Home Loan in Vijayawada

Vijayawada brings the essence of the most versatile architecture with nature’s positivity. Dream of Owning a House in Vijayawada can be a reality with exciting home loans the city has to offer. This article will give you a brief understanding of interest rates, charges, and other crucial factors a home loan depends on.

Highlights on Home Loan in Vijayawada 

Below are the highlights of home loans in Vijayawada that will give you a general understanding of the loans:

Home Loan Highlights

Interest Rates 7.35% to 11.50%
Processing Fee Up to 0.50% of the loan amount
Maximum Loan Amount Up to Rs. 5 Crore
Maximum Tenure Up to 30 years

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Best Home Loan Offers in Vijaywada - Apr 2024

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DHFL Home Loan in Vijaywada starting at.


Union Bank of India Home Loan in Vijaywada starting at.

9.5% - 14.8%

YES Bank Home Loan in Vijaywada starting at.

9.4% - 10.25%

IndiaBulls Home Loan in Vijaywada starting at.

8.99% - 9.75%

ICICI Bank Home Loan in Vijaywada starting at.

8.85% - 9.1%

Axis Bank Home Loan in Vijaywada starting at.

8.7% - 13.3%

Canara Bank Home Loan in Vijaywada starting at.

8.5% - 11.25%

IndusInd Bank Home Loan in Vijaywada starting at.

8.5% - 10.57%

Bank of Maharashtra Home Loan in Vijaywada starting at.


Bank of Baroda Home Loan in Vijaywada starting at.

8.4% - 10.6%

State Bank of India Home Loan in Vijaywada starting at.

8.4% - 10.15%

Punjab National Bank Home Loan in Vijaywada starting at.

8.4% - 10.25%

Indian bank Home Loan in Vijaywada starting at.

8.4% - 9.9%

HDFC Bank Home Loan in Vijaywada starting at.

8.35% - 9.4%

Bank of India Home Loan in Vijaywada starting at.


CITI Bank Home Loan in Vijaywada starting at.


Housing Loan Eligibility Criteria in Vijayawada

One needs to fall under particular eligibility criteria to apply for a home loan. These criteria vary according to the lender’s policies. Here is some information about the general eligibility criteria for home loans in Vijayawada:

Eligibility Criteria For Salaried For Self-Employed
Nationality Indian Resident Indian Resident
Age 23 to 75 years 25 to 70 years
Work experience/business continuity 3 years or more 5 years or more
Income Employed with a stable source of income Proof of stable revenue from your profession or existing business

Home Loan EMI Calculator

  • 5 Lac
  • 20 Cr
  • 5
  • 30
  • 6
  • 20

Monthly Loan EMI

Payment Breakdown:

Principal Amount


Interest Payable

Total Amount Payable

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Home Loan in Vijayawada - An Overview

Homeownership is a critical achievement for people and families the same, and getting a home credit is, in many cases, a fundamental stage towards accomplishing this objective. In the city of Vijayawada, situated in the Indian territory of Andhra Pradesh, the housing market has been seeing consistent development, making it an appealing objective for property purchasers. This outline dives into the scene of home advances in Vijayawada, revealing insight into the essential perspectives that potential borrowers need to consider.

Vijayawada offers a variety of choices in accommodation, from lofts to free houses and gated networks. Subsequently, financial institutions and banks working in the city offer an assortment of home loan items customised to take special care of various requirements and inclinations. These loans are principally intended to furnish imminent homeowners with the financial means to buy or develop their fantasy homes.

How to Get a Housing Loan in Vijayawada with Fast Disbursement

Getting a home loan is the first step towards the journey of your dream home. Approval of your home loan with fast disbursement will surely provide a catalyst to your dream home proceedings. You can visit the Urban Money website to apply for a home loan in Vijayawada. Below are the instructions to apply for a home loan to get fast disbursement:

  • Visit the Urban Money website.
  • Choose the home loan category between different loan categories.
  • Provide the required information about yourself to proceed further with the application.
  • Now, to provide all document-related information that the website will ask for, follow the instructions on the web page.
  • A representative will contact you with further instructions after following the above-mentioned steps.

Additional Tips

  • Give Exact Records: Giving precise data to the loan specialists will progressively decrease the hour of the verification. Thus, give you your ideal home advance in Indore with speedy dispensing.
  • Keep a higher credit score rating: Keeping a noteworthy credit score will help the confirmation cycle in support of yourself, bringing about the least rejection chance for home loans in Vijayawada.
  • Apply on the web: The internet-based application process saves the hours of bank visits and the actual documentation process in a safer way.

Documents Required for Home Loan in Vijayawada

Application for a fast-disbursed home loan requires some documents from the applicant. These documents contain pieces of information like identity proof, residential proof, income proof, etc. Below are mentioned required documents to apply for a home loan in Vijayawada:

  • KYC Documents: Applicant is required to bring or submit a KYC document like Passport, Aadhar Card, Voter ID, etc.
  • A PAN Card is necessary for a home loan application.
  • Employment Documents: Employee ID or any other employment proof is required if the applicant works for an organisation.
  • Income Proof Documents: Employees are required to submit their salary slips and bank account statements for the previous three months. 
  • For Address Proof: Utility bills/ Driving license/ Aadhar card/Rent Agreement/ Gas Connection Bill.
  • 2-3 Passport size photographs of the applicant
  • Documents related to the property
  • Documents required for disclosure of assets and liabilities

Home Loans in Vijayawada - Conclusion

Vijayawada is a land of beautiful ancient architecture and an eye-catching natural presence. Homeownership in Vijayawada is truly a different and mesmerising experience. Home loans are the perfect help to take a step toward your dream home in Vijayawada. With accurate documents and Urban Money’s help, choosing a home loan is merely a lengthy process. Start choosing home loans in Vijayawada and own the perfect home for yourself in this beautiful city.

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People Also Asked About Home Loan in Vijayawada

What is the process to transfer a home loan in Vijayawada?

You can transfer your home loan in Vijayawada by following the steps:

  • Submit an application to the current lender to get an NOC.
  • Submit the related documents and get the confirmation.
  • Pay all the fees involved.

Is it good to buy a house in Vijayawada with a home loan?

Vijayawada is a good option to buy a house with a home loan, as the city gives you an amazing living experience with an impressive development rate.

Which bank is the best for home loans in Vijayawada?

You can compare all the banks, including factors like interest rates, loan tenure, EMI options, etc.

Where can I get a Home Loan in Vijayawada?

There are several banks and NBFCs that provide home loans in Vijayawada. You can apply online or can physically visit them to get a home loan.

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