Clix Capital Home Loan Interest Rates


Now fulfil your home-buying dreams with a Clix Capital Home Loan with interest rates starting at 17% per annum. Finance all your needs with loan amounts as high as Rs. 2 crores. You can easily repay the loan amount in flexible loan tenure ranging up to 25 years. The interest rates offered for this loan differ according to the borrower’s eligibility. The minimal documentation requirement and zero processing charges make this an ideal choice.

  • Home Loan offer for You

  • 15% - 25%

    Interest Rate (p.a.)
  • ₹2L - ₹2Cr

    Tenure(1 - 25 Years)
  • ₹2,379 - ₹2,935

    EMI Per Lakh
  • 15% - 25%

    Interest Rate (p.a.)
  • ₹2L - ₹2Cr

    Tenure(1 - 25 Years)
  • Up to 10% of loan sanctioned

    Processing Fee

Compare Clix Capital Home Loan Interest Rates with Other Lenders

The following table showcases Clix Capital Home Loan interest rates with other banks and lending institutions.

  • Starting Interest Rate (p.a)
  • Processing Fee
  • Rating
  • Min. Loan Amount
  • 5 Lac
  • 20 Cr
  • 5
  • 30
  • 6
  • 20

Monthly Loan EMI

Payment Breakdown:

Principal Amount


Interest Payable

Total Amount Payable

Clix Capital is a reputable housing finance institute that provides property loans for construction or ready-to-move purchases of houses. The financial organisation also provides home loans to people who want to renovate their houses but need help to afford the one-time expense. The loan scheme is designed in such a way that it meets a bevvy of requirements. It also aims at simplifying the homeowners' requirements for home renovations. Salaried and self-employed individuals can apply for Clix Capital home loans.

Clix Capital Home Loan Highlights

The below-mentioned table showcases the key features of the Clix Capital Home Loan:

Loan amount  Up to Rs 1 Crores 
Tenure  Up to 25 years 
Loan Available Salaried and Self-employed individuals

Clix Capital Home Interest Rates on Loan schemes

Clix Capital offer the following home loan schemes to its customer base in India to provide financial assistance so that they can fulfil their housing requirements. 

Clix Capital Home Loan

The Clix capital home loan interest rates are fixed and floating. This scheme entails the following features:

  • Both salaried and self-employed individuals can avail of home loans. 
  • Obtain loan amount of up to Rs 1 Crores. 
  • The amount raised can be allocated to construct a house and obtain a plot. 
  • Avail a repayment tenure of up to 25 years. 
  • The applicant should attain the age of 18 at the time of application and must be under 65 years at the time of concluding the loan. 

Clix Capital Home Renovation Loan 

The Clix Capital Home loan renovation is a scheme that allows borrowers to obtain funds to conclude their home renovation projects.

  • Applicants must be between 25 to 58 years. 
  • The minimum monthly income of the applicant must be Rs 25,000. 
  • Individuals must be employed in their current job for at least six months.
  • Individuals can avail of up to Rs 25 Lakhs from this lending company. 
  • EMI payments on the loan can range from 12 to 48 months. 

Clix Capital Home Interest for Salaried and Self-Employed

The Clix Capital Home loan interest rates for salaried and self-employed would range based on the applicant. Interest rates for the same can be floating and fixed. Clix Capital has established a hassle-free application process which concludes with hassle-free loan disbursement.

Clix Capital Home Interest for Govt Employee

Clix Capital Home loan interest rates for government employees based on the applicant's credit profile. An interested government employee can reach out to the various channels established to get further information regarding the interest rates offered on the home loan. 

Clix Capital Home Loan Interest Rate For Women

Clix Capital home loan interest rates for women are determined after meticulously evaluating their credit history. The interested applicant can learn about concessions and rebates offered to women applicants by contacting the official channels. 

Clix Capital Home Loan Interest Rate For NRI

Clix Capital Home loan interest rates for NRIs may be subjected to their CIBIL score and creditworthiness. They can reach out to the official channels of the bank to gain a more profound knowledge of the interest rates offered by the bank.

Clix Capital Home Loan Processing Charges 

The processing charges on a Clix Capital Home loan are subject to the loan amount. A higher loan amount would increase the processing fee. It is to be noted that the processing fee is non-refundable and is deducted before the disbursement of the loan amount. 

How to Calculate Clix Capital Home Loan Interest Rates?

The following formulae are utilised to compute the Clix Capital Home Loan Interest rates:

EMI = [P x r x (1+r)^n]/[(1+r)^n-1]


  • P is the Principal amount. 
  • r is the interest rate on the loan 
  • n is the repayment tenure

The interested individual can also utilise a wide range of online calculators to conveniently review the EMI amount on the home loan. These AI-powered tools allow the users to check the total amount and the EMIs almost immediately after mentioning values such as Loan amount, interest rate and tenure. 

Why are Clix Capital Home Loan Interest Rates the Best for Customers?

The Clix Capital Home loan interest rates are lucrative and determined based on the applicant's creditworthiness. The bank has also established a hassle-free application process that can be concluded within minutes. One can review the interest rates, EMIs and tenure they’re eligible for almost immediately. Clix Capital also aims to provide quick disbursement of the loan amount.

Frequently Asked Questions (FAQs)

Does Clix Capital provide 90% of home loans?

Clix Capital provides home loans for renovating and expanding existing properties.

What is the EMI for 30 lakhs home loan for 20 years?

The EMIs on the home loan would be subject to the interest rates offered on the loan product, which may vary based on creditworthiness.

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