Media Coverage

Urban Money has recorded one of its sharpest jumps in performance, closing FY25 with revenue touching Rs 714 crore, a clear step up from Rs 453 crore the year before. The company’s lending engine has been accelerated by rising demand for home loans and deeper digital partnerships with banks and…

The RBI kept the repo rate steady at 5.5 per cent on Wednesday. The decision was taken at the end of the Monetary Policy Committee meeting. Governor Sanjay Malhotra said the committee maintained a neutral stance. He noted that inflation had eased, but conditions abroad remain unstable. Tariff disputes and…

The RBI has recently lowered the repo rate by 0.5 percentage points, bringing it to 5.5%. This change will ease the financial burden on home loan borrowers by reducing their monthly EMIs. In India, most new home loans are connected to the repo rate through the Repo Linked Lending Rate…

Key Highlights – Urban Money Home Loan Report FY 2025 Home loan disbursal volume grew 10% YoY across top Indian cities Disbursal value increased 15% YoY, reflecting demand for bigger loans Loans above ₹1 crore formed 21% of total home loan disbursals 1 in 5 home loans in FY25 was…

As the property market gears up for Akshaya Tritiya, one trend is becoming clear: homebuyers are not holding back. Demand is steady and rising, especially in the affordable and mid-income segments. Developers and real estate firms say this interest is seasonal and a sign of growing buyer confidence. Amit Prakash,…

The Union Budget 2025, presented on February 1, introduced a significant overhaul in the income tax structure, offering major relief to the middle class. Nirmala Sitharaman, the finance minister, announced that individuals earning up to ₹12 lakh annually will be exempt from income tax under the new tax regime. Additionally,…

Deciding between a fixed or floating interest rate on a home loan is one of the most crucial choices for borrowers. Each option has advantages and drawbacks, influenced heavily by market conditions and individual financial goals. A fixed-rate loan offers steadiness, locking a consistent EMI regardless of market fluctuations. This…

A home loan is one of the most viable financial tools of the 21st Century, allowing people to purchase a residential property by making affordable monthly payments. These small EMI payments can last more than 15 years, but failing to make them on time can result in severe consequences. In…

Key Takeaways Reduced rates and waived fees can be appealing, but consider long-term financial impacts and total costs. Complimentary benefits like insurance or vouchers are tempting but shouldn't overshadow essential loan terms. Prioritise lenders with clear terms and good customer support for a transparent experience. Festive seasons bring attractive home…

With great credit cards comes a great risk of credit card debt. As the festive season approaches, many consumers in India start preparing their wishlists on several online platforms. These platforms offer great deals, but it's crucial to understand that getting into these lucrative offers also marks the beginning of…