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Prefr
Prefr Credit originated to serve the underserved and unserved on the back whom India runs on a daily basis. Originating as an alternative credit scoring company for the underserved and unserved, we have evolved into a full-fledged embedded lending facilitator. We partner with large internet platforms that would like to serve their customers with financial services and increase the overall value of their business. We strongly believe that credit is the only way for the country to move forward and every individual should have access to credit to accelerate their personal and business growth.
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Loans offered by Prefr
| Prefr Loans | Interest Rate | Processing Fee | Loan Amount/Tenure | |
|---|---|---|---|---|
Prefr Personal Loan | 17.99% - 29.99% | 3-5% with Minimum Proc. Fee of INR 1500 + GST | ₹50K - ₹5L Tenure(1 - 4 Years) | Know More |
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Sakshi SaxenaJan 22, 2026
Distributed Growth in Home Loans Across Tier-2 and Tier-3 Cities
The Indian housing finance narrative in 2025 moved decisively beyond traditional metropolitan strongholds. A recent “UrbanMoney Homebuyers Credit Pulse” report highlights that Tier-2/3 cities fuelled
Rishabh BaisoyDec 10, 2025
Home Loan Interest Rates Cut 2025: RBI Repo Move Triggers Big Rate Reductions Across 6 Major Banks
Following the RBI’s 5 December repo rate cut to 5.25%, six major banks have begun trimming home loan benchmarks, so borrowers may soon see lower interest rates on floating-rate loans and lighter EMIs
Rishabh BaisoyDec 05, 2025
RBI Repo Rate Cut December 2025 : What It Means for You?
RBI has rolled out another repo rate cut on 5th December with immediate effect. The rate has come down to 5.25% after a 25 basis point cut. This entails that home loan EMIs may come down for many borr
