Piramal Finance

4.5
Piramal Finance Limited (formerly known as Piramal Capital & Housing Finance Limited) at its core, believes we are a company that is of the people of Bharat and for the people of Bharat. Our story has been one of steady change. We entered the retail finance area with housing finances and now offer business loans and personal loans. We use customer feedback and new market opportunities to create long-term, value-driven financial services. At Piramal Finance, we put an emphasis on digitisation and online lending, while still giving our valued customers a human touch and expanding branches all over Bharat. We have come a long way already and want to keep going.

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Loans offered by Piramal Finance

Piramal Finance LoansInterest RateProcessing FeeLoan Amount/Tenure

Piramal Finance Personal Loan

12.14%

Up to 5% of the loan amount + applicable taxes

₹50K - ₹25L

Tenure(1 - 5 Years)

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Piramal Finance Home Loan

9% - 20.15%

Up to 1% of the loan amount

₹5L - ₹2Cr

Tenure(5 - 30 Years)

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Piramal Finance Loan Against Property

11.5%

Up to 1% of the loan amount

Up to ₹2Cr

Tenure(1 - 30 Years)

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Piramal Finance Business Loan

16% - 25%

Up to 5% of the sanctioned loan amount + applicable taxes

₹5L - ₹30L

Tenure(1 - 10 Years)

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Piramal Finance Overview

Piramal Finance is a part of the parent entity which was founded in the year 1980. It has more than 1 million customers while being present in more than 300 locations, with more than 5,000 partner outlets across the country. 

  • Piramal Capital & Housing Finance (PCHF) is a fully-owned subsidiary of Piramal Enterprises Limited (flagship entity of the Piramal Group). 
  • It is registered as an HFC (housing finance company) with the NHB (National Housing Bank) while being engaged in diversified financial services businesses, offering retail and wholesale funding throughout multiple sectors. 
  • Housing finance and other solutions are offered in the real estate category throughout the total capital spectrum including structured debt, private equity at the early stage, flexi-lease rental discounting, construction finance and hospitality sector financing. 
  • The real estate vertical has the Corporate Finance Group (CFG) and ECL (Emerging Corporate Lending). The former offers customized funding to companies in various sectors like renewable energy, infrastructure, automotive components and roads along with industrial components. The latter offers funding for SMEs. 
  • There are many customized options available for retail and institutional investors including the Mumbai Redevelopment Fund and the Apartment Fund along with building strategic partnerships with global pension funds such as APG, CPPIB and Ivanhoe Cambridge.

The core values at the Piramal Group include Care, Action, and Knowledge along with Impact which have been integral to the brand’s philosophies over the years, indicating its deep-rooted beliefs and defining the same at an organizational cum individual level.

FAQs

From loans to affordable interest rates, we have the answers for everything you need to know.

When did Piramal housing finance start?

Piramal housing finance was incorporated on 28th August 2017.

What is the interest rate of Piramal Housing Finance?

Piramal Capital & Housing Finance offers loans with an initial interest rate of 9.65% annually. With Piramal Capital & Housing Finance, users can avail 90% loan amount of their total property value. The maximum tenure they offer is 30 years (subjected to your retirement age).

Where is Piramal Housing Finance's head office?

The Piramal Housing Finance head office is registered at 601, 6th Floor, Amiti Building, Agastya Corporate Park, Kamani Junction, Opp. Fire Station, LBS Marg, Kurla (W) Mumbai MH 400070.

Is Piramal Housing Finance an NBFC?

Yes, Piramal housing finance is one of the largest diversified NBFCs (Non-Banking Finance Companies) in India. It offers affordable home loans, SME lending, construction and finance costs and a lot more.

Who is the founder of Piramal Housing Finance?

Ajay Piramal is the founder of Piramal Housing Finance.

How many branches of Piramal Housing Finance are there in India?

Piramal Capital and Housing Finance have over 3,000 employees of DHFL. It has over 1 million customers spread across 24 states with 301 branches.

What is the Piramal Housing Finance customer care number?

You can always call on the customer care number 1800 266 6444. Or you can ask your queries on the email address customercare@piramal.com.

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