RBL Bank

RBL Bank

RBL Bank, or Ratnakar Bank Limited, is a fast-growing bank wherein customers can enjoy several monetary and banking assistance most conveniently. RBL Bank's services are customer-friendly and encompasses savings accounts, credit cards, investment solutions, and more. RBL Bank is known for its customer-centric approach, making it a trusted choice for those seeking reliable and innovative financial solutions. Moreover, meet your financial goals with RBL Bank loans that are tailored to suit your financial capacity. 

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Loans offered by RBL Bank

RBL Bank LoansInterest RateProcessing FeeLoan Amount/Tenure

RBL Bank Personal Loan

14% - 23%

Up to 2% of loan amount

₹1L - ₹20L

Tenure(1 - 5 Years)

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RBL Bank Home Loan

9.1% - 11.55%

Up to 2% of loan amount

₹1L - ₹10Cr

Tenure(1 - 25 Years)

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RBL Bank Loan Against Property


1.25% of loan amount + GST

₹3L - ₹10Cr

Tenure(1 - 15 Years)

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RBL Bank Business Loan

14% - 26%

  • 2.5% of Loan amount for Business Loans (loan amount greater than Rs 25 lakh)
  • 3% of Loan amount for small business Loans (Rs 5 lakh to Rs 25 lakh)
  • (No processing fee applicable for small business loans below Rs 5 lakh)
... more

₹1L - ₹35L

Tenure(1 - 3 Years)

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RBL Bank Overview

RBL Bank is one of the fastest-growing private sector banks with a growing presence throughout the country. RBL Bank offers highly specialized services under several business verticals including commercial banking, corporate and institutional banking, retail assets, branch and business banking, and treasury and financial markets operations. 

  • RBL Bank caters to more than 9.97 million customers via 1,435 business correspondent branches, 445 branches and 386 ATMs across 28 Indian States and Union Territories. 
  • RBL Bank has a listing on both the BSE and NSE. 
  • The vision of the bank is to be a bank of choice by creating and nurturing enduring relationships through trust and respect of our customers, employees and partners
  • The mission of RBL Bank is to engage with customers and understand their requirements while offering best-in-class services/products and solving queries swiftly. 
  • RBL Bank also strives to offer cost-effective and solidly structured banking services for promoting greater financial inclusion, spurring higher growth and lowering social inequalities.


From refinancing to reducing your interest, we have the answers right here.

Who is the founder of RBL Bank?

The founder of RBL bank is Vishwavir Ahuja. He is the Managing Director/CEO of RBL Bank Ltd.

Is RBL Bank a nationalised bank?

Yes, RBL is a nationalised bank, registered under the Companies Act, 1956.

What is the minimum balance in RBL Bank?

For metro or urban areas, Rs. 5,000 is the amount individuals can use as their minimum balance to open an account in RBL Bank. For semi-rural areas, the minimum amount is Rs. 2,500 and for rural, it is Rs. 1,000.

Is RBL a zero balance account?

No, RBL Bank does not allow a zero balance account. Even for their online account, customers have to deposit and maintain a certain amount of money to open their RBL bank account.

How can I know my RBL Bank IFSC code?

The IFSC code is printed on the cheque leaves of RBL Bank's cheque book issued to every customer. You can also visit the official RBI website and see the complete list of IFSC codes of all banks and branches across India.

What is the swift code of RBL Bank?

The swift code of RBL bank is a total of 8 characters. It is RATNINBB.

Where is the headquarters of RBL Bank?

The headquarters of RBL Bank is in Mumbai. It was founded in 1943. The complete address is RBL Bank Ltd., One World Centre, Tower 2B, 6th Floor, 841, Senapati Bapat Marg, Lower Parel (W), Mumbai 400013, India.

How do I complain to RBL bank?

To register your complaint with RBL Bank, you can contact the bank on their toll-free number: 022-6232 7777. You can also mail your complaint at cardservices@rblbank.com or visit their office in Mumbai. The address is RBL Bank Ltd., One World Centre, Tower 2B, 6th Floor, 841, Senapati Bapat Marg, Lower Parel (W), Mumbai 400013. India.

How many RBL Bank branches are there in India?

RBL bank serves over 10.66 million active customers. It has a network of 500 branches, 1,424 business correspondent branches and over 274 banking outlets, along with 407 ATMs across all Indian states and Union Territories.

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