Urban Money

Housing Development Finance Corporation

Housing Development Finance Corporation

Financial aid is a safety net that helps us weave through life in case of unprecedented circumstances. HDFC Bank provides one of the most affordable personal loans, which can help you meet your immediate financial requirements. The HDFC personal loan interest rate starts from 10.75% and ranges up to 21.50%. HDFC Bank offres flexible repayment time frame upto 60 months.

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Loans offered by Housing Development Finance Corporation

  • Home Loan
Loan Amount:₹5L - ₹1Cr
Interest Rate:6.7% - 7.85%
Processing Fee:0.5% - 1.5%
Tenure:30 Years
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  • Personal Loan
Loan Amount:Up to ₹40L
Interest Rate:10.75% - 21.5%
Processing Fee:Up to 2.5%
Tenure:5 Years
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  • Loan Against Property
Loan Amount:₹8L - ₹1.5Cr
Interest Rate:7.5% - 10.3%
Processing Fee:1.5%
Tenure:2.5 Years
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  • Business Loan
Loan Amount:Up to ₹50L
Interest Rate:11.9% - 21.35%
Processing Fee:Up to 2.5%
Tenure:4 Years
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ProductsInterest RateProcessing FeeLoan Amount/Tenure
Home Loan

6.7% - 7.85%

0.5% - 1.5%

₹5L - ₹1Cr

Tenure(1 - 30 Years)

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Personal Loan

10.75% - 21.5%

Up to 2.5%

Up to ₹40L

Tenure(1 - 5 Years)

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Loan Against Property

7.5% - 10.3%


₹8L - ₹1.5Cr

Tenure(1 - 2 Years)

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Business Loan

11.9% - 21.35%

Up to 2.5%

Up to ₹50L

Tenure(1 - 4 Years)

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Features and Benefits of HDFC Ltd

  • Emphasis on digital and swift banking and application services for customer convenience. 
  • A vast network of 603 inter-linked offices inclusive of 202 HDFC Sales offices. 
  • Scaled-up distribution via HDFC Bank, HDFC Sales and third-party direct-selling associates. 
  • Availability of customized home loans for meeting diverse customer requirements with attractive interest rates and other terms and conditions. 
  • Attractive Fixed Deposit and other schemes for customers.

HDFC Ltd Overview

HDFC Ltd is one of India’s biggest financial institutions and a leading housing finance provider as well. The bank prides itself on having fulfilled more than 8 million housing dreams since its official inception. HDFC Ltd was established as a speciality housing finance provider in the year 1977. 

  • HDFC Ltd has already financed 8.6 million housing units to date and counting. 
  • Gross loans of the bank stand at Rs. 5.7 trillion. 
  • It has 2.1 million deposit accounts. 
  • HDFC Ltd has also carried out consultancy projects for housing finance in several countries spanning Africa, Asia, and East Europe. 
  • Core values include integrity, trust, professionalism and integrity while the bank also aims at enhancing India’s residential housing tally through offering seamless home loans while enhancing resource flow towards this sector. 
  • HDFC Ltd maintains low gross NPAs and cost-to-income ratio along with enhancing return on equity annually while consistently growing its loan book.

Services Offered by HDFC Ltd

Diversified Financial Services Education Loans
Asset Management Fixed Deposit Services
Insurance (Life and General) Home Loan EMI, Eligibility and Balance Transfer Calculators
Banking PMAY Subsidy Calculator
Real Estate Venture Capital

Products Offered by HDFC Ltd

Home Loans Loan Against Property
Rural Housing Loans Commercial Plot Housing
Plot Loans Commercial Property Loans
Sanction Letter Affordable Housing- HDFC Reach Loans & Pradhan Mantri Awas Yojana
House Renovation Loans Home Loan Balance Transfer
Home Extension Loans NRI Housing Loan- Middle East, Singapore, United Kingdom and Other Locations
Top-Up Loans

HDFC Ltd Corporate Office Details with Contact Information

You can contact HDFC Ltd by giving a missed call at +91-9289200017. You can also send an SMS- HDFCHOME to 56767.

Registered office of HDFC Ltd: Ramon House, 169, Backbay Reclamation, H T Parekh Marg, Churchgate, Mumbai – 400020.

Corporate office of HDFC Ltd: HDFC House, H T Parekh Marg, 165-166, Backbay Reclamation, Churchgate, Mumbai- 400 020.

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