70 Lakh Home Loan From Karur Vysya Bank

70 Lakhs Home Loan Karur Vysya Bank – Highlights

Borrowing ₹70 Lakhs is a major financial step, and it helps to have the full picture before committing. Here’s what you need to know about the terms and features of the Karur Vysya Bank 70 Lakhs home loan:

70 Lakhs Home Loan EMI for 5 years From Karur Vysya Bank

A 5-year loan term might help clear your dues faster, but it comes with higher EMIs. Below is how the 70 Lakhs home loan EMI for a 5-year term at Karur Vysya Bank would typically look.

70 Lakhs Home Loan EMI for 10 years From Karur Vysya Bank

Choosing a 10-year term can reduce your total interest outgo, but it comes with moderately high EMIs. Here’s how the 70 Lakhs home loan EMI for 10 years at Karur Vysya Bank would break down for this tenure.

70 Lakhs Home Loan EMI for 15 years From Karur Vysya Bank

A 15-year loan term often strikes a middle ground between affordability and quicker repayment. The table below outlines the Karur Vysya Bank housing loan EMI for 70 Lakhs under this tenure.

70 Lakhs Home Loan EMI for 20 years From Karur Vysya Bank

A 20-year tenure strikes a balance between affordable EMIs and manageable interest outflow. Here’s a detailed look at the 70 Lakhs home loan EMI for 20 years, Karur Vysya Bank, to help you budget accordingly.

70 Lakhs Home Loan EMI for 25 years From Karur Vysya Bank

Spreading your loan over 25 years can make the EMIs more manageable, especially for those with other financial commitments. Here’s how the Karur Vysya Bank home loan of 70 Lakhs EMI looks when repaid over a longer term.

70 Lakhs Karur Vysya Bank Home Loan – Fees and Charges

Managing a ₹70 lakh home loan isn’t just about EMIs. The extra charges matter too. Below is a breakdown of fees tied to the Karur Vysya Bank 70 Lakhs home loan, so you know exactly what to expect.

70 Lakhs Karur Vysya Bank Home Loan – Documents Required

Nobody likes delays when it comes to buying a home, and paperwork is often the main reason. Here’s a checklist of what you’ll need to get your Karur Vysya Bank 70 Lakhs home loan application moving without hiccups.

• Identity Proof: PAN Card, Aadhaar Card, Passport, Voter ID, or Driving License.
• Address Proof: Utility bills (Electricity, Water, Telephone), Rent Agreement, or Passport.
• Income Proof: Latest 3 months’ salary slips, Form 16, and bank statements for the last 6 months and for self-employed individuals, Income Tax Returns for the last 3 years, Profit & Loss Statement, and Balance Sheet.

• Property Documents: Sale Agreement, Title Deed, Approved Building Plan, and Encumbrance Certificate.
• Photographs: Two recent passport-sized photographs.
• Processing Fee Cheque: A cheque for the applicable processing fee.

70 Lakhs Karur Vysya Bank Home Loan – Eligibility Criteria

Not every applicant qualifies for a ₹70 lakh home loan. The bank has a clear checklist in place. Here’s a breakdown of what Karur Vysya Bank expects from potential borrowers.