Tata Capital Financial Services Limited

4.5

Tata Capital Financial Services LTD offers home loans with flexible terms and quick disbursal. You can apply online with basic documents. Tata Capital Financial Services LTD products include loans for buying, constructing, or upgrading a house. You get the option to choose your EMI and tenure. Interest rates are based on your credit score. This loan suits people looking for simple, fast, and transparent services.

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Loans offered by Tata Capital Financial Services LTD

Tata Capital Financial Services LTD LoansInterest RateProcessing FeeLoan Amount/Tenure

Tata Capital Financial Services LTD Personal Loan

10.99% - 29.99%

Up to 3.00%

₹75K - ₹35L

Tenure(1 - 6 Years)

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Tata Capital Financial Services LTD Loan Against Property

9.5% - 17%

Up to 3% of the loan amount

₹10L - ₹1Cr

Tenure(1 - 20 Years)

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Tata Capital Financial Services LTD Business Loan

12.5% - 26%

Up to 2.5% of the loan amount plus GST

₹40K - ₹90L

Tenure(1 - 5 Years)

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Features and Benefits of Tata Capital Financial Services Limited

Some of the main features and benefits of Tata Capital Financial Services Limited include:

  • Tata Capital Financial Services Limited has minimum eligibility criteria to offer loans.
  • TCFSL offers highly competitive interest rates.
  • There is the requirement of minimal documentation to apply for a loan from Tata Capital.
  • Tata Capital Financial Services Limited offers an easy and hassle-free application process. 
  • Tata Capital has customised financial products to offer to its customers across various cities of the country.
  • TCFSL offers after-sales solid services. 
  • Tata Capital offers maximum transparency throughout the process of the loan application.
  • TCFSL offers reliable and effective customer service. One can reach out to the customer support team via phone or email.

Tata Capital Financial Services Limited Overview

Tata Capital Financial Services Limited or TCFSL is one of India’s most trusted financial and investment service providers. The company is registered as a Systemically Important NBFC or Non-Deposit Accepting Non-Banking Financial Company with the Reserve Bank of India. Tata Capital Limited is based in Mumbai and has more than 100 branches scattered across the critical markets in India.

Tata Sons Limited, Tata Capital, was established in 2007 as a part of Tata Capital with two other companies, including Tata Capital Housing Finance Limited and Tata Securities Limited. The firm is the financial services department of the renowned USD 108 billion Tata Group, serving retail, corporate and institutional customers. TCFSL offers fund and fee-based financial services across several business sectors, including Commercial Finance, Wealth Management, Consumer Loans, Infrastructure Finance, Treasury Advisory, Private Equity, Credit Cards and Distribution and Marketing of Tata Cards.  

FAQs

From loans to affordable interest rates, we have the answers for everything you need to know.

Is Tata Capital a bank?

No, Tata Capital is a company that offers banking services. Tata Capital Financial Services Limited is a subservient division of Tata Group’s Tata Capital brand. It is a Non Banking Financial Company or NBFC which is registered under the Reserve Bank of India. Its services cater to all the financial needs of businesses.

Who is CEO of Tata Capital?

The current Chief Executive Officer (CEO) of Tata Capital Limited is Rajiv Sabharwal.

How can I open my Tata Capital loan?

Tata Capital grants a loan of maximum INR 35 Lakhs to any individual who has a minimum regular income of INR 15,000. Applicants also need to prove their identity, residence, and income with proper documentation. Lastly, the eligible candidates can avail their instant personal loan by applying online and submitting the required documents. After a thorough verification, Tata Capital approves the loan application and disburses the loan amount to the applicant’s account.

How can I check my Tata Capital loan details?

Applicants of Tata Capital Loan can check the details of their application by visiting their official website. Users can access the web page of application tracking, named “Track My Application” to check their status. All they have to do is enter either their mobile number or PAN number.

Does Tata Capital check CIBIL?

Yes, Tata Capital considers CIBIL score of loan applicants to make market price based judgements about their repayment capacity and loan amount to be approved. Users can even check their CIBIL score from the official website of Tata Capital.

What exactly does Tata Capital do?

Tata Capital is a Non-Banking Financial Company that offers numerous products and services providing financial aid to businesses. It is a core investment company that accepts non-deposits and offers assistance in commercial finance, loans and wealth management services. Tata Capital is also registered under the Reserve Bank of India.

What is the interest rate in Tata Capital?

The interest rates offered by Tata Capital are competitive and attractive, starting at as low as 10.99%. For business, Tata Capital offers a starting interest rate of 19% and based on the company’s market value and performance, the best interest rate is suggested.

How can I check my Tata Capital EMI?

You can check your Tata Capital EMI by visiting their official website. Enter the loan type. Navigate to the EMI options where you can find the EMI Calculator. The calculator will take in the inputs, such as loan amount, rate of interest and tenure to furnish the loan EMI instantly.

How can I pay EMI online in Tata Capital?

You can pay overdue EMIs through the online payment gateway of Tata Capital Limited using net banking, UPI, debit and credit card. The online payment gateway can be accessed through the official website of Tata Capital.

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