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60 Lakh Home Loan From Karur Vysya Bank
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A ₹60 Lakh Home Loan from Karur Vysya Bank can help you finance premium residential spaces with ease and flexibility. Enjoy dependable support and attractive terms from the bank to construct or purchase a spacious flat or villa. Designed to offer competitive interest rates and smooth digital processing, it ensures hassle-free financing for modern homeowners. You will bae able to get your dream home at minimal interest rates and processing fees. Ideal for premium real estate, this loan combines trust, scale, and long-term affordability.
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60 Lakh Karur Vysya Bank Home Loan EMI Calculator
- 5 Lac
- 20 Cr
- 5
- 30
- 6
- 20
Monthly Loan EMI
Payment Breakdown:
Principal Amount
₹60,00,000
Interest Payable
Total Amount Payable
Table of Content



60 Lakh Home Loan Karur Vysya Bank – Highlights
You can use these features and highlights to compare the 60 Lakh Home Loan from Karur Vysya Bank with other financial institutions:
Features | Details |
Purpose of Loan | Purchase, construction, extension, renovation |
Loan Amount | 90% of the property cost |
Margin Requirement | 10–25% |
Interest Rate Range | 8.40% to 11.70% p.a., Floating and Fixed Interest Rates |
Repayment Tenure | Up to 30 years |
Security Required | Equitable mortgage of the financed property |
60 Lakh Home Loan EMI for 5 Years From Karur Vysya Bank
If you want to clear your 60 Lakh Home Loan from Karur Vysya Bank quickly, this 5-year plan helps you own your property sooner, with less overall interest payable but higher EMIs.
Loan Amount | Interest Rate | Loan Tenure | EMI Amount | Total Interest Payable | Total Amount Payable |
₹6,000,000 | 9.15% p.a. | 5 years | ₹1,24,987 | ₹14,99,243 | ₹7,499,243 |
60 Lakh Home Loan EMI for 10 Years From Karur Vysya Bank
Stable EMIs and reduced interest make this 10-year tenure a smart choice. Here is the financial breakdown of your 60 Lakh Home Loan from Karur Vysya Bank.
Loan Amount | Interest Rate | Loan Tenure | EMI Amount | Total Interest Payable | Total Amount Payable |
₹6,000,000 | 9.15% p.a. | 10 years | ₹76,493 | ₹31,79,208 | ₹9,179,208 |
60 Lakh Home Loan EMI for 15 Years From Karur Vysya Bank
If you prefer a middle-ground repayment structure, the 15-year Karur Vysya Bank 60 Lakhs home loan offers the right mix of affordability and tenure flexibility.
Loan Amount | Interest Rate | Loan Tenure | EMI Amount | Total Interest Payable | Total Amount Payable |
₹60,00,000 | 9.15% p.a. | 15 years | ₹61,393 | ₹50,50,659 | ₹1,10,50,659 |
60 Lakh Home Loan EMI for 20 Years From Karur Vysya Bank
The 20-year tenure for the Karur Vysya Bank 60 Lakh home loan option is best suited for those who want slightly lower monthly obligations while still paying off their loan in a reasonable period.
Loan Amount | Interest Rate | Loan Tenure | EMI Amount | Total Interest Payable | Total Amount Payable |
₹60,00,000 | 9.15% p.a. | 20 years | ₹54,564 | ₹70,95,296 | ₹1,30,95,296 |
60 Lakh Home Loan EMI for 25 Years From Karur Vysya Bank
A 25-year repayment plan with Karur Vysya Bank’s 60 Lakh home loan helps you manage cash flow better, offering loan-term affordability with a slightly higher interest payment.
Loan Amount | Interest Rate | Loan Tenure | EMI Amount | Total Interest Payable | Total Amount Payable |
₹60,00,000 | 9.15% p.a. | 25 years | ₹50,970 | ₹92,90,855 | ₹1,52,90,855 |
60 Lakh Karur Vysya Bank Home Loan – Charges
A ₹60 Lakh home loan from Karur Vysya Bank comes with transparent and predefined charges that cover loan evaluation, documentation, and other administrative services. These include:
- Processing Fee: ₹7,500 + GST (for loans above ₹50 Lakh)
- GST: 18% on Applicable Charges
- Prepayment/ Foreclosure Charges: NIL
- Legal and Documentation Charges: INR 2000 to INR 5000
- Stamp Duty: As per state laws
- NOC Charges: INR 250
60 Lakh Karur Vysya Bank Home Loan – Documents Required
Here is a list of documents needed to submit to apply for the 60 Lakh Karur Vysya Bank Home Loan for smooth loan approvals and faster disbursement:
Identity, Age, and Address Proof
PAN Card (mandatory for all applicants) | Aadhaar Card or Voter ID |
Passport or Driving Licence | Utility bills or Ration Card |
Income Documents
For Salaried Applicants |
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For Self-Employed Applicants |
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Property Documents |
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60 Lakh Karur Vysya Bank Home Loan – Eligibility Criteria
To apply for a ₹60 Lakh home loan from Karur Vysya Bank, you need to meet certain eligibility benchmarks that ensure you’re financially equipped to repay the loan. These include:
- Indian Nationality
- Between 21 and 65 years of age
- Stable income with good credit score (Over 650)
- Property being financed must meet all legal, technical, and valuation checks
Frequently Asked Questions (FAQs)
What will my EMI be for a ₹60 Lakh Home Loan over 20 years?
Your estimated EMI would be ₹54,564 per month for a ₹60 Lakh Home Loan with a loan tenure of 20 years.
What interest rate range applies to a ₹60 Lakh KVB Home Loan?
Karur Vysya Bank’s interest rates range between 8.10% and 11.70% p.a., based on your credit profile and loan scheme.
What is the monthly interest rate of a 60 Lakh home loan in Karur Vysya Bank?
The annual interest rate for a ₹60 Lakh home loan from Karur Vysya Bank starts at 8.40% p.a., calculated on a monthly reducing balance. So, the monthly interest rate would be 0.70%. The exact rate offered may vary based on your credit score, income stability, employment type, and the repayment tenure.
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