NPCI Link Aadhaar Card : How to Link Bank Account and Your Aadhaar to NPCI

NPCI is an abbreviation for National Payments Corporation of India. It is an apex body set up by the Reserve Bank of India (RBI) and the Indian Banks Association (IBA) to promote electronic payments in India. NPCI was set up in 2008 to provide a safe and secure platform for all types of electronic payments in India.

Today, NPCI is an essential player in the Indian payments landscape. It operates the National Financial Switch (NFS), the largest interbank network in India. NPCI also runs the Immediate Payment Service (IMPS), India’s real-time interbank electronic funds transfer system. In addition, NPCI has launched the Bharat Bill Payment System (BBPS), an integrated bill payment system enabling customers to pay all their bills (utility, mobile, etc.) from a single platform. The NPCI is an initiative of the RBI that acts as an extension for all sorts of bill payments and settlements. It is thus essential for NPCI Aadhaar Link in order to avoid any future hurdles in terms of retail payments and any such settlements. 

NPCI is constantly innovating to make electronic payments more convenient and accessible for all Indians. For instance, NPCI has launched the UPI (Unified Payment Interface), allowing customers to make instant payments via mobile phones. NPCI is also working on developing a Payments Bank, which will provide essential banking services to the masses.

NPCI Aadhaar Link Bank Account

One of the game-changing developments has been the initiative to provide every Indian with a bank account linked to the Aadhaar Number. The respective authority, NPCI, has invited all banks to provide a one-time password (OTP) based Aadhaar e-KYC service using Aadhaar-enabled devices. The steps for NPCI Link with Aadhaar and bank account have been outlined below:

NPCI Link to Aadhaar Card for Bank Account

One of the game-changing developments has been the initiative to provide every Indian with a bank account linked to the Aadhaar Number. The respective authority, NPCI, has invited all banks to provide a one-time password (OTP) based Aadhaar e-KYC service using Aadhaar-enabled devices.

NPCI Aadhaar Link with the bank account have been outlined below:

NPCI Link Aadhaar Card Online Through Official Website

Step 1: Visit the official website of NPCI

Step 2: Scroll down and click on ‘Aadhaar Seeding Process

Step 3: Under the ‘Aadhaar Seeding Process’ tab, click on the ‘Click here’ option

Step 4: The Aadhaar Seeding form will open in a new tab

Step 5: Read the directions and fill in the form.

Step 6: Attach a photocopy of your Aadhaar Card and bank passbook.

Step 7: Submit the form and documents to the bank manager.

NPCI Aadhar Link Through Paytm Application

Step 1: Open the Paytm application on your mobile.

Step 2: Under the ‘My Paytm’ tab, click on ‘Paytm Bank’

Step 3: Enter the Paytm Bank passcode

Step 4: Now, under the ‘Services’ tab, click on ‘All Services

Step 5: Next, click on ‘Enroll For Direct Benefits Transfer’ under ‘Government Schemes’

Step 6: A new page will be displayed with the features and benefits of DBT. Scroll down and click on ‘Link your Account

Step 7: Choose between the bank account you want to NPCI link.

Step 8: Select the bank you wish to link and accept the terms and conditions.

Step 9: Click on ‘Submit’

Step 10: Now, the request has been processed successfully. You will receive an SMS notification on successfully linking your account with NPCI in 2-3 days.

NPCI Aadhaar Link Bank Account Form 

The NPCI Link to Bank Account form is a simple and convenient way to link your Aadhaar number with your bank account. This form is available on the NPCI website. The form requires you to enter your Aadhaar number, bank account number, and IFSC code. Once you have completed the form, you must submit it to your bank.

NPCI Mapper

The NPCI mapper is vital for those who need to ensure their Aadhaar-based payments are routed to the correct bank. In the NPCI mapper, you will find the Aadhaar number of the intended recipient and the IIN (Issuer Identification Number) of the bank that has seeded it. This way, you can be confident that your payment will go through without any hitch.

Check NPCI Aadhaar Link Bank Account Status Online

The National Payments Corporation of India (NPCI) has introduced the facility to check the status of your bank account linked to your Aadhaar number. This facility can be accessed through the NPCI website and is a convenient way to track the progress of your Aadhaar linkage. 

Step 1: Visit the official website of UIDAI

Step 2: Under the ‘My Aadhaar’ tab, click on ‘Aadhaar Services

Step 3: A drop-down menu will appear here; click on ‘Check Aadhaar/ Bank Linking Status’

Step 4: Enter your Aadhaar number/ virtual ID and the captcha code displayed on the screen.

Step 5: Click on the ‘Send OTP’ button.

Step 6: Enter the OTP sent to your registered mobile number and click on ‘Submit’

Step 7: You will be redirected to a new page. Here, the linking status will be displayed.

How to check NPCI Aadhaar linking offline through SMS

If you don’t have access to the internet, you can verify your NPCI Aadhaar link status with your bank by following the steps below:

• Dial *99*99*1# from a UIDAI-registered mobile phone number.
• Enter your 12 digit Aadhaar number.
• Re-enter it to see if your Aadhaar number is linked to your bank account.
• If you don’t really want to take benefits from Government initiatives and services, there is no need to NPCI link Aadhaar to a bank.

In Conclusion  

It is essential to understand the importance of NPCI Aadhaar Link which provides a plethora of benefits through numerous Government schemes. It is also to be noted that customers be aware of the fact that they can only link one account with Aadhaar. If a customer gives consent to multiple bank branches, then the subsidy will be credited to the last seeded bank where NPCI status is active