Kashish
SEO Executive
6
Articles
1 Yrs
Experience
Areas of Financial Expertise
- Finance Content Writer
- All
- Education Loan
- Personal Loan
All Categories
Digital KYC Process for Personal Loans
The e-KYC personal loan process is completely paperless, allowing for real-time identity verification. Financial regulators assess the applicant’s profile online using PAN and Aadhaar numbers. UIDAI retrieves address and identity details through DigiLocker or Aadhaar OTP links. The process concludes with video KYC, during which an AI system and a…
Published Date
Oct 16, 2026Updated Date
Oct 16, 2026Rs 1,500 personal loan: Eligibility, Interest Rate & How to Apply
An Rs 1,500 personal loan is a small-ticket borrowing option for individuals facing urgent, low-value financial needs. Before applying, borrowers should compare eligibility requirements, interest rates, processing fees, repayment terms, and disbursal timelines. The online application process may be quick, but approval depends on the lender’s assessment. Loan availability, minimum…
Published Date
Sep 18, 2026Updated Date
Sep 18, 2026Part Payment on a Personal Loan: Rules and Charges
Part payment on a personal loan means repaying a portion of the outstanding principal before the scheduled loan tenure ends. This reduces the principal balance and can lower the interest payable over the remaining tenure. Before making a payment, check the lender’s eligibility conditions, lock-in period, applicable charges, minimum amount,…
Published Date
Oct 1, 2026Updated Date
Oct 1, 2026Micro Loans vs Personal Loans: Key Differences
Micro loans and personal loans are two common forms of borrowing, but they serve different financial needs and borrower profiles. The micro loans vs personal loans key differences include loan amount, purpose, eligibility criteria, lending model, and repayment structure. While microloans are often associated with small-scale livelihood or business needs,…
Published Date
Oct 1, 2026Updated Date
Oct 1, 2026Rights of a Loan Defaulter: What every Borrower should know
Missing a loan payment does not take away your rights as a borrower. A lender can recover legitimate dues, but the recovery process has to follow applicable RBI rules, the loan agreement, and the law. Knowing these rights can help separate a legitimate recovery process from harassment.
Published Date
Oct 1, 2026Updated Date
Oct 1, 2026Education Loan Repayment : Rules, Options and Smart Strategies
Education loan repayment usually begins after the course and the agreed moratorium period. The actual repayment schedule depends on the lender, loan scheme, interest structure, and repayment option selected. Before taking a loan, check the total repayment period, interest payable during the study period, EMI after the moratorium, and rules…
Published Date
Oct 13, 2026Updated Date
Oct 13, 2026
