4 Stories by Author: Bhavya Kamra
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Repo Rate Slashed by 50 Points: Here’s What It Means for Borrowers
June 06, 2025
RBI Governor Sanjay Malhotra announced the third consecutive Repo Rate cut by the RBI on June 6, 2025. The rate now stands at 5.50% and will lower the overall cost of borrowing for regular Indian citizens. Since the February policy review, the RBI repo rate has been reduced by a…
Category:Financial News -
Reasons For Personal Loan Rejection
May 30, 2025
Applying for a personal loan can be a tough and slow process. This is especially true when you really need money. A personal loan can help cover unexpected expenses, fund a big purchase, or consolidate debt. It offers great flexibility and support to the borrower. Major banks in India are…
Category:Personal Loan Archive -
EMI: Meaning, How It Works, Calculation Method, Benefits & Drawbacks
April 07, 2025
EMIs have become one of the most common forms of payment for any financial obligation, from college fees to purchasing a new phone. This fixed monthly amount saves lakhs of citizens annually by preventing sudden financial setbacks and helping people fulfil their desires. Understanding the concept of EMIs and their…
Category:Personal Loan Archive -
“A Cost-Effective Solution”: Kanwar Bhatia Urges Home Loan Borrowers to Buy Insurance
January 15, 2025
A home loan is one of the most viable financial tools of the 21st Century, allowing people to purchase a residential property by making affordable monthly payments. These small EMI payments can last more than 15 years, but failing to make them on time can result in severe consequences. In…
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