ICICI Credit Card Application Status - Check the Status of Your Application Online

ICICI Credit Card Application Status - Check the Status of Your Application Online

In today's dynamic era, credit cards have become an integral part of our lives, giving us the freedom and flexibility to chase our desires, big and small. With the power to swipe or tap, these small plastic wonders grant us access to a world of convenience and rewards.

Imagine this: You've taken the exciting step of applying for an ICICI credit card, enticed by its attractive features, exclusive offers, and impeccable customer service. You eagerly await the arrival of this financial companion, but in the back of your mind, a nagging question persists– What is ICICI credit card application status?

Knowing your ICICI credit card status holds immense importance, transcending mere curiosity. It provides peace of mind, quelling the restlessness that comes with anticipation. Whether you're planning a grand vacation, organising a surprise celebration, or simply aiming to streamline your finances, having clarity about your application status becomes a vital piece of the puzzle.

In this blog, we will demystify the process of tracking your ICICI credit card application status. We'll delve into the intricacies, ensuring you're equipped with the necessary information to navigate the labyrinth of wait times, modes, and the occasional unforeseen delays.

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Written By
Hepson Franklin
Hepson Franklin
Hepson Franklin is a seasoned financial expert and accomplished writer specialising in Financial Services, Investments, Loan Assessments, Mutual Funds, Banking & loan products. With a wealth of experience in the financial industry, he has established himself as a trusted voice, providing invaluable insights and guidance to both seasoned investors and those new to the world of finance. With a comprehensive understanding of the intricate facets of the financial landscape, he is dedicated to demystifying complex financial concepts for readers of all backgrounds.
Reviewed By
Piyush Bothra
Piyush Bothra
Chief Financial Officer, Square Yards
Piyush Bothra is the Chief Financial Officer at Square Yards, bringing over two decades of rich experience in finance and leadership. He is an MBA graduate from the prestigious IIM Lucknow and holds a BE in Information Technology from Sardar Vallabhbhai Patel Institute of Technology. He has played pivotal roles in scaling businesses and driving financial strategies. At Square Yards since 2015, Piyush is known for his strategic vision, strong financial knowledge, and valuable financial insights, significantly contributing to the company's growth and success.

How to Check ICICI Credit Card Application Status Online?

With the availability of checking the status of your ICICI credit card application online, everything is at your fingertip. ICICI allows you to track your application with ease and offers two online modes to perform the same: 

Track Credit Card Application Status Using Application Number

To track ICICI credit card application status through the application number, follow the depicted steps:

  • Visit the official ICICI Bank portal and navigate to the ‘Track Your Application Status’.
  • Next to this, enter your phone number, which you provided while filling out the application form, along with the Application number and DOB. 
  • Now, click on the ‘Continue’ button.
  • The status of your application will be displayed on the screen. 

Track Credit Card Application Status Using Date of Birth

To track ICICI credit card application status via the date of birth, perform the following steps: 

  • Visit the official portal of the ICICI Bank and navigate to the ‘Track Your Application Status’.
  • In the available text areas, provide the asked details such as date of birth and phone number.
  • Click ‘Send OTP’, and the one-time password will be sent to your registered mobile number.
  • In the given field, enter the OTP and select ‘Continue’.
  • After this, the card status will be presented on the screen.

Tips for Checking ICICI Credit Card Application Status Online

Tracking your ICICI credit card application status online can be a breeze when armed with a few handy tips. 

  1. Keep your application ID and phone number handy.
  2. Double-check the entered details.
  3. Find a quiet environment if you are calling a customer care representative.
  4. Check regularly, but don’t overdo tracking.
  5. Note down the important information if required.
  6. Seek assistance as and when needed in case you encounter some problem.

How to Check ICICI Credit Card Application Status Offline?

ICICI Bank allows the applicant to check their credit card application status through offline mode too. All the applicant needs to do is either make a call to the customer care executive or make an in-person visit to the nearest ICICI bank branch:

Track Credit Card Application Status By Visiting The Branch

If you don’t want to go with the online mode, you always have the option to make an in-person visit to the nearest bank branch. All you have to do is get to the dedicated desk and query about the status of your application. However, you need to provide a few details in order to authenticate yourself as the applicant. Next to this, the representative will provide you with the current status of your application. 

Track Credit Card Application Status By Contacting Customer Care

There are possibilities that the bank’s server is down, or you don’t have access to the internet to check the status online. In such a case scenario, you can get in touch with the customer care representative. Just dial the dedicated credit card customer care number of the ICICI Bank, i.e. 1860-120-7777 and ask about the status of your application. 

Different ICICI Bank Credit Card Application Statuses

You can see several results when you track your ICICI Bank credit card application status. To know the exact status of your application, you must know what status portrays what. You can expect the following results while tracking the application status:

  • No Records Found: If this text pops up on your screen, it means you have entered the wrong details. Just re-enter the asked details to get your application status.
  • In-Progress: If the application status says ‘In-Progress’, it means your application is still in the processing phase, and the bank is evaluating your application. 
  • On-Hold: If the bank finds that any of the required documents is inappropriate or missing, it keeps the application on hold. Moreover, if the bank requires some additional information, your application will be kept on hold.
  • Approved: Once the bank is done reviewing your credit card application and associated documents, your application status is marked as ‘approved’.
  • Dispatched: As soon as your application is approved, the bank releases your card, and it is set for dispatching. The dispatched status represents that you will be receiving your card anytime soon.
  • Disapproved: If the status of your credit card application denotes ‘Disapproved’, it means the bank has rejected your application, and you will have to try again after five to six months.

Importance of Tracking ICICI Credit Card Application Status 

Tracking the ICICI credit card status may seem like a mundane task, but you cannot understate its significance. 

Imagine a scenario: you submitted your credit card application and eagerly awaited its arrival. Days turn into weeks, and uncertainty starts to creep in. The next question that will swirl in your mind is: will it be approved, or has there been a delay? 

Here’s where tracking your ICICI credit card application status comes to the rescue, bringing answers and control. By staying informed about the progress of your application, you gain valuable insights and reassurance during this waiting period. 

Brings Transparency and Clarity: 

ICICI understands that your credit card application is more than just a formality; it’s a significant step in your financial journey. By providing tools and resources to track your application, ICICI prioritises transparency and ensures you know each stage, from submission to approval. 

Applicant Gets Timely Update:

When you track your ICICI Bank credit card application status, you get timely updates on it. Whether the bank requires some additional documents, the approval is pending from the authority’s end, or your card is in transit, you get the information and can plan ahead. By planning and managing the ongoing hassle, you can avoid unnecessary delays. 

Proactive Problem Solving: 

While ICICI strives for seamless processing, you can’t deny the fact that hiccups can occur anytime during the application journey. You can actively participate in the process by tracking the ICICI credit card status. Additionally, if there are any unforeseen issues or delays, you can contact customer service for clarification and assistance. This proactive approach helps resolve any potential hurdles swiftly and efficiently.

Frequently Asked Questions (FAQs)

How to check my ICICI credit card application status?

Checking your ICICI credit card application status is simple. Visit the official ICICI Bank website and locate the “Track Your Application” option. Enter your Application ID and mobile number registered with the bank, and click on “Track.” You will be redirected to a page displaying the status of your application.

What is the procedure for tracking ICICI credit card application status online?

To track your ICICI credit card application status online, visit the ICICI Bank website. Enter your Application ID and mobile number on the “Track Your Application” page. After clicking on “Track,” the status of your application will be represented on the screen.

How to check the ICICI credit card application status using a mobile phone?

You can check your ICICI credit card application status using your mobile phone. Simply access the ICICI Bank website through a browser on your mobile device, follow the steps mentioned earlier, and track your application status conveniently on the go.

How long does the bank take to process credit card applications?

The processing time for ICICI credit card applications may vary depending on various factors, including the volume of applications and verification requirements. Generally, it takes around 2 to 3 weeks for ICICI Bank to process credit card applications. However, please note that this is an estimated timeframe, and individual cases may differ.

What to do when the ICICI credit card application status shows disapproved?

If your ICICI credit card application status shows disapproved don’t lose hope. You can contact ICICI Bank’s customer care to understand the reason behind the disapproval and explore alternative options. They will guide you on potential steps to take, such as improving your credit score or providing additional documentation to strengthen your application in the future.

How does the bank notify the applicant about the ICICI credit card application status?

ICICI Bank will notify you about your credit card application status primarily through the online tracking system. Once you’ve checked your application status on the ICICI Bank website, you will be informed if it is approved, rejected, or still under process. In certain cases, ICICI Bank may also communicate with you through email or phone, so make sure your contact details are up to date.

What documents do I need to check my ICICI credit card application status?

To check your ICICI credit card application status online, you do not need any specific documents. However, you will need your Application ID and the mobile number registered with ICICI Bank to access the online tracking system.

How to contact ICICI customer care to know the credit card application status?

If you have any queries regarding your ICICI credit card application status, you can easily reach out to ICICI Bank’s customer care. You can contact the customer care representative through various channels, including phone and email. The ICICI Bank website provides contact details for customer care representatives who will be happy to assist you.

What is the next step after my ICICI credit card application status shows approved?

If your ICICI credit card application status shows approved, the next step is to wait for the card to be dispatched to your registered address. ICICI Bank will notify you about the dispatch and provide an estimated delivery time. Once you receive your credit card, you can activate it as per the instructions and start enjoying its features and benefits.

Urban Money