Capri Global Home Loan Interest Rates

4.5

Capri Global home loans are designed for the self-employed and salaried segments as a financial solution to purchase, extend, construct, repair and renovate homes. The interest rates charged by the bank are attractive, and the minimal fees make the loan affordable. There are no hidden costs, and a loan balance transfer facility is also available.

  • Home Loan offer for You

  • 9% - 16.75%

    Interest Rate (p.a.)
  • ₹5L - ₹50L

    Tenure(1 - 25 Years)
  • ₹2,076 - ₹2,472

    EMI Per Lakh
  • 9% - 16.75%

    Interest Rate (p.a.)
  • ₹5L - ₹50L

    Tenure(1 - 25 Years)
  • --

    Processing Fee

Compare Capri Global Home Loan Interest Rates with Other Lenders

The below table shows a comparison of Capri Global Home Loan Interest Rates with other banks:

  • Starting Interest Rate (p.a)
  • Processing Fee
  • Rating
  • Min. Loan Amount
  • 5 Lac
  • 20 Cr
Years
  • 5
  • 30
%
  • 6
  • 20

Monthly Loan EMI

Payment Breakdown:

Principal Amount

₹10,00,000

Interest Payable

Total Amount Payable

Capri Global Home Loan Interest Rates Highlights

Capri Global offers home loans at competitive interest rates. Depending on the loan amount, applicants can avail of home loans with interest rates as low as 7.99% p.a.

Additionally, the company offers various discounts and schemes to ensure maximum savings for their customers. Furthermore, individuals can customise their home loan repayment period from 5 to 30 years.

  • High Loan Amount: Capri Global offers home loans up to INR 50 lakhs, so you can easily avail of the loan amount you need to purchase your dream home. 
  • Quick Disbursal: The loan amount is disbursed within seven days of approval, so you can start purchasing your home immediately. 
  • Flexible Tenure: The repayment tenure ranges from 1 year to 30 years. This allows you to choose a tenure that is most suitable for you. 
  • Low-Interest Rates: Capri Global offers competitive interest rates, starting from  7.99% p.a. This helps you save money in the long run. 
  • Online Application: The entire application process is online and hassle-free, allowing you to apply for the loan from the comfort of your home.
  • Easy Documentation: The documentation process is simple and fast. You must provide basic documents such as your Aadhar Card, PAN Card, etc.

Capri Global Home Loan Schemes

Capri Global offers a range of home loan schemes for individuals and families wishing to purchase, construct or renovate a home:

  • Home Construction Loans: Capri Global provides a home construction loan to help customers build their dream homes. The loan amount is disbursed in stages as the construction progresses. This loan also comes with flexible repayment options and competitive interest rates.
  • Plot Purchase Loans: Capri Global provides a loan to purchase a residential plot with the option to avail up to 90% of the total cost. This loan is available for both salaried and self-employed individuals.
  • Home Renovation Loans: Capri Global provides a loan to renovate or repair an existing property. This loan is available for both salaried and self-employed individuals. The loan amount is disbursed as a lump sum, and customers can avail of up to 90% of the total cost. The loan also comes with flexible repayment options and competitive interest rates. The loan can finance a renovation or repair works such as painting, flooring, tiling, plumbing, etc. Customers can also opt for a loan to purchase home appliances and furniture.

Capri Global Home Loan Interest Rate Historic Trends

The historical rate trends of Capri Global Home Loan from 2017-2022 show that there has been a steady decline in interest rates from 8.75% in 2017 to 8.50% in 2018. This rate decreased to 8.25% in 2019 and 8.00% in 2020. In 2021, the rate is currently 7.75%, making it the lowest in the past five years. This can be attributed to the RBI's rate cuts and the current market situation. With the current rate, it is a great time to avail of Capri Global Home Loan and make your dream of owning a home come true.

Capri Global Home Loan Interest Rate and Other Charges

Capri Global Home Loan offers competitive interest rates and other charges to help borrowers meet their financial needs. Their loan products also come with additional benefits such as low processing fees, no pre-payment charges and minimal documentation.

Interest Rates 7.99% p.a. to 16.00% p.a.
Application fees INR 3,500
Stamp duty charges On actuals
Processing Fees INR 2,000
Loan cancellation charges INR 5,000
Loan Rebooking Charges INR 2,500

How to Calculate Capri Global Interest Rates

Calculating the Capri Global Home Loan Interest is reasonably straightforward. Follow the steps below:

  • First, you must decide on the loan amount and repayment period. 
  • Check the current interest rates Capri Global offers on their website. They are currently offering home loan interest rates starting from 7.99% p.a.
  •  The interest rate will vary depending on the repayment period and loan amount. 
  • To better understand the interest rate you will have to pay, use the loan EMI calculator to calculate the loan repayment amount. 
  • The calculator will provide you with the exact interest rate you will have to pay and the total repayment amount. 
  • Once you have the exact figures, you can make an informed decision about the loan you want to take.

Why Are Capri Global Home Loan Interest Rates the Best for Customers?

Capri Global Home Loan offers customers some of the best interest rates in the market. With their competitive rates, customers can save money over time by paying lower interest rates.

One of the reasons why Capri Global Home Loan interest rates are the best for customers is because they offer discounted interest rates. These discounts apply to customers who are employees of certain selected companies. This helps them to get the best interest rate possible.

Capri Global Home Loan also offers lower interest rates for customers with good credit scores. This helps to reduce the burden of repaying the loan over a long period.

Capri Global also offers attractive repayment options on home loan. They have flexible repayment terms that allow customers to choose and adjust the repayment amount according to their financial situation. This makes it easy for customers to manage their finances and make repayments on time.

To sum it up, Capri Global offers some of the best home loan interest rates in the market. With their competitive rates, discounts and flexible repayment options, customers can save money over time and manage their finances better.

Factors Affecting Capri Global Interest Rate and EMI

  • Loan Amount: The amount of loan taken affects the interest rate and EMI you pay. The higher the loan amount, the higher the interest rate and EMI rate. 
  • Credit Score: Your credit score is an essential factor that affects your loan interest rate and EMI. If you have a good credit score (over 700), you are more likely to get a lower interest rate and EMI.  
  • Loan Tenure: The tenure of your loan also affects the interest rate and EMI. A longer term will allow you to pay smaller EMIs and result in a higher overall interest rate. 
  • Loan Type: Different loan types have different interest rates. For instance, floating-rate loans tend to have lower interest rates than fixed-rate loans. 
  • Repayment Method: The method of repayment also affects the interest rate and EMI. If you choose to pay through ECS or auto-debit, you may be eligible for a lower interest rate. 
  • Economic Conditions: The country's economic conditions also affect the interest rate and EMI. If the economy is strong, interest rates tend to be lower.

Frequently Asked Questions (FAQs)

What's the interest rate for the Capri Global home loan?

The interest rate for Capri Global depends on several factors, such as the loan amount, tenure, credit score, and income of the applicant. However, Capri Global offers home loans starting from 7.99% p.a. to 16.00% p.a.

Does Capri Global provide a 90% home loan?

Yes, Capri Global provides a 90% home loan.

What is the EMI for a 30 lakhs home loan for 20 years?

The EMI for a 30 lakhs home loan for 20 years is approximately Rs. 28,939.

How can I reduce my Capri Global home loan interest rate?

To reduce your Capri Global home loan interest rate, you can opt for a balance transfer or a top-up loan.

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