Personal Loan Archive

Education Loan Eligibility in India: Criteria, Documents & Mistakes to Avoid
May 30, 2025

Education loan eligibility is important for students and parents who want to fund higher education without financial stress. With rising education costs, understanding the eligibility criteria for education loans can significantly affect planning. This guide will help you check if you are eligible for an education loan. It will also…
Reasons For Personal Loan Rejection
May 30, 2025

Applying for a personal loan can be a tough and slow process. This is especially true when you really need money. A personal loan can help cover unexpected expenses, fund a big purchase, or consolidate debt. It offers great flexibility and support to the borrower. Major banks in India are…
Cost to Company (CTC)
April 08, 2025

When considering a job offer, it's easy to become fixated on the attractive "CTC" figure. But there's more to this figure than strikes the eye. Realising the value of CTC requires going beyond its initial cost to determine its ultimate worth—or lack thereof. By breaking down the components of CTC…
EMI: Meaning, How It Works, Calculation Method, Benefits & Drawbacks
April 07, 2025

EMIs have become one of the most common forms of payment for any financial obligation, from college fees to purchasing a new phone. This fixed monthly amount saves lakhs of citizens annually by preventing sudden financial setbacks and helping people fulfil their desires. Understanding the concept of EMIs and their…
Top 10 Best Private Banks in India List 2025
January 09, 2025

Today, the banking system incorporates 21 private banks in India along with 12 public sector banks, foreign banks, rural banks, cooperative banks, and financial institutions. In total, the retail credit market of India ranks fourth in the list of largest emerging nations around the globe. The Reserve Bank of India…
Best Personal Loans in India 2025
January 08, 2025

Personal loans have been identified as the most availed of products in the debt market in India. The technology-driven fourth industrial revolution has made the research and application process to obtain loan amounts from financial institutions fairly easy and convenient. According to studies, around 78% of credit requests are hinged…
Personal Loan for NRI 2025
January 08, 2025

Most people in the country consider relocating abroad for higher education, better economic opportunities, or the desire to start a new life. Adapting to an entirely new living environment in a new country has its own challenges and obtaining financial aid when in an unknown country can give you hard…
Top 10 Best Personal Loan Bank List in India
January 08, 2025

India, with its robust banking system and evolving digital landscape, has witnessed an upsurge in the demand for personal loans over the past decade. Personal loans, often touted as the go-to financial solution for immediate needs, can be a lifesaver when addressing unplanned emergencies, home renovations, higher education, or even…
Debt To Income (DTI) Ratio : Calculation Formula, Types and Limitations
November 20, 2024

Better debt management is crucial to avail of the available financial opportunities. Whether you wish to secure a personal loan, business loan, home loan, or even credit card, lenders have various metrics to determine your creditworthiness. One such metric they consider is your Debt-to-Income ratio (DTI). A good DTI ratio…
15 Personal Loan Alternatives and their Pros & Cons
November 20, 2024

When money is tight, personal loans are the go-to solution. But they're not the only option. Many personal loan alternatives might better suit your needs. These alternatives to personal loans can help you manage unexpected expenses, make a big purchase, or deal with financial emergencies. This blog explores the 15…