Tushar Gautam

• Tushar Gautam is a content writer inclined to enlighten his readers about the world of finance through Urban Money.

30 Stories by Author: Tushar Gautam

Top10 Best Student Credit Cards in India 2025
January 09, 2025

College students pursuing their degrees in educational institutions of India can avail of student credit cards specifically designed to cater to their requirements. These student credit cards can be availed of by any student who has reached the age of 18. The applicants for the student credit card are not…

Category:CIBIL Score Archive
Best Personal Loans in India 2025
January 08, 2025

Personal loans have been identified as the most availed of products in the debt market in India. The technology-driven fourth industrial revolution has made the research and application process to obtain loan amounts from financial institutions fairly easy and convenient. According to studies, around 78% of credit requests are hinged…

Category:Personal Loan Archive
Top 5 Bank for Home Loan
July 30, 2024

Indian borrowers can opt from a wide range of Home loan products available to raise funds for real estate acquisition. The loan recipient must meticulously research the wide range of products available to get the best possible deal in the market. Or you can refer to this piece to thoroughly…

Category:Home Loan Archive
Pradhan Mantri MUDRA Yojana
July 30, 2024

The Mudra loan is offered to many business owners with a strong business plan. However, to avail of the loan, one must fulfill the requirements set by the lending institution. Every institution will have its requirements and the rate of interest charged on the loan amount. In this article, understand…

Category:Business Loan Archive
How to Get Loan Against Property Without Income Proof?
July 30, 2024

When you pledge your residential or commercial property as collateral to the lender and borrow a specific amount in return, it is known as a loan against property or LAP. Simply put, it is a loan you avail on your property or on a plot. You need to ensure, though,…

Category:LAP Archive
Home Loan Sanction Letter : How to Apply, Meaning and Process
April 26, 2023

Sanction letter is an important document that provides clarity and transparency in the loan process. It outlines the terms and conditions of the loan, including the loan amount, interest rate, repayment schedule, processing fee, prepayment charges, security or collateral, and other relevant details. This letter helps the borrower to understand…

Category:Home Loan Archive
Gold Loan Interest Rates
December 05, 2022

Many financial institutions in India allow the recipients of the loan to raise funds by pledging their gold reserves as collateral. The gold loan interest rates vary from 7% per annum to 29% per annum. The applicant can avail of a loan of up to Rs 1.5 Crores. And the…

Category:Personal Loan Archive
Buying a Property: Get Familiar with Circle Rate and Market Rate
October 17, 2022

Are you planning to purchase a property or invest in one? Well, that can be a tricky task, but you can choose to make an informed real estate investment decision. To make an informed decision, you must get acquainted with several things, including rates. As an anticipated buyer or investor,…

Category:Home Loan Archive
Personal Loan Types and Interest Rates
October 15, 2022

The Indian banking sector boasts different Personal Loan types to cater to the diverse set of financial requirements of the customer base. The bank offers its funds to borrowers without any security, making it a popular financial product. The interest and loan amount varies significantly based on the applicant’s profile…

Category:Personal Loan Archive
Home Loan Tax Exemption
October 14, 2022

Building, a home of your imagination, is a dream come true. It feels magical when you hold the keys to your home. To achieve this vision and make it convenient for you, the Income Tax department gives you Home Loan Tax Exemption so that you don’t have to choose one…

Category:Home Loan Archive