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IndusInd Bank is a trusted banking partner for Indian customers, offering various financial products, including home loans. A 15 lakh home loan from IndusInd Bank is a convenient option, providing competitive interest rates, flexible repayment terms, and minimal documentation. This loan can help you achieve your dream of owning a home without straining your finances.
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15 Lakh Indusind Bank Home Loan EMI Calculator
- 5 Lac
- 20 Cr
- 5
- 30
- 6
- 20
Monthly Loan EMI
Payment Breakdown:
Principal Amount
₹15,00,000
Interest Payable
Total Amount Payable
Table of Content
15 Lakh Home Loan IndusInd Bank – Highlights
Here are the key highlights of the IndusInd Bank 15 Lakh home loan:
| Feature | Details |
| LTV Ratio | 75% to 90% |
| Maximum Loan Tenure | Up to 30 years |
| Interest Rate | Rates starting at 8.35% p.a. |
| Processing Fees | Up to 1% of the loan amount |
15 Lakh home loan EMI for 5 years IndusInd Bank
For a tenure of 5 years with an interest rate of 8.35% per annum:
| Tenure | Monthly EMI | Total Amount Payable |
| 5 Years | ₹30,591 | ₹18,35,460 |
15 Lakh home loan EMI for 10 years IndusInd Bank
For a tenure of 10 years with an interest rate of 8.35% per annum:
| Tenure | Monthly EMI | Total Amount Payable |
| 10 Years | ₹18,507 | ₹22,20,840 |
15 Lakh home loan EMI for 15 years IndusInd Bank
For a tenure of 15 years with an interest rate of 8.35% per annum:
| Tenure | Monthly EMI | Total Amount Payable |
| 15 Years | ₹14,619 | ₹26,31,420 |
15 Lakh home loan EMI for 20 years IndusInd Bank
For a tenure of 15 years with an interest rate of 8.35% per annum:
| Tenure | Monthly EMI | Total Amount Payable |
| 20 Years | ₹12,755 | ₹30,61,200 |
15 Lakh home loan EMI for 25 years IndusInd Bank
For a tenure of 25 years with an interest rate of 8.35% per annum:
| Tenure | Monthly EMI | Total Amount Payable |
| 25 Years | ₹11,908 | ₹35,72,400 |
15 Lakh IndusInd Bank home loan – Fees and Charges
The fees and charges associated with a 15 lakh home loan from IndusInd Bank are as follows:
| Fee Type | Amount |
| Processing Fees | 1% of loan amount or ₹10,000, whichever is higher |
| Prepayment Charges | Nil |
| Late Payment Penalty | 2% per month on overdue amount |
15 Lakh IndusInd Bank home loan – Documents Required
To apply for a 15 lakh home loan with IndusInd Bank, you will need the following documents:
- Identity Proof: Aadhaar, Passport, etc.
- Address Proof: Utility bills, rental agreement
- Income Proof: Salary slips, IT returns
- Property Documents: Sale deed, property tax receipts
15 Lakh IndusInd Bank home loan – Eligibility Criteria
To be eligible for a 15 lakh home loan from IndusInd Bank:
- Age: 21 to 65 years.
- Income: Stable and regular income. Minimum net monthly income as per bank norms.
- Employment: At least 2 years with the current employer for salaried individuals; minimum 3 years in business for self-employed.
- Credit Score: 700 and above.
- Residency: Indian residents, including NRIs.
- Property: Must be in an approved area and meet legal requirements.


Last Updated: 28 July 2026
Frequently Asked Questions (FAQs)
What is the EMI for 15 Lakh Home Loan for 20 years in IndusInd Bank?
The EMI for a 15 lakh home loan for 20 years at an interest rate of 8.35% per annum is ₹12,755.
Who is eligible for a 15 Lakh Home loan in IndusInd Bank?
Salaried individuals with a stable income and employment history and self-employed individuals with a consistent business income are eligible.
What is the monthly interest rate of a 15 Lakh home loan in IndusInd Bank?
The monthly interest rate is approximately 0.696% (annual rate of 8.35% divided by 12 months).
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