3 Crore Home Loan Yes Bank

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Are you finding financial roadblocks in the path of building your luxury space? YES Bank is not saying no to your financial requirements. You can find a way forward with YES Bank’s 3 crore Home Loan exclusively designed for the needs of lovers of luxury. YES Bank 3 crore home loan comes with extended payback terms, and reasonable interest rates starting from 9.40% that take away the roadblocks that stop you from building your paradise.

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3 Crore Yes Bank Home Loan EMI Calculator

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Table of Content

1. 3 Crore Home Loan YES Bank Highlights

2. 3 Crore Home Loan EMI for 10 Years YES Bank

3. 3 Crore Home Loan EMI for 20 Years YES Bank

4. 3 Crore YES Bank Home Loan Fees and Charges

5. 3 Crore YES Bank Home Loan Documents Required

6. 3 Crore YES Bank Home Loan Eligibility Criteria

Written By

Utsah Sharma

Utsah Sharma is a seasoned financial expert with a Master’s Degree in Commerce specialising in Financial Services, Investments, Loan Assessments, Mutual Funds, Banking & Loan products. Drawing on her experience, she has established herself as a trusted voice, providing invaluable insights and guidance to seasoned investors and beginners. She is committed to breaking down the complexities of everything finance.

Reviewed By

Amit Prakash Singh

Co-Founder, Square Yards & Chief Business Officer, Urban Money

Amit Prakash Singh is the Chief Business Officer at Urban Money. With over nine years of experience at Square Capital, he has played a crucial role in establishing it as one of India's premier loan advisory services. Amit's deep financial insights and extensive knowledge have driven significant business growth and strategic advancements. He has successfully built and managed large sales teams, optimised costs, and created leaders within the industry. Amit's financial expertise and strategic vision are key to the ongoing success and expansion of Square Yards and Urban Money.

Last Updated: 26th September 2024

3 Crore Home Loan YES Bank – Highlights

Let’s analyse the highlights of Yes Bank Home Loan for 3 crores below:

Feature	Description
Loan Amount	Up to 3 crores*
Loan Tenure	Up to 35 years
Interest Rate	9.40% – 10.25% p.a.
Home Loan Types	Purchase, Improvement, Top-up, Transfer, Loans for Self-Employed, NRI Home Loans

3 Crore Home Loan EMI for 10 Years YES Bank

The starting interest rate of 9.40% annually can be used to calculate the EMI payment for a 10-year Yes Bank house loan.

Loan Amount	Interest Rate	Loan Tenure	EMI
3 Crore	9.40%	10 Years	₹3,86,552 per month

3 Crore Home Loan EMI for 20 Years YES Bank

Using the initial interest rate of 9.40% annually, one can calculate the EMI payment for a 20-year Yes Bank home loan.

Loan Amount	Interest Rate	Loan Tenure	EMI
3 Crore	9.40%	20 Years	₹2,77,683 per month

3 Crore YES Bank Home Loan – Fees and Charges

Certain expenses are associated with home loans in addition to the interest rate. These charges consist of:

Particulars	Charges/Fees
Processing Fee	1.5% or Rs. 10,000, whichever is higher
Part-Payment/Pre-closure/Foreclosure Fees	NIL for floating-rate loans 4% on the principal outstanding for fixed-rate loans
Additional Interest	2.00% p.a. over the relevant interest rate on the outstanding loan

3 Crore YES Bank Home Loan – Documents Required

Together with the completed and signed home loan application form, the following documentation is required for the approval of a 3 Crore Yes Bank home loan:

Identity and Residence (KYC): (PAN Card, Aadhaar Card, Voter ID, Passport, or Driving License)
Proof of Income: (Latest 3 months’ salary slips/ Form 16 for the last 2 years/ bank statements for the last 6 months)
Property Related Documents: (NOC from builders/ society/ registered sale deed/ buyer agreement)
Other Documents for Home Loan (passport-sized photographs/ duly filled form)

3 Crore YES Bank Home Loan – Eligibility Criteria

The following are the requirements to be eligible for a 3 crore Yes Bank home loan:

Age Limit: 21-70 years.
Individuals who earn a fixed salary, self-employed and non-resident Indians (NRIs).
Nature of Employment: Self-Employed/ Salaried Individuals/ Agriculturists.
2 years of work experience and at least 6 months in the current organisation is required for a salaried applicant.
A minimum of 3 years in business or profession is required for a self-employed applicant.

Frequently Asked Question (FAQs)

What is the EMI for 3 crore Home Loan for 20 years in YES Bank?

The EMI for a 3 Crore Home Loan for 20 years in Yes Bank would be ₹2,77,683 per month.

Who is eligible for 3 crore Home loan in YES Bank?

Yes Bank offers up to 3 crore home loans to those who meet the requirements, including those who own businesses and receive a salary. The factors that determine eligibility are age, regular income, credit score, and current debts. Please note that only non-resident Indians (NRIs) and Indian residents may apply.

What is the monthly interest rate of 3 crore home loan in YES Bank?

Yes Bank’s 3 crore home loan interest rate starts at 9.40% annually.

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