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Dreaming of owning a luxurious and comfortable living space? Now bank loans come with competitive interest rates, flexible repayment options, and comprehensive features. Especially, Bank of Baroda’s 4 Crore home loan caters to the needs of aspiring homeowners by offering a range of choices to eligible applicants. With a super easy and quick procedure through the Urban Money website, everyone can unlock their dream home with Bank of Baroda’s home loan of 4 Crore EMI. Get digital sanction of your home loan at an attractive interest rate starting from 8.40% in a few simple steps.
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4 Crore Bank Of Baroda Home Loan EMI Calculator
- 5 Lac
 - 20 Cr
 
- 5
 - 30
 
- 6
 - 20
 
Monthly Loan EMI
Payment Breakdown:
Principal Amount
₹4,00,00,000
Interest Payable
Total Amount Payable
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Last Updated: 9th May 2025
4 Crore Home Loan Bank of Baroda – Highlights
Here’s a rundown of Bank of Baroda’s 4 crore home loan, highlighting the necessary features so that you can make your choice wisely.
| Feature | Value | 
| Loan Amount | Up to Rs. 4 crores | 
| Interest Rate | Starting at 8.40% to 10.60% | 
| Tenure | Up to 30 years | 
| Processing Fee | Nil | 
| Upfront Fee | Concessional | 
| Factors Affecting Eligibility | Income, Financial Liability, Location | 
| Eligibility | Salaried and Non-salaried Employees | 
4 Crore home loan EMI for 10 years Bank of Baroda
For a 4 Crore home loan from Bank of Baroda with a 10-year tenure, the estimated EMI will be:
| Loan Amount | Interest Rate | Total Interest Payable | Loan Tenure | EMI | 
| 4 crore | 8.40% p.a. | INR 19,256,721 | 10 years | INR 4,93,806 | 
4 Crore home loan EMI for 20 years Bank of Baroda
For a 4 Crore home loan from Bank of Baroda with a 10-year tenure, the estimated EMI will be:
| Loan Amount | Interest Rate | Total Interest Payable | Loan Tenure | EMI | 
| 4 crore | 8.40% p.a. | INR 42,704,432 | 20 years | INR 3,44,602 | 
4 Crore Bank of Baroda home loan – Fees and Charges
When acquiring a 4 Crore home loan from Bank of Baroda, several charges accompany the Equated Monthly Installments (EMI). The processing fee stands at nil, offering a favorable aspect to borrowers. Additionally, there’s a concessional upfront fee, alleviating some initial financial burden. However, borrowers should note the varying login fee, ranging between 1,500 to 10,000 depending on the loan type.
4 Crore Bank of Baroda home loan – Documents Required
To secure a 4 Crore home loan from Bank of Baroda, you’ll need to provide several key documents. Firstly, you will be required to provide a valid identity proof such as a PAN card, voter ID card, driver’s license, or passport. For address verification, furnish documents like a lease agreement, bank statements, or utility bills. Having these documents in order will facilitate a smooth application process for your desired home loan from Bank of Baroda.
4 Crore Bank of Baroda home loan – Eligibility Criteria
Availing a 4 Crore Bank of Baroda home loan opportunity comes with certain parameters that customers must adhere to. The scheme is available for Indian citizens aged 21 to 70. Salaried applicants need a minimum of 1 year’s work experience, while non-salaried individuals require at least 2 years of experience. Additionally, a good credit score of 750 and above is preferred, although an average score falling within the 600-750 range might still be considered.
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