Urban Money
Eligibility calculator

Eligibility calculator

Piramal Housing Finance Home Loan

Piramal Housing Finance

Piramal Housing Finance Home Loan is available within the Rs. 5 Lakhs - 2 Crore range. So, no matter how expensive your dream home is, you can purchase it with Piramal Housing Home Loans. Home loans are available for flexible loan tenures of up to 30 years. Salaried and Self-Employed Businessmen are eligible to apply for a Piramal Home Loan. Applicants need to submit KYC documents, Income Proof and property documents to get their home loan approved.

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Home Loan Banks

Interest Rate

Processing Fee


Loan Amount/Tenure

Piramal Housing Finance Home Loan Interest Rate

Piramal Housing Finance Home Loan


Up to 1%


₹10L - ₹75L

Tenure(Up to 30 Years)


Features and Benefits of Piramal Finance Bank Home loan

When you find out that there are plenty of home loan lenders in the market, you get confused while selecting the perfect one. At Piramal Housing Finance Bank you can get most suitable home loan to purchase your dream house quickly and easily. Let's have a look on the features and benefits that Piramal Bank has to offer on Home loan.

  • When you apply for the home loans you need to go through several procedures that were very tiring. Piramal Finance Bank with easy and quick procedure helps you to submit the documents on time and thus making the process simpler and quicker.
  • The paperless process which includes minimum documentation makes sure of easy and hassle-free procedure of a home loan application.
  • The flexibility in time of repayment of the home loan is something to cherish for.
  • Piramal Finance Bank home loan EMI is one of the convenient ways that fits your pocket perfectly and makes you stand close to your dream.
  • Another important benefit that you can get while applying for a home loan is good-old tax benefits. Under the income tax act 1961, you can affirm up to 1.5 lakhs on the registration cost, stamp duty charges and main amount of the home loan.

Piramal Housing Finance-Home Loan Overview

Everyone has a dream to own a house at some point of their life. But purchasing a house can be a huge “savings-trimmer”. Here a home loan offered by the financial institutions can help you to buy your dream house. However, sometimes it is challenging to know the perfect home loan which can go with your requirements, as there are multiple loan lenders who can bewilder you with unfitting home loans. Unlike other banks if you apply for Piramal Housing Finance home loan, it can help you to avail the suitable home loan that you were looking for and to take one step closer to your dream home.

Eligibility Criteria for Piramal Housing Bank Home loan

Piramal Housing Finance Bank Home loan eligibility depends on various factors such as the applicant's age, property and monthly income. All of these are examined by the bank itself. The home loan criteria provided by Piramal Housing Finance Bank mainly depends on the type of employment.

For Salaried Person
  • The age requires to be from twenty-one to seventy years.
  • The person must be employed in government institutions, private sector, public sector, partnership firms etc.
For Self-Employed Person
  • The age must be from twenty-three years to seventy years
  • Only self-employed professionals like doctors, architects can only apply for this type of home loan.

Piramal Housing Finance Bank Home loan Fees and Charges

Piramal Bank Home loan's processing fee starts from 1%. This fee of the loan amount covers its expenses from credit appraisal to the technical evaluation of the property. Along with the processing fees, the bank also claims certain legal and technical charges. The borrower gets to know about the part payment charges during the loan process and the foreclosure charges remain nil especially for the floating interest rate on home loans.

Documents required for Piramal Finance Bank Home loan

There are few things with which you need, to meet the Piramal Housing Bank Home loan requirements. These documents are important for the beneficiary while applying for the loan here is the list of the documents required for Piramal Housing Finance Bank Home loan.

  • Pan card, Aadhar card as age proof documents 
  • Passport and Aadhar card as KYC documents. 
  • Bank statement 
  • Property Related documents

And if you are applying online then the first thing you need to do is to fill the Piramal Housing Finance Bank Home loan online application.

How the EMI calculation works?

Piramal Bank Home loan calculator works perfectly to make the EMI calculation simple. This EMI calculation can help you to plan your finances well on monthly basis. Once you get the virtual EMI calculator, you need to put the loan amount, tenure period and interest rate. Once you calculate and get the answer, you will have a vivid picture of how much you need to pay for the EMI for your home loan in every month.

Piramal Housing Finance Bank Customer Care Number

Need some advice? Piramal Housing Finance Bank customer Care executives can answer your every question on the home loan. Call at 1800-266-6444 to know more.


From refinancing to reducing your interest, we have the answers right here.

What kind of affect your part-prepayment can have on the EMIs?

Principal gets decreased by the part-prepayment. In case your rate of interest on home loan lowers, you must pay to cheaper EMIs.

What documents do i need to submit to apply for the home loan?

The KYC Documents like Aadhar card, pan card, passport are required documents required to get a home loan from Piramal Housing Finance Bank.

What type of security is offered while availing for a home loan?

The borrower needs to deposit set of documents as security to apply for the loan. These documents include title clearance, title deeds etc.

How to check Piramal Housing Finance Bank Home loan status?

To know the status you can call at our customer care service or visit out office website to check the balance.

What is the maximum rate of interest provided by Piramal Housing Finance Bank on Home loan?

The maximum rate of interest is 2.5% on a home loan.

Can I apply for two home loans at one time?

Yes. You can apply for two home loans, as there is no such restriction on the home loan.

When does the repayment period start?

The loan Repayment period starts from the next month of your loan amount disbursement.

Does Piramal Housing Finance Bank have a fixed rate of interest on a home loan?

Piramal Housing Finance Bank offers home loans at a floating rate of interest.

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