Urban Money
Eligibility calculator

Eligibility calculator

IIFL Finance Home Loan

IIFL Finance

IIFL Finance Home Loans have a hassle-free application process and are highly flexible. You can also apply online for quick approval and disbursal. You can even use their online Loan calculator for free to compare your home loan offers to pick the best plan for you. In addition, IIFL’s quick loan approval process completes verification and sanctions loans within 25 minutes. One of the most significant advantages of IIFL is that they offer loans even to individuals without a credit history.

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Check IIFL Finance Home Loan Eligibility

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Home Loan Banks

Interest Rate

Processing Fee


Loan Amount/Tenure

IIFL Finance Home Loan Interest Rate

IIFL Finance Home Loan

8% - 18%

Up to 1.75%


₹2L - ₹3Cr

Tenure(5 - 20 Years)


Features & Benefits of IIFL Home Loans

  • Easy digital applications and quick sanctioning process. 
  • Digital process with minimal paperwork. 
  • Attractive interest rates on home loans. 
  • PMAY interest subsidies.

IIFL Home Loan Overview

It is comparatively easier to apply for IIFL home loans without any hassles. You can get the benefits of a seamless IIFL home loan online application procedure along with getting a really competitive IIFL home loan interest rate as well. IIFL Home Loans are available for a wider spectrum of customers along with accompanying technical and legal assistance alongside. You can apply for buying a plot, home, apartment, bungalow and so on. The maximum tenure goes up to 25 years and there is a quick and digital procedure for home loan processing and disbursement.

IIFL Home Loan Eligibility Criteria

The IIFL home loan requirements include the following:

  • Resident Indian citizen. 
  • Between 18-75 years of age. 
  • Both self-employed and salaried borrowers are eligible to apply.

Documents Required for IIFL home loans

KYC Documents Identity Proof and Address Proof
Income Proof Last 6 months’ bank statements and ITR/Form-16/salary slips
Property Documents Copy of entire property document chain, copy of receipt given to the developer, copy of the sale agreement, and copy of the buyer agreement

How the EMI calculation works for IIFL Home Loan?

You can calculate the EMI online by entering the loan tenure, interest rate, and the amount. This will help you work out the amount that is payable every month. 

IIFL Home Loan Customer Care Number

The customer care number is 1860-267-3000.


From refinancing to reducing your interest, we have the answers right here.

Is a Home Loan A Tax Saving Deduction?

Yes you can save taxes on home loans under the Sections 80C and 24 respectively.

What is The Minimum Salary For A Home Loan?

The minimum salary for taking a home loan is usually between Rs. 25,000 and Rs. 30,000.

Can I Take Two Home Loans At A Time?

You can take two home loans simultaneously without any issues.

When Does The Loan Repayment Period Start?

The repayment period starts from the month after the one in which the loan has been disbursed.

Does IIFL Provide Home Loan at the best rate?

Yes, you can expect attractive interest rates at IIFL, beginning from 8.20% onwards.

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