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Eligibility calculator

Eligibility calculator

DCB Bank Business Loan Calculator

  • 50 K
  • 1 Cr
Years
  • 1
  • 5
%
  • 8
  • 25

Monthly Loan EMI

Payment Breakdown:

Principal Amount

₹15,00,000

Interest Payable

Total Amount Payable

There is no denying that growth and development are what any business strives for. And what drives the growth prospect is the resources. Businesses need capital resources to fund their operatives; financially speaking, it is one of the fundamental elements that act instrumental in transforming startups into large corporations. Consequently, the primary source of financial capital is a business loan. With DCB Bank, customers get a wide range of attractive offers on business loans. Moreover, those considering a business loan can gravely benefit from using the DCB Bank Business Loan Calculator, whose primary function is to provide the accurate outcome of taking a loan. Users can predict the EMI structure, which can help them determine whether or not a plan is ideal for them.

In this piece, read about the DCB Business loan calculator and how to make the most of this online tool.

Features of DCB Bank Business EMI Loans Calculator

DCB Business Loan EMI Calculator is an excellent tool that assists users in myriad ways. These benefits are due to the features incorporated in the DCB Bank Business Loan Calculator. Some of the features of the DCB Bank Business Loan EMI Calculator are explored below.

  • DCB bank business loan calculator is an easy and hassle-free tool from a usage perspective. 
  • The computations happen in real-time, saving time and energy
  • The DCB business loan EMI calculator gives an indicative outcome value. This can be crucial for borrowers to anticipate their expenses in advance. 
  • The tool interface enables users to manipulate the value and make a comparative analysis easily. 
  • Consumers would be required to enter their loan amount, tenure, and the applicable interest rate and simply let the tool do the magic.
  • Users will be shown the total amount they owe to the bank and the interest accumulated. 

Benefits of Calculating DCB Business Loan Online

There are various benefits to using the DCB Business loan EMI calculator online. These include the following.

  • Users who try calculating their EMIs can get tangled in the computations manually. Moreover, they can always risk falling into erroneous loops. With the help of the DCB Business Loan EMI Calculator, users can expect error-free computation of values.
  • The DCB Bank business loan calculator allows users to make a comparative analysis with various interest rates, tenures, and loan amounts. Not only that, but they can also make comparisons for rates offered across various banks.
  • The tool can be used multiple times, and the online tool allows users to use it anytime and anywhere.
  • The DCB Bank Business Loan EMI calculator assists users in determining whether or not they can afford a loan plan or not.

DCB Bank Business Loan EMI Calculator Formula

DCB Bank Business Loan Interest Rate Calculator incorporates a basic mathematical formula. It takes information such as loan amount, tenure, and interest rate to assess the complete interest instalment structure. The mathematical formula used for calculating the interest rate in the business loan EMI is described below.

P x R ( 1 + R ) ^ N / ( 1 + R ) ^ N ) - 1 )

Here,

  • P is the principal loan amount. 
  • R is the Rate of interest 
  • N is the duration. 

What Should You Consider While Calculating the DCB Business Loan?

A DCB Bank business loan calculator can benefit a customer in many ways. Firstly, they can anticipate the outcome of their business loan. This enables them to determine whether or not the loan scheme is affordable. Moreover, since loans will incur monthly payable interest, they can use the outcome to structure their expenses for the future. However, there are a few things that users can benefit from keeping in mind. These are as explored below.

  • Take your time assessing your lender. This ensures that the loan provider does not have a bad reputation regarding the services offered. It will be prudent if you can narrow down your lender options that the Central Bank regulates. 
  • Consider the loan options available. DCB Bank has a few variants of business loans. 
  • Look out for prepayment facilities. The service will adjust the EMI depending on the tenure remaining. 
  • Use DCB Bank Business Loan Calculator to assess the ideal loan situation. One can manipulate the values to compare the different outcomes. 
  • Know that the loan should not be a hassle. Expenses should be thoroughly anticipated. 

Business Loan Amortisation Calculator

Here is an example of the DCB Bank Business Loan EMI Calculator showcasing the breakdown of monthly EMIs. Here, the loan amount is INR 15,00,000 for a tenure of 10 years with a 9.24% interest rate.

Serial Number Beginning Balance Interest Principal Ending Balance
1 INR 15,00,000.00 INR 11,562.50 INR 7,642.41 INR 14,92,357.59
2 INR 14,92,357.59 INR 11,503.59 INR 7,701.32 INR 14,84,656.27
3 INR 14,84,656.27 INR 11,444.23 INR 7,760.68 INR 14,76,895.59
4 INR 14,76,895.59 INR 11,384.40 INR 7,820.51 INR 14,69,075.09
5 INR 14,69,075.09 INR 11,324.12 INR 7,880.79 INR 14,61,194.30
6 INR 14,61,194.30 INR 11,263.37 INR 7,941.54 INR 14,53,252.76
7 INR 14,53,252.76 INR 11,202.16 INR 8,002.75 INR 14,45,250.01
8 INR 14,45,250.01 INR 11,140.47 INR 8,064.44 INR 14,37,185.57
9 INR 14,37,185.57 INR 11,078.31 INR 8,126.60 INR 14,29,058.97
10 INR 14,29,058.97 INR 11,015.66 INR 8,189.25 INR 14,20,869.72
11 INR 14,20,869.72 INR 10,952.54 INR 8,252.37 INR 14,12,617.35
12 INR 14,12,617.35 INR 10,888.93 INR 8,315.98 INR 14,04,301.37
End of Year 1
13 INR 14,04,301.37 INR 10,824.82 INR 8,380.09 INR 13,95,921.28
14 INR 13,95,921.28 INR 10,760.23 INR 8,444.68 INR 13,87,476.60
15 INR 13,87,476.60 INR 10,695.13 INR 8,509.78 INR 13,78,966.83
16 INR 13,78,966.83 INR 10,629.54 INR 8,575.37 INR 13,70,391.45
17 INR 13,70,391.45 INR 10,563.43 INR 8,641.48 INR 13,61,749.98
18 INR 13,61,749.98 INR 10,496.82 INR 8,708.09 INR 13,53,041.89
19 INR 13,53,041.89 INR 10,429.70 INR 8,775.21 INR 13,44,266.68
20 INR 13,44,266.68 INR 10,362.06 INR 8,842.85 INR 13,35,423.83
21 INR 13,35,423.83 INR 10,293.89 INR 8,911.02 INR 13,26,512.81
22 INR 13,26,512.81 INR 10,225.20 INR 8,979.71 INR 13,17,533.11
23 INR 13,17,533.11 INR 10,155.98 INR 9,048.93 INR 13,08,484.19
24 INR 13,08,484.19 INR 10,086.23 INR 9,118.68 INR 12,99,365.51
End of Year 2
25 INR 12,99,365.51 INR 10,015.94 INR 9,188.97 INR 12,90,176.54
26 INR 12,90,176.54 INR 9,945.11 INR 9,259.80 INR 12,80,916.75
27 INR 12,80,916.75 INR 9,873.73 INR 9,331.18 INR 12,71,585.57
28 INR 12,71,585.57 INR 9,801.81 INR 9,403.10 INR 12,62,182.47
29 INR 12,62,182.47 INR 9,729.32 INR 9,475.59 INR 12,52,706.88
30 INR 12,52,706.88 INR 9,656.28 INR 9,548.63 INR 12,43,158.26
31 INR 12,43,158.26 INR 9,582.68 INR 9,622.23 INR 12,33,536.03
32 INR 12,33,536.03 INR 9,508.51 INR 9,696.40 INR 1,223,839.63
33 INR 12,23,839.63 INR 9,433.76 INR 9,771.15 INR 12,14,068.48
34 INR 12,14,068.48 INR 9,358.44 INR 9,846.47 INR 12,04,222.02
35 INR 12,04,222.02 INR 9,282.54 INR 9,922.37 INR 11,94,299.65
36 INR 11,94,299.65 INR 9,206.06 INR 9,998.85 INR 11,84,300.81
End of Year 3
37 INR 11,84,300.81 INR 9,128.99 INR 10,075.92 INR 11,74,224.88
38 INR 11,74,224.88 INR 9,051.32 INR 10,153.59 INR 11,64,071.29
39 INR 11,64,071.29 INR 8,973.05 INR 10,231.86 INR 11,53,839.43
40 INR 11,53,839.43 INR 8,894.18 INR 10,310.73 INR 11,43,528.70
41 INR 11,43,528.70 INR 8,814.70 INR 10,390.21 INR 11,33,138.49
42 INR 11,33,138.49 INR 8,734.61 INR 10,470.30 INR 11,22,668.20
43 INR 11,22,668.20 INR 8,653.90 INR 10,551.01 INR 11,12,117.19
44 INR 11,12,117.19 INR 8,572.57 INR 10,632.34 INR 11,01,484.85
45 INR 11,01,484.85 INR 8,490.61 INR 10,714.30 INR 10,90,770.55
46 INR 10,90,770.55 INR 8,408.02 INR 10,796.89 INR 10,79,973.67
47 INR 10,79,973.67 INR 8,324.80 INR 10,880.11 INR 10,69,093.56
48 INR 10,69,093.56 INR 8,240.93 INR 10,963.98 INR 10,58,129.58
End of Year 4
49 INR 10,58,129.58 INR 8,156.42 INR 11,048.49 INR 10,47,081.09
50 INR 10,47,081.09 INR 8,071.25 INR 11,133.66 INR 10,35,947.43
51 INR 10,35,947.43 INR 7,985.43 INR 11,219.48 INR 10,24,727.95
52 INR 10,24,727.95 INR 7,898.94 INR 11,305.97 INR 10,13,421.98
53 INR 10,13,421.98 INR 7,811.79 INR 11,393.12 INR 10,02,028.87
54 INR 10,02,028.87 INR 7,723.97 INR 11,480.94 INR 9,90,547.93
55 INR 9,90,547.93 INR 7,635.47 INR 11,569.44 INR 9,78,978.50
56 INR 9,78,978.50 INR 7,546.29 INR 11,658.62 INR 9,67,319.88
57 INR 9,67,319.88 INR 7,456.42 INR 11,748.49 INR 9,55,571.40
58 INR 9,55,571.40 INR 7,365.86 INR 11,839.05 INR 9,43,732.35
59 INR 9,43,732.35 INR 7,274.60 INR 11,930.31 INR 9,31,802.05
60 INR 9,31,802.05 INR 7,182.64 INR 12,022.27 INR 9,19,779.78
End of Year 5
61 INR 9,19,779.78 INR 7,089.97 INR 12,114.94 INR 9,07,664.84
62 INR 9,07,664.84 INR 6,996.58 INR 12,208.33 INR 8,95,456.52
63 INR 8,95,456.52 INR 6,902.48 INR 12,302.43 INR 8,83,154.09
64 INR 8,83,154.09 INR 6,807.65 INR 12,397.26 INR 8,70,756.82
65 INR 8,70,756.82 INR 6,712.08 INR 12,492.83 INR 8,58,264.00
66 INR 8,58,264.00 INR 6,615.78 INR 12,589.13 INR 8,45,674.88
67 INR 8,45,674.88 INR 6,518.74 INR 12,686.17 INR 8,32,988.71
68 INR 8,32,988.71 INR 6,420.95 INR 12,783.96 INR 8,20,204.76
69 INR 8,20,204.76 INR 6,322.41 INR 12,882.50 INR 8,07,322.26
70 INR 8,07,322.26 INR 6,223.11 INR 12,981.80 INR 7,94,340.46
71 INR 7,94,340.46 INR 6,123.04 INR 13,081.87 INR 7,81,258.60
72 INR 7,81,258.60 INR 6,022.20 INR 13,182.71 INR 7,68,075.89
End of Year 6
73 INR 7,68,075.89 INR 5,920.58 INR 13,284.33 INR 7,54,791.57
74 INR 7,54,791.57 INR 5,818.18 INR 13,386.73 INR 7,41,404.84
75 INR 7,41,404.84 INR 5,715.00 INR 13,489.91 INR 7,27,914.93
76 INR 7,27,914.93 INR 5,611.01 INR 13,593.90 INR 7,14,321.03
77 INR 7,14,321.03 INR 5,506.22 INR 13,698.69 INR 7,00,622.35
78 INR 7,00,622.35 INR 5,400.63 INR 13,804.28 INR 6,86,818.07
79 INR 6,86,818.07 INR 5,294.22 INR 13,910.69 INR 6,72,907.39
80 INR 6,72,907.39 INR 5,186.99 INR 14,017.92 INR 6,58,889.47
81 INR 6,58,889.47 INR 5,078.94 INR 14,125.97 INR 6,44,763.50
82 INR 6,44,763.50 INR 4,970.05 INR 14,234.86 INR 6,30,528.65
83 INR 6,30,528.65 INR 4,860.32 INR 14,344.59 INR 6,16,184.06
84 INR 6,16,184.06 INR 4,749.75 INR 14,455.16 INR 6,01,728.91
End of Year 7
85 INR 6,01,728.91 INR 4,638.33 INR 14,566.58 NR 5,87,162.33
86 INR 5,87,162.33 INR 4,526.04 INR 14,678.87 INR 5,72,483.46
87 INR 5,72,483.46 INR 4,412.89 INR 14,792.02 INR 5,57,691.45
88 INR 5,57,691.45 INR 4,298.87 INR 14,906.04 INR 5,42,785.41
89 INR 5,42,785.41 INR 4,183.97 INR 15,020.94 INR 5,27,764.47
90 INR 5,27,764.47 INR 4,068.18 INR 15,136.73 INR 5,12,627.75
91 INR 5,12,627.75 INR 3,951.51 INR 15,253.40 INR 4,97,374.34
92 INR 4,97,374.34 INR 3,833.93 INR 15,370.98 INR 4,82,003.36
93 INR 4,82,003.36 INR 3,715.44 INR 15,489.47 INR 4,66,513.90
94 INR 4,66,513.90 INR 3,596.04 INR 15,608.87 INR 4,50,905.03
95 INR 4,50,905.03 INR 3,475.73 INR 15,729.18 INR 4,35,175.85
96 INR 4,35,175.85 INR 3,354.48 INR 15,850.43 INR 4,19,325.42
End of Year 8
97 INR 4,19,325.42 INR 3,232.30 INR 15,972.61 INR 4,03,352.82
98 INR 4,03,352.82 INR 3,109.18 INR 16,095.73 INR 3,87,257.09
99 INR 3,87,257.09 INR 2,985.11 INR 16,219.80 INR 3,71,037.28
100 INR 3,71,037.28 INR 2,860.08 INR 16,344.83 INR 3,54,692.45
101 INR 3,54,692.45 INR 2,734.09 INR 16,470.82 INR 3,38,221.63
102 INR 3,38,221.63 INR 2,607.13 INR 16,597.78 INR 3,21,623.85
103 INR 3,21,623.85 INR 2,479.18 INR 16,725.73 INR 3,04,898.13
104 INR 3,04,898.13 INR 2,350.26 INR 16,854.65 INR 2,88,043.47
105 INR 2,88,043.47 INR 2,220.34 INR 16,984.57 INR 2,71,058.90
106 INR 2,71,058.90 INR 2,089.41 INR 17,115.50 INR 2,53,943.41
107 INR 2,53,943.41 INR 1,957.48 INR 17,247.43 INR 2,36,695.98
108 INR 2,36,695.98 INR 1,824.53 INR 17,380.38 INR 2,19,315.60
End of Year 9
109 INR 2,19,315.60 INR 1,690.56 INR 17,514.35 INR 2,01,801.25
110 INR 2,01,801.25 INR 1,555.55 INR 17,649.36 INR 1,84,151.89
111 INR 1,84,151.89 INR 1,419.50 INR 17,785.41 INR 1,66,366.49
112 INR 1,66,366.49 INR 1,282.41 INR 17,922.50 INR 1,48,443.99
113 INR 1,48,443.99 INR 1,144.26 INR 18,060.65 INR 1,30,383.34
114 INR 1,30,383.34 INR 1,005.04 INR 18,199.87 INR 1,12,183.47
115 INR 1,12,183.47 INR 864.75 INR 18,340.16 INR 93,843.31
116 INR 93,843.31 INR 723.38 INR 18,481.53 INR 75,361.77
117 INR 75,361.77 INR 580.91 INR 18,624.00 INR 56,737.78
118 INR 56,737.78 INR 437.35 INR 18,767.56 INR 37,970.22
119 INR 37,970.22 INR 292.69 INR 18,912.22 INR 19,058.00
120 INR 19,058.00 INR 146.91 INR 19,058.00 INR 0.00
End of Year 10
 

Frequently Asked Questions (FAQs)

How do I download my DCB business loan statement?

Customers can now procure their DCB Business loan statement by calling the customer service number or sending an email to the official mail ID. The toll-free number to contact the bank is 1800 209 5363, and the email address to reach out to is customercare@dcbbank.com.

What is the rate of interest on business loans in DCB Bank?

Businesses can avail of the benefits of DCB Bank business loans with interest rates ranging from 9.25% to 16%. With these interest rates, DBC Bank Business loan EMI will start from INR 2,088 per Lakh.

Can I get a business loan of 10 lakhs from DCB bank?

Eligible customers can get a business loan up to INR 10 Lakhs with a DCB Bank Business loan.

What is the EMI calculation formula for the business loan of DCB bank?

EMI for DCB Bank Business loans can be calculated hassle-free with the help of an online tool called the DCB Bank Business loan EMI Calculator. This AI-powered calculator incorporates a general mathematical formula which is as follows. EMI = P x R ( 1 + R ) ^ N / ( 1 + R ) ^ N ) – 1 ).

Will business loan EMI change in case of prepayment?

EMIs are computed as per the repayment amount and tenure left. In case of a prepayment, the repayment amount decreases, which naturally affects the EMI for the rest of the tenure. The instalment gets adjusted as per the duration remaining.

Why should I calculate DCB bank business loan EMI before taking a loan?

Using a DCB bank business loan calculator is always prudent to compute the EMI in advance. This not only gives the user a perspective on the expenses they will have to incur but also saves time and energy from the real-time calculation.

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