Urban Money Achieves 58% Revenue Growth in FY25

Urban Money has recorded one of its sharpest jumps in performance, closing FY25 with revenue touching Rs 714 crore, a clear step up from Rs 453 crore the year before. The company’s lending engine has been accelerated by rising demand for home loans and deeper digital partnerships with banks and NBFCs. A large part of this growth comes from how homebuyers now compare and access loans online, which has helped the platform move customers through their journeys faster.

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Digital Integrations Push the Platform Forward

The company has been widening its lending network through integrations with more than 95 financial institutions. These connections allow borrowers and advisors to match requirements quickly, which explains how Urban Money’s gross transaction value touched Rs 47,500 crore in FY25. A wide base of over 1.5 lakh channel partners has also helped the platform stay active across newer locations, especially where borrowers lean on intermediaries for guidance.

Amit Prakash Singh on What’s Driving the Momentum

Amit Prakash Singh, Co-Founder of Urban Money, said, “Our aim has been to simplify the home loan process through a transparent, technology-driven platform that connects borrowers, advisors, and lenders on a single network. The traction we’re seeing reflects how digital origination models can bridge the trust and accessibility gap that has long defined the mortgage industry.”

Aggregation Model Remains the Core

A major part of Urban Money’s business still comes from its aggregation-led format. About 87% of the platform’s activity is driven by agents, advisors, and lenders working within the same loop. This model keeps costs predictable and gives the platform the flexibility to add new lending partners without slowing down the customer flow. It also supports mortgage origination at scale, which remains Urban Money’s strongest business line.

Looking Ahead to FY26

The company has stated that it is now aiming for Rs 1,000 crore in revenue by FY26, a target that depends heavily on the pace of adoption of digital home-loan journeys. With more borrowers starting their loan search online rather than at physical branches, Urban Money expects the migration towards platform-based lending to continue. As long as mortgage demand stays steady and banks remain open to digital onboarding, the company sees room for another year of expansion.

What This Means for the Market

The home-loan ecosystem has been shifting for a while, but FY25 shows how quickly borrowers are adapting to digital-first financing. Urban Money’s numbers reflect that change. The next phase is expected to be shaped by deeper tech adoption, tighter bank integrations, and borrowers wanting quicker decisions with less paperwork. If the broader market continues in the same direction, Urban Money’s target for FY26 looks well within reach.

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