Lendingkart Finance Limited

4.5
Lendingkart Finance Limited is a non-deposit taking NBFC that offers business loans and working capital loans to SMEs throughout the country. It offers access to capital with a fully online and swift procedure along with minimal documentation and zero collateral.

Unlock Best Home Loan Offers From 10+ Lenders

Choose City

Loans offered by Lending Kart-Nbfc

Lending Kart-Nbfc LoansInterest RateProcessing FeeLoan Amount/Tenure

Lending Kart-Nbfc Business Loan

15%

From 2%-5% of loan amount

₹50K - ₹2Cr

Tenure(1 - 3 Years)

Know More

Features and Benefits of Lendingkart

  • Super-quick loan processing in 72 hours. 
  • Zero collateral.
  • Attractive interest rates from 1.25% each month.
  • Flexible repayment options. 
  • 100% online application procedure. 
  • Minimal documentation. Just bank statements are required for e-commerce vendors, for instance. 
  • Instant loan sanctions and disbursal within three days.

Lendingkart Finance Limited Overview

Lendingkart Finance Limited is a non-deposit taking NBFC that offers business loans and working capital loans to SMEs throughout the country. It offers access to capital with a fully online and swift procedure along with minimal documentation and zero collateral. 

  • Lendingkart aims at collaborating with businesses to help them build stronger foundations for future growth. 
  • It has served more than 150,000 businesses in more than 400 town and cities in the country while sanctioning more than Rs. 7,500 crore worth of loans. 
  • The mission of Lendingkart Group is to make working capital finance readily accessible for entrepreneurs, freeing them up to focus on growing their businesses instead of pondering over cash-flow gaps. 
  • Lendingkart Technologies Private Limited is a fin-tech startup which deploys technological and big data analysis based tools for helping lenders analyze creditworthiness of borrowers and also offers related solutions. 
  • Formerly known as Aadri Infin Limited, Lendingkart Finance Limited is a non-deposit taking NBFC that offers SME lending solutions. It makes use of analytics and other technologies for assessing innumerable data points across multiple sources in a bid to assess the creditworthiness of small businesses. 
  • Lendingkart Finance Limited does not emphasize on old records of vendors for evaluating credit risk profiles. It emphasizes present cash flows and growth of the business. It is currently based in Bangalore, Ahmedabad and Mumbai although it serves customers throughout the country.

FAQs

From refinancing to reducing your interest, we have the answers right here.

Is Lendingkart an NBFC?

Lendingkart is a non-deposit NBFC (Non-Banking Financial Company) in India.

Is Lendingkart approved by the RBI?

Lendingkart is an RBI registered NBFC. So, yes, it is approved by the Reserve Bank of India.

Who owns Lendingkart?

Harshvardhan Lunia is the owner, co-founder and CEO of Lendingkart.

How do I contact Lendingkart?

You can contact Lendingkart either through email or via phone. You can email at care@lendingkart.com and call at 1800-572-0202.

Where is Lendingkart's head office?

Lendingkart is headquartered in Ahmedabad, Gujarat. The complete registered address of the company is given below:

14th Floor, The First,

First Avenue, Besides the Keshavbaug Party plot,

Vastrapur, Ahmedabad – 380015

What is the rate of interest for Lendingkart?

Lendingkart’s business loan interest rate varies from 1.5 to 2% per month.

How many branches of Lendingkart are there in India?

Lendingkart has zero physical branches in India. However, it serves more than 400 cities in India, through the official portal.

Get your latest Credit Score, FREE

Guide

Get in-depth knowledge about all things related to and your finances

RBI's Rate Cut: The Domino Effect of 50 BPS Cut on Real Estate
Uttij HarnalJun 10, 2025

RBI's Rate Cut: The Domino Effect of 50 BPS Cut on Real Estate

The RBI has recently lowered the repo rate by 0.5 percentage points, bringing it to 5.5%. This change will ease the financial burden on home loan borrowers by reducing their monthly EMIs. In India, mo

Repo Rate Slashed by 50 Points: Here’s What It Means for Borrowers
Bhavya KamraJun 06, 2025

Repo Rate Slashed by 50 Points: Here’s What It Means for Borrowers

RBI Governor Sanjay Malhotra announced the third consecutive Repo Rate cut by the RBI on June 6, 2025. The rate now stands at 5.50% and will lower the overall cost of borrowing for regular Indian citi

High-Value Home Loans Make Up 21% of FY25 Disbursals: Urban Money Report
Thejus KSJun 06, 2025

High-Value Home Loans Make Up 21% of FY25 Disbursals: Urban Money Report

Key Highlights – Urban Money Home Loan Report FY 2025 Home loan disbursal volume grew 10% YoY across top Indian cities Disbursal value increased 15% YoY, reflecting demand for

Urban Money