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- 25 Lakh Home Loan PNB
25 Lakh PNB Home Loan
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- PNB Home Loan for Senior Citizens & Pensioners
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- PNB Home Loan for Bank Employees
- PNB Home Loan for Salaried Person
- PNB Home Loan for Women & Housewife
- PNB Home Loan for Government Employees
- 45 Lakh PNB Home Loan
- 4 Crore PNB Home Loan
- 85 Lakh PNB Home Loan
- 50 Lakh Home Loan PNB
- 20 Lakh PNB Home Loan
- 30 Lakh PNB Home Loan
- 35 Lakh PNB Home Loan
- 40 Lakh PNB Home Loan
- 10 Lakh PNB Home Loan
- 5 Crore PNB Home Loan
- 3 Crore PNB Home Loan
- 1 Crore PNB Home Loan
- 50 Lakh PNB Home Loan
- 90 Lakh PNB Home Loan
- 75 Lakh PNB Home Loan
- 55 Lakh PNB Home Loan
- 65 Lakh PNB Home Loan
- 80 Lakh PNB Home Loan
- 15 Lakh PNB Home Loan
Embarking on your home-buying journey can be exhilarating, and Punjab National Bank (PNB) makes it easier with the PNB 25 lakh home loan. Tailored to meet your financial needs, this loan is your gateway to securing your dream home.
PNB offers a competitive PNB home loan interest rate of 25 lakh, ensuring that your dream home is not just a dream but a reality within reach. The loan is designed with flexible EMI for 25 lakh home loan PNB options, catering to both short-term and long-term financial plans. With clear-cut 25 lakh home loans for 10 years PNB and 25 lakh home loan for 20 years PNB plans, the bank positions itself as a reliable partner in fulfilling your homeownership dreams. The bank ensures that, with competitive PNB home loan 25 lakh EMI rates, your journey to owning a home is both affordable and fulfilling.
- Personalized Home Loan solutions
- Expert guidance
- Application assistance
- Credit score discussion
- Home Loan Interest rate comparison
Table of Content
25 Lakh Home Loan PNB: Highlights
FEATURE | DETAIL |
Loan Amount | ₹25,00,000 |
PNB home loan interest rate for 25 lakh | 8.50% |
Tenure | Up to 30 years |
25 lakh home loan eligibility PNB | Simplified eligibility criteria |
25 Lakh PNB Home Loan EMI For 5 Years
Loan Amount | Rs. 25 Lakhs |
Rate of Interest | 8.50% |
Loan Tenure | 5 Years |
EMI | Rs. 51,291 |
Interest Payable | Rs. 5,77,460 |
Total Amount Payable | Rs. 30,77,460 |
25 Lakh PNB Home Loan EMI for 10 years
Loan Amount | Rs. 25 Lakhs |
Rate of Interest | 8.50% |
Loan Tenure | 10 Years |
EMI | Rs. 30,996 |
Interest Payable | Rs. 12,19,520 |
Total Amount Payable | Rs. 37,19,520 |
25 Lakh PNB Home Loan EMI For 15 Years
Loan Amount | Rs. 25 Lakhs |
Rate of Interest | 8.50% |
Loan Tenure | 15 Years |
EMI | Rs. 24,618 |
Interest Payable | Rs. 19,31,240 |
Total Amount Payable | Rs. 44,31,240 |
25 Lakh PNB Home Loan EMI for 20 years
Loan Amount | Rs. 25 Lakhs |
Rate of Interest | 8.50% |
Loan Tenure | 20 Years |
EMI | Rs. 21,696 |
Interest Payable | Rs. 27,07,040 |
Total Amount Payable | Rs. 52,07,040 |
Pro Tip : Take the first step to your dream home – Use PNB Housing Loan EMI Calculator today.
25 lakh PNB home loan: Fees and Charges
When you apply for a 25 lakh PNB home loan, it is crucial to consider the associated fees and charges. The processing fee for the PNB housing loan for 25 lakh is kept minimal, making it an economical choice compared to many other lending options. This low processing fee is a significant advantage, reducing the initial cost of obtaining the loan.
Additionally, PNB ensures that there are no hidden charges, providing a transparent borrowing experience.
25 lakh PNB home loan: Documents Required
For a 25 lakh home loan from PNB, prepare the following documents:
- Address proof: Telephone Bill, Aadhar card, Ration Card, Passport, Driving License, Election Card, or any other certificate from the Statutory Authority
- Age Proof: PAN Card, Passport, or any other certificate from a Statutory Authority
- Income Proof: salary slips of the last 3 months (for salaried applicants) or Income Proof for business and ITR (for self-employed applicants)
25 lakh PNB home loan: Eligibility Criteria
The 25 lakh home loan eligibility PNB requirements are as follows:
Salaried Applicants:
- Age: 21–70 years
- Residency: You should be a permanent resident of India.
- Work experience: Minimum work experience of 3 years.
- Salary: INR 15,000 per month or more
- Loan amount: INR 8 lakh onwards
- Tenure: Up to 30 years
- LTV: Up to 90%
- Required Credit Score: 611+
Self-Employed Applicants
- Age: 21–70 years
- Residency: You should be a permanent resident of India.
- Work experience: At least 3 years of business continuity.
- Loan amount: INR 8 lakh onwards
- Tenure: Up to 20 years
- LTV: Up to 90%
- Required Credit Score: 611+
- Additional: You apply for income tax returns.
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