Chitra Chaudhary

• Chitra is a stellar writer with over three years of experience writing about banking, financial services and insurance. She enjoys delving deeply into all the nitty-gritty of finance and associated topics that most people would rather avoid. With a master's in Computer Science, Chitra alchemises her analytical and creative prowess to manifest some of the most astounding articles for Urban Money.

29 Stories by Author: Chitra Chaudhary

DSA Loan Agent: Bridging Gap between Borrower and Lender
June 05, 2023

Imagine the thrill of embarking on a new venture, expanding your business, or finally fulfilling a lifelong dream. The possibilities are boundless, but what if the financial aspect seems like a formidable roadblock standing in your path? Don't fret because there's a superhero ready to swoop in and save the…

Category:Personal Loan Archive
Kisan Credit Card Scheme : Easy Access to Credit for Farmers
May 31, 2023

India is primarily an agricultural economy, and farmers are the backbone of our nation. They work tirelessly to provide us with food and nourishment, yet often face challenges in accessing financial services and credit. That's where the Kisan Credit Card (KCC) Loan Scheme comes into play. This scheme, introduced by…

Category:CIBIL Score Archive
Currency Revamp Countdown: Deposit or Exchange Your Rs 2000 Notes
May 23, 2023

After the unexpected turn of demonetisation, banning the INR 2,000 notes in India has sent shockwaves through the citizenry. The abrupt announcement has left people in a state of bewilderment, concerned about the impending chaos that lies ahead. In a twist that caught the nation off guard, the Reserve Bank…

Category:Financial News
List of Best Payment Gateways in India
May 22, 2023

In India, the e-Tailing market is in full swing as a huge proportion of the population has started giving preference to online shopping instead of offline shopping. Additionally, technological advancements have roped in advanced payment gateways with high security. With time, these payment gateways act as the organization's cornerstone.In-depth data…

Category:CIBIL Score Archive
Vidya Lakshmi Education Loan
May 12, 2023

Vidya Lakshmi Education Loan Scheme is a government initiative to provide financial assistance to students pursuing higher education. Under this scheme, loans are provided to students from different banks and financial institutions across India. The project was launched under the Pradhan Mantri Vidya Lakshmi Karyakram, an initiative to improve literacy…

Category:Personal Loan Archive
ARN Code in Mutual Fund
May 10, 2023

Everyone has heard the commercial line, "mutual fund investments are subject to market risk." But one can still take greater precautions to lower the risk. Therefore, it is the intermediary's responsibility to inform and upskill the investor about the potential risk factors. The interests of the involved parties in the…

Category:Mutual Funds Archive
IAY : Indira Awas Yojana ( इंदिरा आवास योजना )
April 26, 2023

In a country as diverse as India, providing adequate housing for every citizen is a daunting task. However, with the implementation of the Indira Awas Yojana (IAY), the Indian government has taken significant steps to provide shelter to the economically weaker sections of society. Over the years, the program has…

Category:Home Loan Archive
Haryana Real Estate Regulatory Authority (HRERA)
April 24, 2023

The Indian government has established various authorities under the Real Estate (Regulation and Development) Act 2016. These authorities ensure that the objectives of the Act are implemented. One such authority is RERA Haryana which has sworn to drive the real estate market in Haryana. It is a one-stop shop for…

Category:Home Loan Archive
How To Use Your Credit Card Like a Pro
April 20, 2023

Credit cards have become a ubiquitous part of modern-day spending. In India, the popularity of credit cards has increased, with over 50 million in circulation as of 2020. That's a lot of plastic power! While a credit card offers enhanced convenience and flexibility, it is a double-edged sword if not…

Category:CIBIL Score Archive
Home Top Up Loan - Meet Your Housing Requirements
March 28, 2023

A house has a voice of its own, reflected through its maintenance, interior, fixtures, and renovations. Keeping this voice tuned requires a great amount of money, initiating the need for a top-up loan on house loans. A top-up loan allows a person to take an additional loan over their existing…

Category:Home Loan Archive