How to Link Aadhaar with Bank of Baroda Account Online

Linking Aadhaar to your Bank of Baroda account does two separate jobs, and knowing the difference saves a lot of confusion. One is KYC BOB stores your Aadhaar against your account to meet banking norms. The other is NPCI seeding, which flags your account in the National Payments Corporation of India mapper so government Direct Benefit Transfers, subsidies, MGNREGA wages, pensions, and scholarships are credited to it. Linking is not needed to keep the account running, but seeding is essential for DBT money. Crucially, the two are different databases: having your Aadhaar on BOB’s KYC record does not by itself make the account your DBT destination.

Table of Content

1. Step-by-Step: Link Aadhaar via BOB Net Banking (2026)

2. Step-by-Step: Link Aadhaar via BOB M-Connect App

3. Link Aadhaar at BOB Branch: Process

4. How to Check BOB Aadhaar Linking Status

Step-by-Step: Link Aadhaar via BOB Net Banking (2026)

If you use Baroda Connect internet banking, you can link in a couple of minutes with an Aadhaar-registered mobile.

Log in to Bank of Baroda internet banking with your user ID and password.
Open the Profile or Service Requests section and select “Aadhaar Linking.”
Enter your 12-digit Aadhaar number and choose the account.
Submit, then enter the OTP sent to your registered mobile.

Note the on-screen confirmation; an SMS follows once it is processed. This route handles the bank-side link. If your goal is to receive DBT, make sure you complete NPCI seeding too BOB and NPCI offer the BASE self-service option for that, covered below.

Step-by-Step: Link Aadhaar via BOB M-Connect App

Bank of Baroda’s mobile app is now called bob World (you may still see it referred to as M Connect Plus). The steps are quick.

Install bob World from the Play Store or App Store and log in with your credentials.
Go to the Service or Profile section and tap the Aadhaar update / linking option.
Enter your Aadhaar number and submit.
Authenticate with the OTP sent to your registered mobile.

You will get a confirmation once done. There is also a quick SMS option: send UID, your 12- digit Aadhaar number, and the last four digits of your account number to 8422009988 from your registered mobile.

Link Aadhaar at BOB Branch: Process

Prefer in person, or seeding specifically for DBT? The branch handles both.

Visit the BOB branch where your account is held and ask for the Aadhaar seeding / consent form.
Fill in your account number, Aadhaar number, and registered mobile, and tick NPCI/DBT mapping if you want subsidies.
Attach a self-attested copy of your Aadhaar, and carry the original for verification. 4. Submit it and collect the acknowledgement receipt.

The consent form lets you choose seeding for DBT, AEPS, or both. Carry your passbook too. Linking usually reflects within one to three working days, with NPCI seeding taking around two to five.

How to Check BOB Aadhaar Linking Status

Check the right thing for your need. For the bank-side link, log in to BOB net banking or bob World, or use the UIDAI portal’s Aadhaar/bank linking status with an OTP. For the part that decides where subsidies actually land the NPCI mapping dial *99*99# from your Aadhaar-registered mobile, or check the BASE portal, both of which read the NPCI mapper directly. If *99*99# shows a different bank as your DBT account, re-seed your BOB account to overwrite it. After a recent bank merger, also confirm your IFSC is current, as an outdated one in the mapper can stall payments.

BOB linking methods at a glance:

Method	How	Mobile/OTP
Net banking	Profile > Aadhaar Linking	Yes
bob World app	Service > Aadhaar update	Yes
SMS	UID to 8422009988	Yes
Branch	Aadhaar seeding/consent form	No
DBT seeding/check	BASE portal or 9999#	Yes

Source: Bank of Baroda, bankofbaroda.bank.in; NPCI/UIDAI. Verify live menu paths and the SMS number.

Written By

Kunal Sachdeva

Associate General Manager - Content

Kunal is a Senior Editor at Urban Money with a strong focus on finance, banking, and lending-related topics. He is passionate about transforming complex financial information into clear, engaging, and reader-friendly content that empowers users to make smarter financial choices. Backed by a detail-oriented editorial approach and a flair for storytelling, Kunal contributes extensively to content around loans, credit, personal finance, and market trends. Driven by a lifelong dream of directing a feature film, Kunal brings creativity and precision to every piece he edits and produces. Outside the editing bay, he enjoys watching movies and sports documentaries, supporting Manchester United, indulging in pizza, revisiting endless reruns of Seinfeld, and reading graphic novels.

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Co-Founder, Square Yards & Chief Business Officer, Urban Money

Amit Prakash Singh is the Chief Business Officer at Urban Money. With over nine years of experience at Square Capital, he has played a crucial role in establishing it as one of India's premier loan advisory services. Amit's deep financial insights and extensive knowledge have driven significant business growth and strategic advancements. He has successfully built and managed large sales teams, optimised costs, and created leaders within the industry. Amit's financial expertise and strategic vision are key to the ongoing success and expansion of Square Yards and Urban Money.

Last Updated: 3rd July 2026

Frequently Asked Questions (FAQs)

How to link Aadhaar with Bank of Baroda?

You can link through BOB net banking or the bob World app (Profile or Service then Aadhaar Linking), by SMS to 8422009988, or by submitting the Aadhaar seeding form at your branch. Online routes need an OTP on your Aadhaar-registered mobile. If you want government benefits, ensure you complete NPCI/DBT seeding, not just KYC linking, as the two are different.

Is BOB Aadhaar linking mandatory?

It is not mandatory to keep your Bank of Baroda account operational. It becomes necessary only if you want to receive government Direct Benefit Transfers, subsidies, or scholarships, which require your account to be Aadhaar-seeded in the NPCI mapper. So for ordinary banking it is optional; for DBT it is essential. Treat any message threatening an account freeze as a likely scam.

How to link Aadhaar with BOB net banking?

Log in to Bank of Baroda internet banking, open the Profile or Service Requests section, and select Aadhaar Linking. Enter your 12-digit Aadhaar number, choose the account, and submit. Authenticate with the OTP sent to your registered mobile and note the confirmation. The bob World mobile app offers the same option, and an SMS route to 8422009988 is available too.

What documents needed for BOB Aadhaar linking?

For online or SMS linking, you just need your Aadhaar number and an Aadhaar-registered mobile for the OTP. At a branch, carry a self-attested copy of your Aadhaar and the original for verification, plus your passbook. If your Aadhaar lacks a photo or your address is outdated, a photo ID or current address proof may also be requested. No fee applies for linking.

How to check BOB Aadhaar link status?

For the bank-side link, check via BOB net banking, the bob World app, or the UIDAI portal’s Aadhaar/bank linking status with an OTP. For the NPCI mapping that controls DBT, dial *99*99# from your Aadhaar-registered mobile or use the BASE portal. The DBT check is the one that matters for subsidies, because KYC linking alone does not confirm the NPCI mapping.

What is BOB m-connect app?

M-Connect Plus was Bank of Baroda’s mobile banking app, now succeeded by bob World. It lets you bank, manage services, and link or update your Aadhaar from your phone. To link Aadhaar, log in, open the Service or Profile section, choose the Aadhaar update option, enter your number, and authenticate by OTP. Install it only from the official Play Store or App Store listing.

How to link Aadhaar at BOB branch?

Visit the branch where your account is held, request the Aadhaar seeding or consent form, and fill in your account number, Aadhaar number, and registered mobile, ticking DBT/NPCI mapping if you want subsidies. Attach a self-attested copy of your Aadhaar and carry the original. Submit

How long does BOB Aadhaar linking take?

Online and SMS linking are often near-instant or take up to a couple of working days, with an SMS confirmation. A branch link generally reflects in one to three working days, and NPCI/DBT seeding in about two to five. If you are seeding for subsidies, verify with *99*99# or the BASE portal after a few days before assuming the money will arrive.