exemptions. As per Section 24B of the Income Tax Act 1961, if an individual is trying to lower their tax liability by showing that they are paying home loan interest, they must provide their lender PAN details to the Income Tax Department. 

This guide brings information about the Bank PAN numbers, their uses, and a list of all banks with their PAN numbers. 

List of Bank/Home Loan Providers’ PAN Numbers

Here is a list of all the banks and their respective PAN numbers. 

Bank / Home Loan Providers Name Pan No
Aadhar Housing Finance AAICA4667N
Allahabad Bank AACCA8464F
Andhra Bank AABCA7375C
Andhra Pradesh Grameena Vikas Bank (APGVB) AAAJA1351N
Andhra Pragathi Grameena Bank (APGP) AAMFA8921A
Axis Bank Limited AAACU2414K
Bank of Baroda (BoB) AAACB1534F
Bank of India (BoI) AAACB0472C
Bank of Maharashtra (BoM) AACCB0774B
BMW India Financial Services Private Limited AADCB8986G
Canara Bank AAACC6106G
Canfin Homes Limited AAACC7241A
Central Bank of India AAACC2498P
City Union Bank Limited AAACC1287E
Corporation Bank AAACC7245E
Dahod Urban Co.op. Bank Ltd. AAAAT2915L
DCB Bank Limited AAACD1461F
Dena Bank AAACD4249B
Deutsche Bank AAACD1390F
Dewan Housing Finance Corporation Limited (DHFL) AAACD1977A
GIC Housing Finance Limited AAACG2755R
Haryana Gramin Bank AAKAS1464M
HDFC Bank Limited AAACH2702H
Himachal Pradesh State Cooperative Bank Limited (HPSCB) AABFH7694E
Housing & Urban Development Corporation Ltd. AAACH0632A
Housing Development Finance Corporation Limited (HDFC) AAACH0997E
ICICI Bank Limited AAACI1195H
ICICI Home Finance Company Ltd AAACI6285N
IDBI Bank Limited AAACI1603C or AABCI8842G
India bulls AABCI3612A
India Infoline Housing Finance Ltd AABCI6154K
Indiabulls Housing Finance Limited AABCI3612A
Indian Bank AAACI1607G
Indian Overseas Bank (IOB) AAACI1223J
Indusind Bank Limited AAACI1314G
ING Vysya AABCT0529M
J&K Grameen Bank AAAAJ7859H
Jharkhand Gramin Bank AAAAJ3908R
Kangra Central Cooperative Bank AAAJT0749B
Karur Vysya Bank (KVB) AAACH3962K
Kotak Mahindra Bank Limited AAACK4409J
Kurukshetra Central Coop. Bank Ltd. (KCCB) AAAAT2371G
L&T FinCorp Limited AAACI4598Q
L&T Infrastructure Finance Company Limited AABCL2283L
LIC Housing Finance Limited (LICHFL) AAACL1799C
Oriental Bank of Commerce AAACO0191M
PNB Housing Finance Limited AAACP3682N
Power Finance Corporation Limited AAACP1570H
Punjab & Sind Bank AAACP1206G
Punjab National Bank (PNB) AAACP0165G
Ratnakar / RBL Bank Ltd AABCT3335M
Reliance Home Loan Finance Limited AAECR0305E
Saraswat Co-Op. Bank Ltd AABAT4497Q
Sardar Bhiladwala Pardi Peoples CO.OP. bank ltd AABAS4480Q
Standard Chartered Bank AABCS4681D
State Bank of Bikaner and Jaipur (SBJJ) AADCS4750R
State Bank of Hyderabad (SBH) AADCS4009H
State Bank of India (SBI) AAACS8577K
State Bank of Mysore (SBM) AACCS0155P
State Bank of Patiala AACCS0143D
State Bank of Travancore AAGCS9120G
Syndicate Bank AACCS4699E
TATA Capital Housing Finance Ltd AADCT0491L
TATA Capital Ltd AADCP9147P
TATA Motors Finance Limited AACCT4644A
The Hazaribag Central Co-operative Bank Ltd. AABTT0908K
The Hongkong & Shanghai Banking Corporation Limited AAACT2786P
The Karnataka Bank Limited AABCT5589K
The South Indian Bank Limited AABCT0022F
Union Bank of India AAACU0564G
United Bank of India AAACU5624P
Vijaya Bank AAACV4791J
YES Bank Limited AAACY2068D

Need for Lender PAN to Avail Home Loan Benefits

To understand the need for a PAN number of the bank, one needs to understand the Income Tax Act of 1961, and in particular, section 24B. Section 24B states that one can claim tax benefits on the interest paid for a housing loan. However, to complete the process, one must provide the PAN Card number of their respective lender bank to the Income Tax Department.

FAQ's About Bank PAN Number

Do banks have a PAN number?

Every bank has a unique PAN number that is universal for all its customers.

What is a lender PAN?

A lender PAN is a 10-digit alpha-numeric sequence assigned to banks offering home loan services to their customers. The major purpose of lender PAN is to benefit borrowers in terms of exemptions.

How can I find know my PAN number from my bank account number?

One can know their PAN Number by calling the income tax department’s toll-free number, 18001801961.

What is the lender's name on a home loan?

A lender name refers to the financial institution providing the loan to its customers.

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