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HDFC Ltd
Housing Development Finance Corporation offers home loans with flexible terms. It caters to salaried and self-employed borrowers. Products include loans for purchasing homes, construction, and extensions. The bank provides online tools to check eligibility and EMIS. Loan repayment is straightforward with auto-debit and online options. Their customer service is dependable and easily accessible. It’s ideal for those seeking long-term support with clear terms.
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Loans offered by Housing Development Finance Corporation
| Housing Development Finance Corporation Loans | Interest Rate | Processing Fee | Loan Amount/Tenure | |
|---|---|---|---|---|
Housing Development Finance Corporation Home Loan | 7.9% - 13.2% | Up to Rs 4,999 | ₹1L - ₹1Cr Tenure(1 - 30 Years) | Know More |
Housing Development Finance Corporation Loan Against Property | 9.5% - 12.25% | Up to 1% of loan amount (minimum Rs 75,000) | ₹8L - ₹1.5Cr Tenure(1 - 2 Years) | Know More |
Features and Benefits of HDFC Ltd
- Emphasis on digital and swift banking and application services for customer convenience.
- A vast network of 603 inter-linked offices inclusive of 202 HDFC Sales offices.
- Scaled-up distribution via HDFC Bank, HDFC Sales and third-party direct-selling associates.
- Availability of customized home loans for meeting diverse customer requirements with attractive interest rates and other terms and conditions.
- Attractive Fixed Deposit and other schemes for customers.
HDFC Ltd Overview
HDFC Ltd is one of India’s biggest financial institutions and a leading housing finance provider as well. The bank prides itself on having fulfilled more than 8 million housing dreams since its official inception. HDFC Ltd was established as a speciality housing finance provider in the year 1977.
- HDFC Ltd has already financed 8.6 million housing units to date and counting.
- Gross loans of the bank stand at Rs. 5.7 trillion.
- It has 2.1 million deposit accounts.
- HDFC Ltd has also carried out consultancy projects for housing finance in several countries spanning Africa, Asia, and East Europe.
- Core values include integrity, trust, professionalism and integrity while the bank also aims at enhancing India’s residential housing tally through offering seamless home loans while enhancing resource flow towards this sector.
- HDFC Ltd maintains low gross NPAs and cost-to-income ratio along with enhancing return on equity annually while consistently growing its loan book.
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