60 Lakh Home Loan From Karur Vysya Bank

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A ₹60 Lakh Home Loan from Karur Vysya Bank can help you finance premium residential spaces with ease and flexibility. Enjoy dependable support and attractive terms from the bank to construct or purchase a spacious flat or villa. Designed to offer competitive interest rates and smooth digital processing, it ensures hassle-free financing for modern homeowners. You will bae able to get your dream home at minimal interest rates and processing fees. Ideal for premium real estate, this loan combines trust, scale, and long-term affordability.

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60 Lakh Karur Vysya Bank Home Loan EMI Calculator

Loan Amount

₹

5 Lac
20 Cr

Loan Tenure

Years

Rate Of Interest

Monthly Loan EMI

Payment Breakdown:

Principal Amount

₹60,00,000

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Total Amount Payable

Table of Content

1. 60 Lakh Home Loan Karur Vysya Bank Highlights

2. 60Lakh Home Loan EMI for 5 Years From Karur Vysya Bank

3. 60Lakh Home Loan EMI for 10 Years From Karur Vysya Bank

4. 60Lakh Home Loan EMI for 15 Years From Karur Vysya Bank

5. 60Lakh Home Loan EMI for 20 Years From Karur Vysya Bank

6. 60Lakh Home Loan EMI for 25 Years From Karur Vysya Bank

7. 60 Lakh Karur Vysya Bank Home Loan Charges

8. 60 Lakh Karur Vysya Bank Home Loan Documents Required

8.1 Identity, Age, and Address Proof

8.2 Income Documents

9. 60 Lakh Karur Vysya Bank Home Loan Eligibility Criteria

Written By

Bhavya Kamra

With a background in commerce and a strong affinity for numbers, Bhavya is dedicated to delivering accurate financial insights in her blog. She avidly reads finance magazines and articles to stay updated on the latest market trends. Currently crafting content for Urban Money, Bhavya aims to offer practical financial tips and simplify complex subjects into easy-to-understand steps.

Reviewed By

Amit Prakash Singh

Co-Founder, Square Yards & Chief Business Officer, Urban Money

Amit Prakash Singh is the Chief Business Officer at Urban Money. With over nine years of experience at Square Capital, he has played a crucial role in establishing it as one of India's premier loan advisory services. Amit's deep financial insights and extensive knowledge have driven significant business growth and strategic advancements. He has successfully built and managed large sales teams, optimised costs, and created leaders within the industry. Amit's financial expertise and strategic vision are key to the ongoing success and expansion of Square Yards and Urban Money.

60 Lakh Home Loan Karur Vysya Bank – Highlights

You can use these features and highlights to compare the 60 Lakh Home Loan from Karur Vysya Bank with other financial institutions:

Features	Details
Purpose of Loan	Purchase, construction, extension, renovation
Loan Amount	90% of the property cost
Margin Requirement	10–25%
Interest Rate Range	8.40% to 11.70% p.a., Floating and Fixed Interest Rates
Repayment Tenure	Up to 30 years
Security Required	Equitable mortgage of the financed property

60 Lakh Home Loan EMI for 5 Years From Karur Vysya Bank

If you want to clear your 60 Lakh Home Loan from Karur Vysya Bank quickly, this 5-year plan helps you own your property sooner, with less overall interest payable but higher EMIs.

Loan Amount	Interest Rate	Loan Tenure	EMI Amount	Total Interest Payable	Total Amount Payable
₹6,000,000	9.15% p.a.	5 years	₹1,24,987	₹14,99,243	₹7,499,243

60 Lakh Home Loan EMI for 10 Years From Karur Vysya Bank

Stable EMIs and reduced interest make this 10-year tenure a smart choice. Here is the financial breakdown of your 60 Lakh Home Loan from Karur Vysya Bank.

Loan Amount	Interest Rate	Loan Tenure	EMI Amount	Total Interest Payable	Total Amount Payable
₹6,000,000	9.15% p.a.	10 years	₹76,493	₹31,79,208	₹9,179,208

60 Lakh Home Loan EMI for 15 Years From Karur Vysya Bank

If you prefer a middle-ground repayment structure, the 15-year Karur Vysya Bank 60 Lakhs home loan offers the right mix of affordability and tenure flexibility.

Loan Amount	Interest Rate	Loan Tenure	EMI Amount	Total Interest Payable	Total Amount Payable
₹60,00,000	9.15% p.a.	15 years	₹61,393	₹50,50,659	₹1,10,50,659

60 Lakh Home Loan EMI for 20 Years From Karur Vysya Bank

The 20-year tenure for the Karur Vysya Bank 60 Lakh home loan option is best suited for those who want slightly lower monthly obligations while still paying off their loan in a reasonable period.

Loan Amount	Interest Rate	Loan Tenure	EMI Amount	Total Interest Payable	Total Amount Payable
₹60,00,000	9.15% p.a.	20 years	₹54,564	₹70,95,296	₹1,30,95,296

60 Lakh Home Loan EMI for 25 Years From Karur Vysya Bank

A 25-year repayment plan with Karur Vysya Bank’s 60 Lakh home loan helps you manage cash flow better, offering loan-term affordability with a slightly higher interest payment.

Loan Amount	Interest Rate	Loan Tenure	EMI Amount	Total Interest Payable	Total Amount Payable
₹60,00,000	9.15% p.a.	25 years	₹50,970	₹92,90,855	₹1,52,90,855

60 Lakh Karur Vysya Bank Home Loan – Charges

A ₹60 Lakh home loan from Karur Vysya Bank comes with transparent and predefined charges that cover loan evaluation, documentation, and other administrative services. These include:

Processing Fee: ₹7,500 + GST (for loans above ₹50 Lakh)
GST: 18% on Applicable Charges
Prepayment/ Foreclosure Charges: NIL
Legal and Documentation Charges: INR 2000 to INR 5000
Stamp Duty: As per state laws
NOC Charges: INR 250

60 Lakh Karur Vysya Bank Home Loan – Documents Required

Here is a list of documents needed to submit to apply for the 60 Lakh Karur Vysya Bank Home Loan for smooth loan approvals and faster disbursement:

Identity, Age, and Address Proof

PAN Card (mandatory for all applicants)	Aadhaar Card or Voter ID
Passport or Driving Licence	Utility bills or Ration Card

Income Documents

For Salaried Applicants	Last 3 months’ salary slips Form 16 for the past 2 years 6 months’ bank statements showing salary credits Employer ID card or appointment letter
For Self-Employed Applicants	Income Tax Returns (ITRs) for the last 2 years Audited balance sheet and profit & loss statements 6 months’ bank statements of personal and business accounts GST registration
Property Documents	Sale Agreement/ Deed Approved Building Plan Building Allotment Letter NOC from Society

60 Lakh Karur Vysya Bank Home Loan – Eligibility Criteria

To apply for a ₹60 Lakh home loan from Karur Vysya Bank, you need to meet certain eligibility benchmarks that ensure you’re financially equipped to repay the loan. These include:

Indian Nationality
Between 21 and 65 years of age
Stable income with good credit score (Over 650)
Property being financed must meet all legal, technical, and valuation checks

Frequently Asked Questions (FAQs)

What will my EMI be for a ₹60 Lakh Home Loan over 20 years?

Your estimated EMI would be ₹54,564 per month for a ₹60 Lakh Home Loan with a loan tenure of 20 years.

What interest rate range applies to a ₹60 Lakh KVB Home Loan?

Karur Vysya Bank’s interest rates range between 8.10% and 11.70% p.a., based on your credit profile and loan scheme.

What is the monthly interest rate of a 60 Lakh home loan in Karur Vysya Bank?

The annual interest rate for a ₹60 Lakh home loan from Karur Vysya Bank starts at 8.40% p.a., calculated on a monthly reducing balance. So, the monthly interest rate would be 0.70%. The exact rate offered may vary based on your credit score, income stability, employment type, and the repayment tenure.

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