Urban Money Blogs

Top 10 Business Loan Schemes for Women Entrepreneurs 2024
July 13, 2022

Men have primarily dominated entrepreneurship, but in the 21st century, it has taken a whole new turn. With major societal changes and women stepping out of their homes to create an identity for themselves, women entrepreneurs in India are also on a new high. From Nykaa’s founder Falguni Nayar, Limeroad’s…

Category:Business Loan Archive
How to Avail a Business Loan with Bad Credit?
July 12, 2022

If you need a loan, you must have a good credit score. That’s what we all comprehend. Right? But imagine if you can obtain a business loan with bad credit! Specific lenders specialize in startup loans and lend money to businesses with weak credit scores. But this must not encourage…

Category:Business Loan Archive
Why Machinery Loan is a Crucial Aspect for any Heavy-Duty Business?
July 08, 2022

Technology is going to stay here for much longer. Automation, mechanization, and advanced machinery are crucial elements of day-to-day activities, whether they are related to your business or personal life. The equipment is an integral part of your organization which determines the fate of your business regardless of its size.…

Category:Business Loan Archive
Home Buying Tips for 2024
July 07, 2022

Are you buying a house for the first time? Applying for a home loan for the first time? Well, an array of bewildering queries would be striking through your mind. Here is a briefing on the best home-buying tips that will act as an inducement to access facile house purchases.…

Category:Home Loan Archive
Should You Be Choosing a Home Loan Balance Transfer?
July 06, 2022

We all dream about owning a home that reflects our personality and style. Purchasing a home can be an expensive affair and might drain most of your savings. However, you can always opt for a home loan to meet your financial requirements. Nevertheless, a home loan comes with exorbitant interest…

Category:Home Loan Archive
Personal Loan Tax Exemptions & Details
July 02, 2022

Time and again, personal loans have proven to be a reliable safety net for any financial need. The unsecured loans are easy to avail of with minimal eligibility criteria and a swift documentation process. The Income Tax Act 1961 does not consider personal loans as an income, so they are…

Category:Personal Loan Archive
How to Take Business Loan under CGTMSE Scheme?
July 01, 2022

The Credit Guarantee Fund Trust for Micro and Small Enterprises was incorporated in 2000 by the Government of India under the Small Industries Development Bank of India and the Ministry of Micro, Small, and Medium Enterprises. Startup companies require funds as a means to establish themselves in the market firmly.…

Category:Business Loan Archive
Unsecured Business Loan - Eligibility, Documents & Interest Rates
June 28, 2022

What is an Unsecured Business Loan?An unsecured Business loan is the type of loan granted to an applicant from a bank or financial institution without any pledged collateral. These business loans are availed by startups to manage business flow operations. An unsecured business loan provides financial assistance to the businesses that…

Category:Business Loan Archive
Top Home Loans in India
June 27, 2022

Read the given below list of banks that offer the best housing loans in India along with their interest rates and processing charges. This home loan bank list can guide you toward choosing the best bank for housing loans. Banks Rate of Interest (p.a) Processing Charges Kotak Mahindra Bank 7.00%…

Category:Home Loan Archive
How Balance Transfer Affects Your Credit Score
June 25, 2022

If you think that just owning multiple credit cards and juggling multiple payments can help you improve your credit score, then, it's time for you to know the facts right. A balance transfer is quite an effective way to meet your debt repayment goals. It allows you to make low-interest…

Category:Home Loan Archive