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Tata Capital Financial Services LTD

Tata Capital Financial Services LTD
4.5

Tata Capital Financial Services Limited or TCFSL is one of India's most trusted financial and investment service providers. TCFSL offers fund and fee-based financial services across several business sectors, including Commercial Finance, Wealth Management, Consumer Loans, Infrastructure Finance, Treasury Advisory, Private Equity, Credit Cards and Distribution and Marketing of Tata Cards.

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Loans offered by Tata Capital Financial Services LTD

  • Personal Loan
Loan Amount:₹75K - ₹25L
Interest Rate:10.99%
Processing Fee:Up to 2%
Tenure:6 Years
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  • Loan Against Property
Loan Amount:₹10L - ₹3Cr
Interest Rate:10.1%
Processing Fee:1.25% - 2%
Tenure:1.25 Years
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  • Business Loan
Loan Amount:₹5L - ₹75L
Interest Rate:19%
Processing Fee:1.5% - 2.5%
Tenure:3 Years
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ProductsInterest RateProcessing FeeLoan Amount/Tenure
Personal Loan

10.99%

Up to 2%

₹75K - ₹25L

Tenure(1 - 6 Years)

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Loan Against Property

10.1%

1.25% - 2%

₹10L - ₹3Cr

Tenure(Up to 1 Years)

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Business Loan

19%

1.5% - 2.5%

₹5L - ₹75L

Tenure(1 - 3 Years)

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Features and Benefits of Tata Capital Financial Services Limited

Some of the main features and benefits of Tata Capital Financial Services Limited include:

  • Tata Capital Financial Services Limited has minimum eligibility criteria to offer loans.
  • TCFSL offers highly competitive interest rates.
  • There is the requirement of minimal documentation to apply for a loan from Tata Capital.
  • Tata Capital Financial Services Limited offers an easy and hassle-free application process. 
  • Tata Capital has customised financial products to offer to its customers across various cities of the country.
  • TCFSL offers after-sales solid services. 
  • Tata Capital offers maximum transparency throughout the process of the loan application.
  • TCFSL offers reliable and effective customer service. One can reach out to the customer support team via phone or email.

Tata Capital Financial Services Limited Overview

Tata Capital Financial Services Limited or TCFSL is one of India's most trusted financial and investment service providers. The company is registered as a Systemically Important NBFC or Non-Deposit Accepting Non-Banking Financial Company with the Reserve Bank of India. Tata Capital Limited is based in Mumbai and has more than 100 branches scattered across the critical markets in India.

Tata Sons Limited, Tata Capital, was established in 2007 as a part of Tata Capital with two other companies, including Tata Capital Housing Finance Limited and Tata Securities Limited. The firm is the financial services department of the renowned USD 108 billion Tata Group, serving retail, corporate and institutional customers. TCFSL offers fund and fee-based financial services across several business sectors, including Commercial Finance, Wealth Management, Consumer Loans, Infrastructure Finance, Treasury Advisory, Private Equity, Credit Cards and Distribution and Marketing of Tata Cards.  

Services Offered by Tata Capital Financial Services Limited

Tata Capital Financial Services Limited offers the below services:

Personal Loan Two-Wheeler Loan
Home Loan Consumer Durable Loan
Business Loan Loan Against Securities
Loan Against Property Wealth Management
Used Car Loans Other Corporate Loans Products

Personal Loan

Tata Capital Financial Services Limited offers a unique and flexible personal loan facility. One can avail of easy and quick personal loans at competitive interest rates from TCFSL.

Home Loan

Tata Capital offers tailor-made home loans and the transfer of home loan balance facility. One can apply for a home loan of Rs. 5 lakh up to Rs. 5 Crore at a special interest rate starting from 6.70%*.

Business Loan

TCFSCL offers customised, unsecured business loans for various purposes such as launching a new store, rebuilding your business, increasing your working capital, purchasing new machinery and outperforming your competitors.

Loan Against Property

Loan Against Property in Tata Capital is suitable for all your financial needs, requiring funds for personal use or expanding your business.

Used Car Loans

Used Car Loans in Tata Capital are offered for a huge collection of cars ranging from SUVs and hatchbacks to premium sedans. You can avail of a loan of up to 95% of your car value and avail facilities like quick disbursal of loans and flexible EMI repayment options. 

Two-Wheeler Loan

With Tata Capital, you can now own the bike of your choice. TCFSL offers up to 100% funding on a new two-wheeler, motorcycle or scooter.

Consumer Durable Loan

By acquiring a Consumer Durable Loan from Tata Capital, you can finance your purchase of consumer durable goods. These products include electronics and household appliances such as air conditioners, refrigerators, TVs, home theatres, microwaves, laptops, washing machines and much more.           

Loan Against Securities

Tata Capital Financial Services Limited allows you to unlock the potential of your investments with its Loans Against Securities. Tata Capital offers these loans with no foreclosure or prepayment charges, and you get convenient access to funds up to Rs. 20 Crore while earning return against your financial assets. 

Wealth Management

With Wealth Management, Tata Capital offers a wide range of bespoke investment, protection and financial services fitting you and your family’s business needs and goals. TCFSL ensures customised convenience for multiple financial products.

Working Capital Loans

Tata Capital offers tailor-made working capital solutions by providing accessible and quick finance to help people improve and grow their businesses. Working Capital Loans help people cover their additional expenses without stressing their existing resources.

Term Loans

TCFSL offers secured term loans that conveniently help individuals make large capital investments in businesses. Term Loans can invest in Research and Development (R & R&D), upgrade technological infrastructure, and set up a new plant.

Structured Products

Tata Capital offers customised solutions to all the structured financial needs of individuals driven by a union of contracts, assets and underlying cash flows. These products are structured for long and short tenure with an option to exit at intervals.

Construction Finance

Tata Capital Financial Services Limited offers customised Construction Finance Solutions to real estate developers. An experienced team of professionals help you choose the right product, required loan amount, tenure, repayment options and moratorium depending on the proposed project’s status, stage and nature.

Equipment Financing & Leasing

TCFSL offers customised Equipment Financing and Leasing Solutions to support individuals’ investment in obtaining new assets and technology. Tata Capital offers a pre-established credit line that allows individuals to obtain the equipment in minimum turnaround time.

Tata Capital Financial Services Limited Corporate Office Details

Tata Capital Financial Services Limited

11th Floor Tower A, Peninsula Business Park

Ganpatrao Kadam Marg, Lower Parel

Mumbai - 400013.

Tata Capital Financial Services Limited Contact Details

Customer Care Number: 1860 267 6060

Between 9 AM and 8 PM Monday to Saturday

(Closed on Sundays and Public Holidays)

Tata Capital Financial Services Limited E-Mail Address

To apply for a loan [email protected]
For any queries regarding Tata Capital Home Loan [email protected]
For any queries regarding Tata Capital Retail Loan [email protected]
For any queries regarding Tata Capital Corporate Loan [email protected]

FAQs

From refinancing to reducing your interest, we have the answers right here.

Is Tata Capital a bank?

No, Tata Capital is a company that offers banking services. Tata Capital Financial Services Limited is a subservient division of Tata Group’s Tata Capital brand. It is a Non Banking Financial Company or NBFC which is registered under the Reserve Bank of India. Its services cater to all the financial needs of businesses.

Who is CEO of Tata Capital?

The current Chief Executive Officer (CEO) of Tata Capital Limited is Rajiv Sabharwal.

How can I open my Tata Capital loan?

Tata Capital grants a loan of maximum INR 35 Lakhs to any individual who has a minimum regular income of INR 15,000. Applicants also need to prove their identity, residence, and income with proper documentation. Lastly, the eligible candidates can avail their instant personal loan by applying online and submitting the required documents. After a thorough verification, Tata Capital approves the loan application and disburses the loan amount to the applicant’s account.

How can I check my Tata Capital loan details?

Applicants of Tata Capital Loan can check the details of their application by visiting their official website. Users can access the web page of application tracking, named “Track My Application” to check their status. All they have to do is enter either their mobile number or PAN number.

Does Tata Capital check CIBIL?

Yes, Tata Capital considers CIBIL score of loan applicants to make market price based judgements about their repayment capacity and loan amount to be approved. Users can even check their CIBIL score from the official website of Tata Capital.

What exactly does Tata Capital do?

Tata Capital is a Non-Banking Financial Company that offers numerous products and services providing financial aid to businesses. It is a core investment company that accepts non-deposits and offers assistance in commercial finance, loans and wealth management services. Tata Capital is also registered under the Reserve Bank of India.

What is the interest rate in Tata Capital?

The interest rates offered by Tata Capital are competitive and attractive, starting at as low as 10.99%. For business, Tata Capital offers a starting interest rate of 19% and based on the company’s market value and performance, the best interest rate is suggested.

How can I check my Tata Capital EMI?

You can check your Tata Capital EMI by visiting their official website. Enter the loan type. Navigate to the EMI options where you can find the EMI Calculator. The calculator will take in the inputs, such as loan amount, rate of interest and tenure to furnish the loan EMI instantly.

How can I pay EMI online in Tata Capital?

You can pay overdue EMIs through the online payment gateway of Tata Capital Limited using net banking, UPI, debit and credit card. The online payment gateway can be accessed through the official website of Tata Capital.

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