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Unlock Your Property's Value with Loan Against Property
July 30, 2024
Loan Against Property or a property loan is a financial assistance tool available with an immovable asset or real estate as collateral. This secured loan can be used for myriad reasons instrumental in wedging your financial gaps. Individuals often rely on their bank savings to meet different financial needs, but…
Category:LAP Archive -
(Memorandum of Deposit) MOD in Home Loan
July 30, 2024
Out of the numerous documents a home loan applicant has to sign, a Memorandum of Deposit (MoD) is among the most important ones. Knowing only the loan terms and mere verbal interactions with bank agents isn’t enough for a home loan seeker. To be an intelligent borrower, one must be…
Category:Home Loan Archive -
GST and Its Influence on Home Loan Interest Rates
July 30, 2024
If you're planning to purchase a new home, it's crucial to understand how the Goods and Services Tax (GST) can affect your home loan interest rates. GST is a consumption tax introduced in India on July 1, 2017, and has significantly impacted various industries, including real estate. Implementing GST on…
Category:Home Loan Archive -
What is a Long-Term Loan?
July 30, 2024
A long-term loan is a type of financing that provides borrowers with a substantial amount of money to be repaid over an extended period, typically exceeding one year. Unlike short-term loans that are meant to be repaid within a shorter time frame, long-term loans offer borrowers the flexibility to manage…
Category:Personal Loan Archive -
ROI - Return on Investment
July 30, 2024
In the realm of decision-making, understanding the potential benefits of investments is crucial for success. At the heart of this evaluation lies Return on Investment (ROI), a pivotal metric that illuminates gains and losses, informing choices that shape professional and personal paths. ROI is a financial ratio that measures an…
Category:Home Loan Archive -
Pradhan Mantri MUDRA Yojana
July 30, 2024
The Mudra loan is offered to many business owners with a strong business plan. However, to avail of the loan, one must fulfill the requirements set by the lending institution. Every institution will have its requirements and the rate of interest charged on the loan amount. In this article, understand…
Category:Business Loan Archive -
Home Loan For Small Business Owners
July 30, 2024
Many lending institutions offer Home loan for small business owners in India. One can apply for a loan from a bank or a non-banking financial company (NBFC) that provides home loans to small business owners. To qualify for a loan, you must provide documents such as your personal and business…
Category:Home Loan Archive -
Composite Loan: Features, Benefits, and Considerations
July 30, 2024
Composite loans have become a popular option for homebuyers in India looking to purchase a property. These loans combine the benefits of a home loan and a personal loan, allowing borrowers to finance their entire property purchase, including ancillary expenses such as registration fees, stamp duty, and other charges. This…
Category:Home Loan Archive -
How to Get Loan Against Property Without Income Proof?
July 30, 2024
When you pledge your residential or commercial property as collateral to the lender and borrow a specific amount in return, it is known as a loan against property or LAP. Simply put, it is a loan you avail on your property or on a plot. You need to ensure, though,…
Category:LAP Archive -
How Much Personal Loan Can I Get on My Salary?
July 26, 2024
Personal loans are like unsecured credit, meaning you don't need to offer any assets as collateral. As a result, lenders pay close attention to your ability to repay the loan. Your monthly salary is the foremost factor lenders consider when determining how much you can borrow. The higher your salary,…
Category:Personal Loan Archive
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