Chitra Chaudhary

• Chitra is a stellar writer with over three years of experience writing about banking, financial services and insurance. She enjoys delving deeply into all the nitty-gritty of finance and associated topics that most people would rather avoid. With a master's in Computer Science, Chitra alchemises her analytical and creative prowess to manifest some of the most astounding articles for Urban Money.

29 Stories by Author: Chitra Chaudhary

Dairy Farm Loan in 2025 : Online Procedure
January 09, 2025

Dairy farm business loans are available to anybody who wants to start, run, or improve their own farms. A small dairy unit with two to four mulch cattle can be established, as can a medium or large dairy unit, to collect, process, and distribute milk, manufacture milk products, build a…

Category:Business Loan Archive
Top 10 Best Private Banks in India List 2025
January 09, 2025

Today, the banking system incorporates 21 private banks in India along with 12 public sector banks, foreign banks, rural banks, cooperative banks, and financial institutions. In total, the retail credit market of India ranks fourth in the list of largest emerging nations around the globe. The Reserve Bank of India…

Category:Personal Loan Archive
Top 10 Best Bank for Home Loan In India 2025
January 09, 2025

We have compiled a list of the best banks for a home loan in India 2025 based on the home loan value it offers to the borrower. These banks offer a variety of home loan programs with numerous advantages and features. Some of the advantages of such home loans are…

Category:Home Loan Archive
Best 10 Credit Card in India 2025
January 09, 2025

Credit cards are an exceptionally paramount financial instrument when used responsibly. Top banks and financial institutions offer various credit card options based on your creditworthiness. Get instant access to required funds by having any of the top credit cards in India. To make the credit card hunt easy, we have…

Category:CIBIL Score Archive
Top 10 Best Personal Loan Bank List in India
January 08, 2025

India, with its robust banking system and evolving digital landscape, has witnessed an upsurge in the demand for personal loans over the past decade. Personal loans, often touted as the go-to financial solution for immediate needs, can be a lifesaver when addressing unplanned emergencies, home renovations, higher education, or even…

Category:Personal Loan Archive
(Memorandum of Deposit) MOD in Home Loan
July 30, 2024

Out of the numerous documents a home loan applicant has to sign, a Memorandum of Deposit (MoD) is among the most important ones. Knowing only the loan terms and mere verbal interactions with bank agents isn’t enough for a home loan seeker. To be an intelligent borrower, one must be…

Category:Home Loan Archive
RBI Home Loan Guidelines 2024
September 11, 2023

The Reserve Bank of India is the highest banking and financial authority in India. Along with the Government of India, the central bank revamps and updates its policies to publish RBI guidelines for home loans every year. The guidelines specify the home loan rules that are to be followed by…

Category:Home Loan Archive
Top 10 Real Estate Builder in India
September 01, 2023

The feeling when you buy your first car, the feeling of going on that first trip, and the feeling of buying your first dream house make our lives whole. These are the kinds of goals we set for ourselves in life! When talking about buying your first home, they say…

Category:Home Loan Archive
Leasehold Property Ownership
July 24, 2023

Are you considering purchasing a property? If so, you may come across the intriguing term "leasehold property" as you explore your options. But what exactly does it mean? Well, let's unlock the mysteries and possibilities that leasehold properties present. Leasehold property bestows upon individuals the right to occupy land or…

Category:Home Loan Archive
Reverse Mortgage in India: A Smart Way to Boost Your Retirement Income
July 11, 2023

Reverse Mortgage is a financial product that allows senior citizens who own a residential property in India to convert their home equity into cash income without selling their home or making monthly loan payments. It is a way of unlocking the value of their property and using it to supplement…

Category:Home Loan Archive