ICICI Personal Loan of 10000

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Written By
Utsah Sharma
Utsah Sharma
Utsah Sharma is a seasoned financial expert with a Master’s Degree in Commerce specialising in Financial Services, Investments, Loan Assessments, Mutual Funds, Banking & Loan products. Drawing on her experience, she has established herself as a trusted voice, providing invaluable insights and guidance to seasoned investors and beginners. She is committed to breaking down the complexities of everything finance.
Reviewed By
Amit Prakash Singh
Amit Prakash Singh
Co-Founder, Square Yards & Chief Business Officer, Urban Money
Amit Prakash Singh is the Chief Business Officer at Urban Money. With over nine years of experience at Square Capital, he has played a crucial role in establishing it as one of India's premier loan advisory services. Amit's deep financial insights and extensive knowledge have driven significant business growth and strategic advancements. He has successfully built and managed large sales teams, optimised costs, and created leaders within the industry. Amit's financial expertise and strategic vision are key to the ongoing success and expansion of Square Yards and Urban Money.

ICICI Bank is India’s leading and most trusted banking institution. ICICI Bank personal loans are no less than a robust financial solution tailored to meet the needs and aspirations of borrowers. Thus, whether you are planning a dream vacation, a home renovation, or need assistance with unforeseen expenses, ICICI Bank Personal Loans come with competitive interest rates, hassle-free application processes, and swift disbursal of funds. Today, we will discuss ICICI Bank personal loans and everything you need to know about them, from documentation to eligibility criteria. 

10,000 Personal Loan ICICI Bank

Here is a quick snapshot of the highlights for ICICI Bank personal loan 10,000.  

Features Highlights
ICICI Bank Loan Amount Up to Rs. 50 lakhs
Approval & Disbursal Instant, within 3 seconds
Interest Rate 10.50% -16.00% per annum
Repayment Tenure 12 to 84 months
Prepayment Charges None
Eligibility Candidate must be 20+, salaried, good credit
Documentation Minimal: ID, salary, bank statement
Customer Care 1800 200 3344

10,000 Personal Loan EMI for 1- 5 & 7 Years

Here is the snapshot of 10,000 personal loan EMI for 1 year. 

Loan Amount  10,000
Interest Rate  10.50%
Tenure  12 months
EMI INR 881

Take a look at 10,000 personal loan EMI for 2 years. 

Loan Amount  10,000
Interest Rate  10.50%
Tenure  24 months
EMI INR 464

Here is the snapshot of  10,000 personal loan EMI for 3 years. 

Loan Amount  10,000
Interest Rate  10.50%
Tenure  36 months
EMI INR 325

Here is the snapshot of 10,000 personal loan EMI for 4 years. 

Loan Amount  10,000
Interest Rate  10.50%
Tenure  48 months
EMI INR 256

Here is the snapshot of 10,000 personal loan EMI for 5 years. 

Loan Amount  10,000
Interest Rate  10.50%
Tenure  60 months
EMI INR 215

Here is the snapshot of 10,000 personal loan EMI for 7 years. 

Loan Amount  10,000
Interest Rate  10.50%
Tenure  84 months
EMI INR 169

Compare 10,000 Personal Loan ICICI Bank with Other Banks & NBFCS

Here is a quick comparison between the ICICI Bank personal loan and its fellow competitors. 

Parameters ICICI SBI HDFC Bank Axis Bank Bank of Baroda
Quantum of Loan Up to Rs. 20 Lakhs Up to Rs. 20 Lakhs Up to Rs. 40 Lakhs Up to Rs. 15 Lakhs Up to Rs. 10 Lakhs
Rate of Interest 10.50% onwards 11. 00 % onwards 10.50% onwards 10.49% onwards 10.10 % onwards
Processing fees Up to 2.25% of the loan amount plus GST Up to 1% of the loan amount plus GST Up to Rs. 2.50% of the loan amount (Min Rs. 2,999/- and maximum Rs. 25,000 plus GST Up to 2% of the loan amount plus GST Up to 2% of the loan amount

Min. Rs. 1,000 and Max. Rs. 10,000 plus GST

Pre-payment charges 5% of the loan amount plus GST Up to 3% of the outstanding principal amount Between 2% to 4% of the outstanding amount Nil Nil
Balance transfer and top-up Yes No Yes Yes No
Eligibility Salaried only Salaried Only Salaried Only Salaried Only Salaried plus self-employed

10,000 ICICI Personal Loan – Fees and Charges

Take a look at the charges and fees that an individual might need to pay for ICICI Bank’s personal loan of 10,000. 

Fee/Charge

Amount

Interest Rate 10.50% to 16.00% per annum
Processing Fee Up to 2.50% of the loan amount + applicable taxes
Prepayment Charges 3% of principal outstanding 
Additional Interest on Late Payment 24% per annum
Repayment Mode Swap Charges Rs. 500 per transaction + applicable taxes
Loan Cancellation Charges Rs. 3000 + applicable taxes
EMI Bounce Charges Rs. 500 per bounce + applicable taxes
Non-Maintenance of Mode of Payment Rs. 800 per month + applicable taxes

10,000 Personal Loan Documents Required – ICICI Bank

An individual will need to share latest salary slips and bank statements, along with government approved ID proofs such as PAN cards, Aadhaar cards, etc. 

10,000 Personal Loan Eligibility ICICI Bank

Take a look at the basic eligibility criteria for 10,000 ICICI Bank Personal Loan. 

  • The individual should have a regular source of income, like a job or a business. 
  • He or she should be a resident of India
  • He or she should have a healthy credit score.

Personal Loan By Banks

Frequently Asked Question (FAQs)

What is the ICICI Bank monthly interest on a 10,000 personal loan?

ICICI Bank 10,000 personal loan interest rates start from 10.50%.

Can I get 10,000 personal loan from ICICI Bank?

Yes, if you are able to meet the basic eligibility criteria, then you can get a 10,000 personal loan from ICICI Bank.

How do I get a 10,000 loan without a salary slip in ICICI Bank?

You will need to get in touch with the bank’s staff to collect more details about it.

What is the credit score for 10,000 personal loan for ICICI Bank?

An individual will need a robust credit score of at least 700 to qualify for a personal loan from ICICI Bank.

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