Riddhi Chatterji
Financial Content writer
Riddhi is a content writer who simplifies complex financial concepts into clear, actionable insights that readers can trust and apply. Her content is grounded in thorough research, factual accuracy, and a strong understanding of personal finance, helping individuals make informed, real-world decisions. She focuses on breaking down technical topics into practical guidance that is both accessible and reliable.
100
Articles
3 Yrs
Experience
Areas of Financial Expertise
- Personal Loan
- Financial Trends
- Home Loan
- CIBIL Score
- Insurance
- All
- Aadhaar Card
- Bank Calculator
- Banking
- Cibil Credit Score
- Credit Score
- Education Loan
- Home Loan
- Personal Loan
All Categories
Is a CIBIL Score Above 700 Good?
A score above 700 generally indicates a good CIBIL score and can improve your chances of accessing loans and credit cards compared with lower scores. For borrowers wondering about a good CIBIL score for loan applications, a 700+ score can provide a stronger starting point, although lenders also consider income,…
Published Date
Aug 19, 2026Updated Date
Aug 19, 2026Loan Restructuring and Its Impact on CIBIL Score
Loan restructuring is an arrangement between a borrower and a lender to modify repayment terms when the borrower is having difficulty servicing the loan. While it can provide temporary relief through revised EMIs or repayment schedules, borrowers often worry about how loan restructuring will affect their CIBIL score. So, does…
Published Date
Aug 19, 2026Updated Date
Aug 19, 2026Does Credit Score Affect Loan Against Property Eligibility?
A CIBIL score for loan against property is an important part of the lender’s eligibility assessment, even though LAP is secured by property. Lenders review the borrower’s repayment history and overall creditworthiness before approving the loan. The LAP eligibility CIBIL score can influence approval, interest rate, loan amount and other…
Published Date
Aug 19, 2026Updated Date
Aug 19, 2026Education Loan Eligibility : Criteria, Age, Income & CIBIL Score
Education loan eligibility determines whether a student meets a lender’s basic conditions for borrowing to fund higher education. Checking eligibility before applying can help students understand the education loan requirements and prepare the necessary documents. Lenders may assess nationality, age, admission status, academic record, course and institution, co-applicant profile, credit…
Published Date
Aug 24, 2026Updated Date
Aug 24, 2026Government Education Loan : Schemes, Eligibility & How to Apply
Government education loan schemes help students finance higher education through government-supported initiatives instead of direct lending. Assistance may be available through government-backed portals, interest subsidy schemes, credit guarantee programs, and state-level initiatives for eligible students pursuing studies in India or abroad. This guide explains the education loan by government options,…
Published Date
Aug 24, 2026Updated Date
Aug 24, 2026Personal Loan Customer Care
Personal loan customer care assists borrowers throughout the loan lifecycle. Customers can contact the support team for queries related to loan applications, EMIs, repayments, statements, account details, foreclosure and complaints. Lenders may offer multiple channels, including phone, email, WhatsApp and online grievance systems. The personal loan customer support options available…
Published Date
Aug 21, 2026Updated Date
Aug 24, 2026Personal Loan Sanction Letter
A personal loan sanction letter is a formal document issued by a lender after approving a borrower’s loan application. The approval is typically based on factors such as eligibility, income, credit profile and document verification. The letter outlines key details of the approved loan, including the sanctioned amount, interest rate…
Published Date
Aug 21, 2026Updated Date
Aug 24, 2026Personal Loan Processing Time
Borrowers often want to know how long it takes for a personal loan to move from application to receiving the funds. The personal loan processing time varies based on the lender, applicant profile, documentation and verification process. Loan approval and disbursement are separate stages, with the latter referring to when…
Published Date
Aug 21, 2026Updated Date
Aug 24, 2026Education Loan Refinancing : Rates, Eligibility, Benefits & Process
Education loan refinancing allows a borrower to replace an existing education loan with a new loan that may offer more favorable terms. It can help secure a lower interest rate, reduce the EMI burden or provide greater repayment flexibility. This guide explains when refinancing may be suitable and covers eligibility…
Published Date
Aug 24, 2026Updated Date
Aug 24, 2026
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