Urban Money Blogs

Top10 List of Petrol Pump Companies in India
January 09, 2025

In India, the hustle and bustle of daily life is fueled by petrol. Behind every petrol station is a petrol pump company working tirelessly to keep the nation's engines running smoothly. Despite the recent economic downturn, rising fuel demand has resulted in up to a 17% increase in gasoline consumption,…

Category:CIBIL Score Archive
Best 10 Credit Card in India 2025
January 09, 2025

Credit cards are an exceptionally paramount financial instrument when used responsibly. Top banks and financial institutions offer various credit card options based on your creditworthiness. Get instant access to required funds by having any of the top credit cards in India. To make the credit card hunt easy, we have…

Category:CIBIL Score Archive
Best Personal Loans in India 2025
January 08, 2025

Personal loans have been identified as the most availed of products in the debt market in India. The technology-driven fourth industrial revolution has made the research and application process to obtain loan amounts from financial institutions fairly easy and convenient. According to studies, around 78% of credit requests are hinged…

Category:Personal Loan Archive
Personal Loan for NRI 2025
January 08, 2025

Most people in the country consider relocating abroad for higher education, better economic opportunities, or the desire to start a new life. Adapting to an entirely new living environment in a new country has its own challenges and obtaining financial aid when in an unknown country can give you hard…

Category:Personal Loan Archive
Top 10 Best Personal Loan Bank List in India
January 08, 2025

India, with its robust banking system and evolving digital landscape, has witnessed an upsurge in the demand for personal loans over the past decade. Personal loans, often touted as the go-to financial solution for immediate needs, can be a lifesaver when addressing unplanned emergencies, home renovations, higher education, or even…

Category:Personal Loan Archive
Accessibility Like Never Before: PF Withdrawals From ATMs In 2025
December 13, 2024

Key Highlights EPFO subscribers can withdraw their Provident Fund (PF) directly from ATMs using dedicated withdrawal cards linked to their UAN, providing 24/7 access to faster and more convenient transactions. Withdrawals will be capped at 50% of the PF balance to ensure funds remain available for future needs. Multi-factor authentication,…

Category:Financial News
PAN Gets a Major Upgrade : PAN 2.0 is Approved
November 26, 2024

On 25 November 2024, the Union Cabinet, led by Prime Minister Narendra Modi, approved the ₹1,435 crore PAN 2.0 project to modernise the tax system. Over 78 crore PAN cards have been issued so far, with 98% belonging to individuals. This latest PAN 2.0 card news highlights the project's aim…

Category:Financial News
Debt To Income (DTI) Ratio : Calculation Formula, Types and Limitations
November 20, 2024

Better debt management is crucial to avail of the available financial opportunities. Whether you wish to secure a personal loan, business loan, home loan, or even credit card, lenders have various metrics to determine your creditworthiness. One such metric they consider is your Debt-to-Income ratio (DTI). A good DTI ratio…

Category:Personal Loan Archive
15 Personal Loan Alternatives and their Pros & Cons
November 20, 2024

When money is tight, personal loans are the go-to solution. But they're not the only option. Many personal loan alternatives might better suit your needs. These alternatives to personal loans can help you manage unexpected expenses, make a big purchase, or deal with financial emergencies. This blog explores the 15…

Category:Personal Loan Archive
Home Loan Festive Offers : Key Considerations Before Borrowing
November 04, 2024

Key Takeaways Reduced rates and waived fees can be appealing, but consider long-term financial impacts and total costs. Complimentary benefits like insurance or vouchers are tempting but shouldn't overshadow essential loan terms. Prioritise lenders with clear terms and good customer support for a transparent experience. Festive seasons bring attractive home…

Category:Media Coverage