- Home
- Banks In India
- SMFG India Credit Company Ltd
SMFG India Credit Company Ltd
SMFG India Credit Company Limited is a non-banking financial company launched in January 2007. It has successfully earned a name in the financial landscape of India and has been progressing since then. SMICC is registered with the Reserve Bank of India as an NBFC-ICC company and as a member of SMFG India Credit provides secured as well as unsecured lending products to individuals and MSMEs through multiple branch networks and digital channels.
Unlock Best Home Loan Offers From 10+ Lenders
Loans offered by SMFG India Credit Company Ltd
| SMFG India Credit Company Ltd Loans | Interest Rate | Processing Fee | Loan Amount/Tenure | |
|---|---|---|---|---|
SMFG India Credit Company Ltd Personal Loan | 13% | Upto 5% of loan amount. | ₹50K - ₹30L Tenure(1 - 5 Years) | Know More |
SMFG India Credit Company Ltd Home Loan | 9.99% - 17.8% | Up to 3% of the loan amount | ₹5L - ₹5Cr Tenure(1 - 30 Years) | Know More |
SMFG India Credit Company Ltd Loan Against Property | Up to 20.8% | Upto 3% of loan amount. | ₹50K - ₹12Cr Tenure(1 - 15 Years) | Know More |
SMFG India Credit Company Ltd Business Loan | 17% - 21% | Up to 6.5% p.a. of the loan amount | ₹1L - ₹75L Tenure(1 - 5 Years) | Know More |
Features and Benefits of SMFG India Credit Company Ltd
Here are some of the key features and benefits of SMFG India Credit Company Ltd. Take a glance:
- The organisation asks for minimal documents while providing you with a loan facility.
- There are minimum eligibility criteria for applying for a Fullerton India loan, unlike several other financial institutions.
- There are hassle-free processes to follow while applying for a loan from SMFG India Credit Company Ltd.
- SMFG India Credit serves maximum transparency throughout the entire loan application process.
- SMFG India Credit is a trusted partner to many since it helps you get the right product to meet your financial requirements.
- This financial organisation provides top-notch and round-the-clock customer services. You can contact their customer support team through phone, email, or smartphone app.
FAQs
From loans to affordable interest rates, we have the answers for everything you need to know.
Is SMFG India a bank?
No, SMFG India is not a bank. It is registered as an NBFC – Investment and Credit Company with the Reserve Bank of India.
Is SMFG India listed?
No, SMFG India is not listed on the National Stock Exchange or Bombay Stock Exchange.
How do I find my customer ID for SMFG India?
Your SMFG customer ID is mentioned on the top of your monthly loan account statement. It is also displayed on your customer portal dashboard online.
Quick Links
Get your latest Credit Score, FREE
Latest from the Blog
Get in-depth knowledge about all things related to and your finances
Home Loan Interest Rates Cut 2025: RBI Repo Move Triggers Big Rate Reductions Across 6 Major Banks
Following the RBI’s 5 December repo rate cut to 5.25%, six major banks have begun trimming home loan benchmarks, so borrowers may soon see lower interest rates on floating-rate loans and lighter EMIs
RBI Repo Rate Cut December 2025 : What It Means for You?
RBI has rolled out another repo rate cut on 5th December with immediate effect. The rate has come down to 5.25% after a 25 basis point cut. This entails that home loan EMIs may come down for many borr
RBI Cuts Wait Time : Loan Approvals to Get Quicker as Credit Scores Update Weekly
On 26 November, the Reserve Bank of India (RBI) issued draft guidelines under which Credit Information Companies (CICs) will be required to update credit scores every 7 days, starting 1 April 2026. Th
