Simple and Quick HDFC Credit Card Pin Generation

A credit card is a plastic card that is given to a person by a bank or other financial organisation and enables them to make purchases without paying cash up front. One of the most popular financial tools is The HDFC Bank credit card comes with greater benefits, convenience, and security. Customers can apply for a variety of credit cards from HDFC Bank and accrue points.

What is HDFC Credit Card PIN

The most crucial instrument for protecting your offline and online card transactions is a personal identification number (PIN). Typically, a credit card PIN is a four-digit number selected by the cardholder. The PIN must be maintained in strict confidence and should never be shared. Originally, the process for activating your credit card varied depending on the bank. Credit card PINs were independently generated by the banks and distributed through PIN mailers. Currently, the bank pre-activates the credit cards; nevertheless, the consumer must generate a PIN online using their net-banking account or IVR.

HDFC Credit Card PIN Generation

If you just got an HDFC credit card, you’ll need to create a 4-digit PIN to activate it and use it for ATM and online purchases.

Whenever a new credit card is issued by HDFC Bank, a new PIN is often provided. It either sends a green OTP to your registered cellphone number or a physical PIN to your registered mailing address.

A GREEN PIN is just an OTP and should be used to produce the actual credit card PIN, whereas a physical PIN would be your actual credit card PIN.

You can generate your HDFC credit card PIN and activate your HDFC credit card using the numerous methods listed above.

How to Activate HDFC Credit Card PIN?

When you create your credit card PIN, your HDFC credit card will automatically be authorised. Once you’ve created a new PIN for your credit card, activate it by making an ATM withdrawal or buying online.

Call the HDFC credit card customer service line and report any issues you have if you have any difficulties using your card.

Methods to Generate HDFC Credit Card PIN

Given below are the two most common and feasible methods to generate an HDFC credit card PIN:

• Through HDFC ATM vestibule.
• Through Netbanking

How to Generate HDFC credit card PIN at an ATM?

Once you have received your HDFC credit card, please use your credit card to generate the PIN at any nearby HDFC ATM. But ensure that you have the OTP for PIN generation on your mobile device before going to the ATM.

Call HDFC credit card customer service and ask for the OTP for credit card PIN generation if you haven’t already received one.

When you have the OTP, go to the ATM and follow the instructions listed below.

Step 1: Select the preferred language and insert the HDFC credit card into the ATM.

Step 2: Select the option of ‘Create new ATM PIN with OTP’ from the given menu.

Step 3: Fill in the OTP that you received on your phone.

Step 4: Now, fill in the registered mobile number.

Step 5: Now, fill in the preferred 4-digit PIN.

Step 6: Type the PIN once again and tap on ‘Submit’.

You will be informed that the new credit card PIN has been successfully generated after the PIN has been correctly set up.

How to Generate HDFC Credit Card PIN Online?

If you currently use HDFC Net Banking, you can log in to your account to instantly generate your HDFC Credit Card PIN. With your new credit card, you can sign up for HDFC credit card net banking if you don’t already have an online account.

To create a credit card PIN, follow the instructions once you have an online account.

Step 1: Fill in the information for HDFC Net Banking login.

Step 2: Select ‘Cards > Credit Cards’ from the given options.

Step 3:  Select ‘Request > Quick PIN Generation’ from the given options.

Step 4: Select ‘Continue’ once you have chosen your credit card from the menu.

Step 5: Create a 4-digit PIN, fill it once more, and select ‘Continue.’

Step 6: Verify the request for a new PIN.

Step 7: Now, fill in the registered mobile number and select ‘Continue.’

Step 8: Fill in the OTP and select ‘Continue’

Your new credit card PIN has been successfully generated, as the screen will indicate after successful completion. To activate your HDFC credit card, you can begin using it for ATM and shopping transactions.

How to Change Your HDFC Credit Card PIN

It is usually advised to change the PIN when you get a physical PIN before using the card. Moreover, you can change your PIN via any of the three channels described below, should you forget it or want to update it.

• Through the HDFC ATM
• HDFC Netbanking
• By SMS

How to Change HDFC Credit Card PIN at an ATM?

One can change the HDFC credit card PIN at an ATM by following the steps given below:

Step 1: Select the preferred language and insert the HDFC credit card into the ATM.

Step 2: Fill in the PIN for your current credit card.

Step 3: Select ‘Change PIN’ and select ‘continue’.

Step 4: An OTP will be sent to your registered mobile number as soon as you click it.

Step 5: Activate the OTP.

Step 6: Fill in the newly created 4-digit PIN.

Step 7: Retype the PIN and select ‘Submit.’

Your new PIN will thereafter be announced in a message from the bank. If you haven’t tried to modify your PIN, get in touch with the bank.

How to Change HDFC Credit Card PIN through Net Banking?

One can change the HDFC credit card PIN at an ATM by following the steps given below:

Step 1: Fill in the HDFC Net Banking login information.

Step 2: Select ‘Cards > Credit Card.’

Step 3: Select ‘Credit Card Settings > Change PIN’.

Step 4: Now, the bank will send an OTP to the registered mobile number.

Step 5: Fill in the OTP and select the ‘Continue’ option.

Step 6: Create a new 4-digit PIN and enter it.

Step 7: Retype the PIN and select ‘Submit’ thereafter.

Following that, HDFC Bank will let you know that your PIN has changed. If you haven’t tried to modify your PIN, get in touch with the bank.

How to Change HDFC Credit Card PIN by SMS?

Send an SMS to 5676712 in the following manner from your registered mobile number: ‘CCPIN XXXX’ (XXXX represents the last 4 digits of your credit card number).

How to Keep Your Credit Card PIN Safe?

Make sure to follow the following safety procedures to keep your HDFC credit card safe from thieves and hackers:

• Never give someone your PIN or the one-time passwords you get on your phone.
• Never ask someone to generate your account’s credit card PIN.
• Make sure to generate or modify credit card PINs using your personal laptop, smartphone, and other devices.
• Make sure your credit card is always swiped in front of you.
• Never give anyone access to your credit card’s images.
• Never send emails or SMS services with your credit card information.
• Never record your credit card PIN on paper or on the actual card.