- Home
- Banks In India
- SMFG India Credit Company Ltd
SMFG India Credit Company Ltd
SMFG India Credit Company Limited is a non-banking financial company launched in January 2007. It has successfully earned a name in the financial landscape of India and has been progressing since then. SMICC is registered with the Reserve Bank of India as an NBFC-ICC company and as a member of SMFG India Credit provides secured as well as unsecured lending products to individuals and MSMEs through multiple branch networks and digital channels.
Unlock Best Home Loan Offers From 10+ Lenders
Loans offered by SMFG India Credit Company Ltd
| SMFG India Credit Company Ltd Loans | Interest Rate | Processing Fee | Loan Amount/Tenure | |
|---|---|---|---|---|
SMFG India Credit Company Ltd Personal Loan | 13% | Upto 5% of loan amount. | ₹50K - ₹30L Tenure(1 - 5 Years) | Know More |
SMFG India Credit Company Ltd Home Loan | 9.99% - 17.8% | Up to 3% of the loan amount | ₹5L - ₹5Cr Tenure(1 - 30 Years) | Know More |
SMFG India Credit Company Ltd Loan Against Property | Up to 20.8% | Upto 3% of loan amount. | ₹50K - ₹12Cr Tenure(1 - 15 Years) | Know More |
SMFG India Credit Company Ltd Business Loan | 17% - 21% | Up to 6.5% p.a. of the loan amount | ₹1L - ₹75L Tenure(1 - 5 Years) | Know More |
Features and Benefits of SMFG India Credit Company Ltd
Here are some of the key features and benefits of SMFG India Credit Company Ltd. Take a glance:
- The organisation asks for minimal documents while providing you with a loan facility.
- There are minimum eligibility criteria for applying for a Fullerton India loan, unlike several other financial institutions.
- There are hassle-free processes to follow while applying for a loan from SMFG India Credit Company Ltd.
- SMFG India Credit serves maximum transparency throughout the entire loan application process.
- SMFG India Credit is a trusted partner to many since it helps you get the right product to meet your financial requirements.
- This financial organisation provides top-notch and round-the-clock customer services. You can contact their customer support team through phone, email, or smartphone app.
FAQs
From loans to affordable interest rates, we have the answers for everything you need to know.
Is SMFG India a bank?
No, SMFG India is not a bank. It is registered as an NBFC – Investment and Credit Company with the Reserve Bank of India.
Is SMFG India listed?
No, SMFG India is not listed on the National Stock Exchange or Bombay Stock Exchange.
How do I find my customer ID for SMFG India?
Your SMFG customer ID is mentioned on the top of your monthly loan account statement. It is also displayed on your customer portal dashboard online.
Quick Links
Get your latest Credit Score, FREE
Latest from the Blog
Get in-depth knowledge about all things related to and your finances

RBI Repo Rate Unchanged at 5.25%: Impact on Loans, EMIs and Borrowers
The Reserve Bank of India on Friday 6, 2026 held the RBI repo rate at 5.25%, opting for policy continuity amid steady domestic growth. February 6, 2026: The Reserve Bank of India has decided to l

Union Budget 2026 Live : Taxation, Credit Policy And Financial Sector Announcements
Union Budget 2026-2027 was presented on February 1, 2026, in the Lok Sabha. This year, Finance Minister Nirmala Sitharaman has outlined the government’s financial roadmap for the year ahead under th

As Housing Gets Costlier, Homebuyers Look to Budget 2026 for Relief
Amid sales dipping owing to affordability pressure, India’s Middle Class requires more tax relief and higher incentives to invest in property. At a time when housing affordability in India is un