Riddhi Chatterji
Financial Content writer
Riddhi is a content writer who simplifies complex financial concepts into clear, actionable insights that readers can trust and apply. Her content is grounded in thorough research, factual accuracy, and a strong understanding of personal finance, helping individuals make informed, real-world decisions. She focuses on breaking down technical topics into practical guidance that is both accessible and reliable.
152
Articles
3 Yrs
Experience
Areas of Financial Expertise
- Personal Loan
- Financial Trends
- Home Loan
- CIBIL Score
- Insurance
- All
- Aadhaar Card
- Bank Calculator
- Banking
- Cibil Credit Score
- Credit Score
- Education Loan
- Home Loan
- Personal Loan
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Education Loan Tenure : Meaning, Duration, EMI & How to Choose
Education loan tenure is the period available to repay the borrowed amount through scheduled EMIs. It affects monthly affordability and the total interest paid over the loan term. The study period covers your course, while the moratorium delays repayment, and the actual repayment period begins when EMIs start. The education…
Published Date
Oct 4, 2026Updated Date
Oct 4, 2026Education Loan for MCA : Eligibility, Amount and Documents
An education loan for MCA helps students finance postgraduate studies in computer applications, covering tuition fees, accommodation, books, and other eligible academic expenses. An education loan for MCA students can reduce the immediate financial burden of pursuing an MCA degree. Lenders assess applications based on factors such as the institution,…
Published Date
Oct 4, 2026Updated Date
Oct 4, 2026Education Loan for Hotel Management : Eligibility, Amount & Documents
Students pursuing hotel management and hospitality courses in India or abroad can use education loans to finance eligible academic and related expenses. Course fees can vary significantly based on the program, institution, and study destination. An education loan for hotel management may help cover these costs, subject to lender terms.…
Published Date
Oct 4, 2026Updated Date
Oct 4, 2026PM Vidyalaxmi Education Loan Eligibility Criteria
The PM Vidyalakshmi Portal is a digital platform that enables eligible students to apply for an education loan under the PM-Vidyalakshmi scheme. Vidyalakshmi Education Loan Eligibility primarily depends on admission to an eligible higher education institution through the prescribed admission process. Loan eligibility is separate from the 3% interest subvention,…
Published Date
Oct 4, 2026Updated Date
Oct 4, 2026₹20 Lakh Education Loan Without Collateral : Eligibility, Rates & Documents
A 20 lakh education loan without collateral is possible in India, subject to the lender’s eligibility conditions and loan scheme. Collateral requirements can vary by lender, course, institution, borrower profile, and applicable scheme. Public sector banks, private banks and NBFCs may have different limits and assessment criteria for unsecured education…
Published Date
Oct 4, 2026Updated Date
Oct 4, 2026Education Loan Prepayment : Charges, Benefits, Process & Tax Impact
Education loan prepayment allows a borrower to pay more than the scheduled EMI towards the outstanding balance. The payment can be made as a partial prepayment, while paying the entire balance is treated as foreclosure, subject to the lender’s terms. Education loan prepayment can reduce the interest payable over the…
Published Date
Oct 4, 2026Updated Date
Oct 4, 2026CIBIL Score vs Loan Eligibility : Score, Loan Amount & Approval
A CIBIL score is an important factor lenders consider when assessing a borrower's creditworthiness and repayment history. However, the relationship between CIBIL score vs loan eligibility goes beyond the score alone. Lenders also evaluate income, existing debt, employment profile, repayment capacity and the type of loan being requested before making…
Published Date
Oct 8, 2026Updated Date
Oct 8, 2026Credit Age : Meaning, Calculation, Importance & CIBIL Score Impact
The age of your credit accounts is an important part of your overall credit profile. But what is credit age? It refers to the length of time you have maintained credit accounts and reflects how long you have been using credit. It considers factors such as the age of individual…
Published Date
Oct 8, 2026Updated Date
Oct 8, 2026Zero-Interest Personal Loans: How They Work
A zero interest personal loan can seem attractive because it allows borrowers to access funds without the usual interest burden. However, a 0% rate does not always mean the loan is completely cost-free, as processing fees or other charges may apply. Genuine interest-free or subsidised loans are generally available under…
Published Date
Oct 6, 2026Updated Date
Oct 6, 2026
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