Media Coverage

RBI Holds Repo Rate at 5.5%, Keeps GDP Growth Forecast at 6.5%
August 26, 2025

The RBI kept the repo rate steady at 5.5 per cent on Wednesday. The decision was taken at the end of the Monetary Policy Committee meeting. Governor Sanjay Malhotra said the committee maintained a neutral stance. He noted that inflation had eased, but conditions abroad remain unstable. Tariff disputes and…
RBI's Rate Cut: The Domino Effect of 50 BPS Cut on Real Estate
June 10, 2025

The RBI has recently lowered the repo rate by 0.5 percentage points, bringing it to 5.5%. This change will ease the financial burden on home loan borrowers by reducing their monthly EMIs. In India, most new home loans are connected to the repo rate through the Repo Linked Lending Rate…
High-Value Home Loans Make Up 21% of FY25 Disbursals: Urban Money Report
June 06, 2025

Key Highlights – Urban Money Home Loan Report FY 2025 Home loan disbursal volume grew 10% YoY across top Indian cities Disbursal value increased 15% YoY, reflecting demand for bigger loans Loans above ₹1 crore formed 21% of total home loan disbursals 1 in 5 home loans in FY25 was…
Buyers Eye Homes Priced Between ₹50 Lakh and ₹1 Crore Amid Rate Cuts
May 15, 2025

As the property market gears up for Akshaya Tritiya, one trend is becoming clear: homebuyers are not holding back. Demand is steady and rising, especially in the affordable and mid-income segments. Developers and real estate firms say this interest is seasonal and a sign of growing buyer confidence. Amit Prakash,…
Union Budget 2025: Tax Relief to Boost Borrower Confidence and Homeownership
February 04, 2025

The Union Budget 2025, presented on February 1, introduced a significant overhaul in the income tax structure, offering major relief to the middle class. Nirmala Sitharaman, the finance minister, announced that individuals earning up to ₹12 lakh annually will be exempt from income tax under the new tax regime. Additionally,…
Fixed Or Floating Rate For Your Home Loan: Best Option to Pick From
January 24, 2025

Deciding between a fixed or floating interest rate on a home loan is one of the most crucial choices for borrowers. Each option has advantages and drawbacks, influenced heavily by market conditions and individual financial goals. A fixed-rate loan offers steadiness, locking a consistent EMI regardless of market fluctuations. This…
“A Cost-Effective Solution”: Kanwar Bhatia Urges Home Loan Borrowers to Buy Insurance
January 15, 2025

A home loan is one of the most viable financial tools of the 21st Century, allowing people to purchase a residential property by making affordable monthly payments. These small EMI payments can last more than 15 years, but failing to make them on time can result in severe consequences. In…
Home Loan Festive Offers : Key Considerations Before Borrowing
November 04, 2024

Key Takeaways Reduced rates and waived fees can be appealing, but consider long-term financial impacts and total costs. Complimentary benefits like insurance or vouchers are tempting but shouldn't overshadow essential loan terms. Prioritise lenders with clear terms and good customer support for a transparent experience. Festive seasons bring attractive home…
Celebrate with Joy, Not with Debt – Here's How to Keep the Festivities Stress-Free!
September 26, 2024

With great credit cards comes a great risk of credit card debt. As the festive season approaches, many consumers in India start preparing their wishlists on several online platforms. These platforms offer great deals, but it's crucial to understand that getting into these lucrative offers also marks the beginning of…
Budget 2024: Tax Revisions and Easy Regulations At The Core of Affordable Housing Revival
August 09, 2024

The real estate market eagerly awaits the 2024 budget announcements to revitalise affordable housing. In the interim budget presented in February earlier this year, Finance Minister Nirmala Sitharaman outlined the government’s plans to make homeownership more accessible and alleviate the middle class’s concerns. The budget included extensions of existing schemes…