CASHe Personal Loan

Features CASHe Personal Loans

CASHe personal loans come with a host of features that make them a preferred choice among borrowers:

• Flexibility in loan amount: Borrowers can avail themselves of personal loans ranging from ₹15,000 to ₹4,00,000, depending on their eligibility and requirements.
• Fast Disbursal: CASHe ensures speedy disbursal of funds, with loan approvals and credit transfers processed within hours of application submission.
• No Collateral Required: Unlike traditional loans that demand collateral, CASHe personal loans are unsecured, eliminating the need for pledging assets.
• Competitive Interest Rates: CASHe offers competitive interest rates on personal loans, making them affordable for borrowers from diverse backgrounds.
• Easy Application Process: With a user-friendly interface and minimal documentation requirements, applying for a CASHe personal loan is a seamless experience.

CASHe Personal Loan Interest Rates

Interest rates play a crucial role in measuring the affordability of a personal loan. CASHe personal loan offers competitive interest rates, ensuring borrowers can avail of funds without burdening themselves with unreasonable repayment amounts. The interest rate CASHe charges may vary based on the loan amount, repayment tenure, and the borrower's credit history. Below is the table with information on rates of interest. 

CASHe Fees and Charges

While availing of a personal loan, borrowers must consider the associated fees and charges to assess the overall cost of borrowing. CASHe levies processing fees starting from ₹500, which may vary based on the loan amount and tenure. Additionally, late payment fees are applicable in case of delayed EMIs.

Eligibility Criteria for CASHe Personal Loans

To qualify for a CASHe personal loan, applicants need to meet certain eligibility criteria, including:

• Employment Status: CASHe Offers personal loans exclusively to salaried individuals with a steady source of income.
• Minimum Income Requirement: Applicants must meet the minimum monthly income threshold specified by CASHe.
• Credit History: A positive credit profile enhances the chances of loan approval.
• Age Criteria: Borrowers must meet the minimum age requirement specified by CASHe to be eligible for a personal loan.

Documents Required for CASHe Personal Loan

Applying for a CASHe personal loan requires submitting essential documents to verify the applicant's identity, income, and address. The commonly required documents include:

• Proof of identity: PAN Card
• Bank Statements: The latest bank statements reflect salary credits and financial transactions.
• Address proof: Aadhaar Card
• Salary Slips: Documents showcasing the applicant's monthly income and employment details.

Calculating Your Loan EMI

CASHe provides an online EMI calculator that allows borrowers to determine their monthly instalments based on the loan amount, repayment tenure, and applicable interest rate. By entering these details into the EMI calculator, borrowers can obtain a clear estimate of their EMI amount and plan their budget accordingly.

For reference, below is the table of EMI estimation for a 2,00,000 CASHe personal loan.