How to Activate an HDFC Credit Card 2024

HDFC Bank is one of the leading banks in India that provides a wide range of financial products and services to its customers. One of the most popular products offered by HDFC Bank is its credit card. HDFC credit cards have many benefits and rewards that make them an excellent choice for those looking for a reliable and convenient way to purchase.

However, before you can start using your HDFC credit card, you need to activate it. In this blog post, we will guide you through activating your HDFC credit card step-by-step. So, let's get started.

Via Usage

• For HDFC credit card activation, you need to use it for both online and offline transactions within 30 days of receiving it. 
• You should make at least one purchase online and in a physical store using your credit card. 
• Ensure the card is swiped at the Point of Sale (PoS) machine for offline transactions.

Via Enabling Transactions

To activate your HDFC credit card for online, contactless, and international transactions, you can use MyCards, Whatsapp banking, or Eva.

To activate through MyCards:

1. Navigate to the official website
2. Log in using OTP
3. Link your credit card
4. Select “Card Control”
5. Now, enable online, contactless, and international transactions.

To activate through Whatsapp banking, send the message “Manage My Credit Card” to 7070 0222 22 and follow the required steps.

To activate through Eva, you can send a message “Manage My Credit Card” to the personal assistant on the bank’s website and make a selection as per your requirement.

Via Setting Credit Card PIN

You can use three methods to set your HDFC credit card PIN: ATM, IVR, or net banking.

To set the PIN through an ATM, visit any HDFC Bank ATM and enter the green PIN received on your registered mobile number. Follow the instructions to select a four-digit PIN of your choice.

To set the PIN through IVR, call HDFC Credit Card customer care and follow the instructions from the interactive voice response system (IVR). You must provide your card number and validate through OTP to set your preferred PIN.

Log in to the net banking portal using your customer ID and password to set the PIN through net banking. Then, select the “Change PIN” option to set a new PIN for future transactions.

Via OTP Confirmation

An alternative way to activate your credit card offline is through OTP confirmation. By clicking on the provided link and entering your registered mobile number, you will receive an OTP to activate your HDFC credit card. It’s important to note that you should only use your registered mobile number to log in for this process.

Via SmartPay Registration

Another option to activate your HDFC credit card online is to use the SmartPay feature. This feature lets you add billers to your credit card and set standing instructions for automatic payments. With SmartPay, you can conveniently make automatic payments through your credit card for various transactions, including bill payments and recharge.